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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 April 2020 at 5:21PM
    Nicnak said:
    I think that's also the thing Hairy. You are used to that structure, but at home you don't have anything similar. 
    The house being tidy is for you, but at school the classroom benefits everyone in there. I don't think I am explaining it very well, but it's about having a purpose to other people other than those immediately around you. 
    Hopefully this will all be over soon, and we can return to some level of normality. Although I do suspect things will never be the same again. x
    Interestingly I listened to a podcast about this yesterday and research suggests that humans need social interaction to stay mentally healthy,but it's not just about going out and having fun with your friends, they also need to have a purpose in their daily lives and need to feel that they are contributing in some way to society, if this ability is taken away from them they often become depressed, stressed and lonely  
    Yes I think that's why I've been struggling for the past two weeks as that's been taken away from me.

    I hope your shoulder gets better so you can do some gardening :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I'm sure the walk did you some good. I love what onebrokelady says about purpose and contribution to society. I've been thinking about voluntary work when this is over for exactly that reason. 
    Enjoy your evening :)
    Thanks DIA :). Yes I've been much happier since I've been working and volunteering at school and it's been good for my confidence too :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 April 2020 at 5:45PM
    I've just done a marathon weeding session in the garden 🌱 and it looks much better :). I've finished weeding all the pots (we have a lot of pots). I also weeded the second half of the wall and then swept up. One of our palm trees (in a pot to stop it getting as tall as the house) has died but is sprouting a bit at the bottom, so I chopped off the top of the trunk in the hope that it might sprout from there too eventually. 

    All I need to do now is to weed the three borders and then it's just maintenance and pruning when needed. When I get the opportunity I'd like to get some compost and flowers to put in my pots (which is the fun bit of gardening) and I still need to sand and paint the garden bench. But I'm definitely making progress 😁. 

    It was so warm today that I wore my sunhat and sunglasses again 😎 and was wishing I'd set up the sun umbrella. The bench is a bit too close to the wall so I'll need to pull it out a bit so there's room for the umbrella.

    When I've recovered from my weeding session I need to change DS1's sheets and then I'm going to enjoy a hot shower 🚿 and relax. I feel like I'll deserve it after all that 😁.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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