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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic news on the TA cover :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh dear I have cocodomal on repeat.
    Along with lots of things.
    The joys of having a life long condition & chronic pain & muscles that often dont play the game.
    It's all about balance & being able to function.
    I think those of us who take medication on a regular basis know how to deal with it, when to take what & whether to drive.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    Oh dear I have cocodomal on repeat.
    Along with lots of things.
    The joys of having a life long condition & chronic pain & muscles that often dont play the game.
    It's all about balance & being able to function.
    I think those of us who take medication on a regular basis know how to deal with it, when to take what & whether to drive.

    I'm sure you see your GP or a nurse regularly though and you have a condition that obviously warrants needing your medication on a repeat basis. If it's needed it's needed and should be given. xx
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Great news on the TA cover!:j The pay will certainly come in handy. :)

    I'm pleased to read too that you're going to involve the boys more with the chores. It will help you out enormously if you are going to be taking on more work. And it will do them good to help around the house - training for when they fly the nest!

    Hope you're feeling better this evening.
    X
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • foxgloves
    foxgloves Posts: 12,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Whoo! Great news on all that extra cover, HHoD. And very well deserved, too.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Willowtree222
    Willowtree222 Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations on the extra work that is amazing news.

    I had co-codomol once. I passed out on the sofa in a state of consciousness and couldn't get up. Never had them again.

    Glad you are feeling a little better and hope you sleep better too. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou wrote: »
    Oh dear I have cocodomal on repeat.
    Along with lots of things.
    The joys of having a life long condition & chronic pain & muscles that often dont play the game.
    It's all about balance & being able to function.
    I think those of us who take medication on a regular basis know how to deal with it, when to take what & whether to drive.

    That's right, beanie - and being in pain all the time is no fun !
    I'm lucky that I'm down from 4 Tramadol a day to one in the morning with Paracetamol, and that seems to work for me now I have my lovely new hip !!
    I find any codeine-based drugs send me to sleep, but not oral morphine - strange.

    HH: it's such good news about the TA cover, your bank balance will love it too.:T:T
    As for getting the DC to help out, everyone has a different regime that works for them. Sometimes, as someone suggested, having the jobs written up on a sheet can help others to see what needs to be done. There's no accounting for adults just not seeing jobs, even when they're done often (like bin emptying) !
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Elizabethhull ~~. Great news on your new hip & less pain. :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Onebrokelady
    Onebrokelady Posts: 7,913 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Oh dear I have cocodomal on repeat.
    Along with lots of things.
    The joys of having a life long condition & chronic pain & muscles that often dont play the game.
    It's all about balance & being able to function.
    I think those of us who take medication on a regular basis know how to deal with it, when to take what & whether to drive.

    I wouldn't worry about it beanielou,I take codeine phosphate which are 30mgs of codeine and are only available with a prescription,I use them for chronic pain ( Fibromyalgia) and I have to take two sometimes three times a day when I'm really bad,I've had them on repeat since I was diagnosed 16 years ago, they are highly addictive so I do try to have breaks from them if I'm feeling well,I can go for weeks at a time and not need them or have to take them everyday depending on how I feel I also have to be careful with them because last year I had an episode of headaches for about three months which turned out to be caused by overuse of codeine, since then I've tried to be very careful with them

    Like you say if you are on these meds long term you tend to know the best way to use them and why your limitations are going to be,I know if I'm at work I can only take one 30mg codeine because if I take two I feel so sick I have to lie down,I also take paracetamol and brufen alongside them if I'm having a bad day,thankfully lately it hasn't been bad enough to need to do that
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,913 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    That's right, beanie - and being in pain all the time is no fun !
    I'm lucky that I'm down from 4 Tramadol a day to one in the morning with Paracetamol, and that seems to work for me now I have my lovely new hip !!
    I find any codeine-based drugs send me to sleep, but not oral morphine - strange.

    HH: it's such good news about the TA cover, your bank balance will love it too.:T:T
    As for getting the DC to help out, everyone has a different regime that works for them. Sometimes, as someone suggested, having the jobs written up on a sheet can help others to see what needs to be done. There's no accounting for adults just not seeing jobs, even when they're done often (like bin emptying) !

    It's weird how different people react to different meds isn't it,I'm the opposite of you,I can take codeine but Tramadol made me so ill I couldn't go to work, it definitely got rid of the pain but I was so incapacitated I couldn't function,I just shook uncontrollably and felt really sick :(
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
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