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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Hi Hairy
Sympathies with the cold mine is just lifting which is great for Xmas. I feel like sitting down and resting after the list of chores you got done.
Have a wonderful Xmas and I hope Santa is good to you.:santa2:
You have a lovely Christmas too Munchin :xmassmilepennywisepoundstupid wrote: »:santa2: I'm half way through reading your diary, but just wanted to wish you a very merry Christmas. xx
Hi penny thanks for reading my ramblings, happy Christmas to you too :xmassmileCumbria_lass wrote: »Hope the cold is better, have a great Christmas in the Hairy household , the first debt free one . X
Thanks Cumbria, yes our first debt free Christmashappy Christmas to you :xmassmile
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy Christmas eve everyone :xmassmile:rudolf::santa2::snow_grin:xmassign:
We won't be able to use the Christmas emojis for much longer so I'm going all out :snow_laug.
DH and I are feeling slightly fatigued today (for some reason!) So we're going to try and take it a bit easier. I have to wrap up most of the presents, which will take a couple of hours :eek:.
I've suggested that DH delays his painting so he can rest as his throat feels a bit sore :eek:.
We can delay our pre-party clean up until the day of the party, when we will have rested for two days (apart from helping my parents).
DH needs to drop DS3 at the restsurant at 1.00pm and collect him at 10.00pm. But apart from that I'm hoping he can put his feet up and relax.
Apart from wrapping the presents, I've put DS3's work shirt on to wash with a few other things and I need to wash some towels. Apart from that I want to relax and watch Christmas films with DH :xmassmile.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope your cold is on it's way out.
Merry Christmas to you, DH and DS 1, 2 & 3 xxSave £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Thanks XSpender
.
I've just spent three hours wrapping presents and my back is killing me :eek:. But I've finished it all now :T.
I'm just taking a breather to rest my back with White Christmas on in the background, before I empty the kitchen bins and put some towels on to wash.
Then I can relax until it's time to cook dinner.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad your cold is getting better, mine lasted about a week.
Have a fab Christmas :xmastree:I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Thanks SA and the same to you :xmassign:
I'm just giving my sore feet a rest while dinner cooks. I did over 15,000 steps yesterday and 9,055 so far today :eek:
After dinner I'm going to sit down with a glass of cider and we're going to watch Elf :snow_laug.
I hope everyone's had a good day so far :xmassmile:rudolf::snow_grin:santa2:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
:rudolf: Hurrah for finished wrapping and the glass of cider - hope you all have a lovely dayMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo0 -
Thanks Redo, you too :xmassmileFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope you and your family have a wonderful Christmas Hairy. Have another glass of cider - or two!:D
:xmastree:Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Thanks SSG I think I will :beer::DFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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