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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • jwil
    jwil Posts: 22,394 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the cover :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I invested in an industrial standard toaster more than 20 years ago. We are able to replace elements for under a tenner and there have, to date, been three replacements but it’s still going strong. It’s something worth saving up for
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Happy new toaster and hope today goes well xx
  • I invested in an industrial standard toaster more than 20 years ago. We are able to replace elements for under a tenner and there have, to date, been three replacements but it’s still going strong. It’s something worth saving up for

    Sounds good, INOD. I'll certainly bear that in mind when I replace the current monster:T. Any recommendations? I wouldn't have a clue where to look for one:o

    When our 4 children were still living at home our toasters got a LOT of use:rotfl: so no wonder really that the toasters didn't 'live' long. An industrial standard one in those years would have been wonderful. It's just been DH and myself using the last 2 toasters and they seemed to fail after an unacceptable time:(. Always when the toaster was out of it's guarantee period too:mad:
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a great idea about an industrial toaster, Mr SA and DD get through a lot of toast in a day so would be a good investment for us as toasters don't last us long. We have a catering equipment shop in our town centre so I'll have a look.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • My one is rowlett. I recently purchased one for a client from a catering supplier shop for around £140 for a 4 slice. Pricey I know but definitely better value for money for me. Tbh, when I got mine it was because I couldn’t afford a dualit but it’s been great.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi WB :) Hope your first day of TA cover goes well and you're not feeling too exhausted by the end of it. Smiling that the DC's have been cooking their own food while you're not been well - it amazes me what mine are actually capable of doing when push comes to shove ;) xx
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope today has been a good day for you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope you have survived the day .
    Life is an adventure, never stop exploring.

  • Thanks everyone :).

    I enjoyed my day today and feel as though it went well. :T The teacher seemed happy, although she may have just have been being polite :rotfl:. It was dry and sunny too which made my life easier. I feel tired but I feel like I've had a good day. I've filled in my overtime timesheet too and submitted it :T:D.

    Tonight we need to nag DS3 to pack all his stuff as we're going to drive him back tomorrow and want to make an early start. DH is feeling much better and so am I, and this is actually the easiest option in many ways. We'll take an overnight bag just in case we get too tired to drive home the same day and see how it goes.

    I hope everyone has had a good Friday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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