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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I'm back
. As I predicted it was wet playtime, but the lovely teacher said the children had been watching a Christmas film and would I like her to leave it running. What a superstar! So I said yes please and she told me to take it easy for half an hour
. She knows I haven't been well so I though that was very nice of her. I did get several children asking if they could go to the toilet, could they get a drink, they couldn't get the lid off their water bottle, etc, and I had to shush them a few times when the film got exciting, but generally speaking it was a very restful half hour
. The dining room was the usual mayhem with a mystery blue liquid on the floor :eek: which we had to mop up. But after lunch it was raining very lightly so we were able to stay outside in the playground. I dished out my tubs of chocolates to the three classes and the children and teachers seemed pleased
.
Now I just need to survive going out tonight. It's a week tomorrow since I started to feel ill so I'm hoping that I may feel better tomorrow as most of my colds seem to follow a pattern of me feeling grotty for seven days and then just feeling tired for another week.
I hope everyone is having a good Thursday.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope you can enjoy your mealI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you have a lovely meal and feel a little better. Tomorrow is the last hurl to get through and then you will get a rest (hopefully!). xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Hi HHD
Have a lovely night with your friends and colleagues, you definitely deserve it. Hope you manage to sleep better tonight. Enjoy your last day of term. xx
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HairyHandofDartmoor wrote: »I'm back
. As I predicted it was wet playtime, but the lovely teacher said the children had been watching a Christmas film and would I like her to leave it running. What a superstar! So I said yes please and she told me to take it easy for half an hour
. She knows I haven't been well so I though that was very nice of her. I did get several children asking if they could go to the toilet, could they get a drink, they couldn't get the lid off their water bottle, etc, and I had to shush them a few times when the film got exciting, but generally speaking it was a very restful half hour
. The dining room was the usual mayhem with a mystery blue liquid on the floor :eek: which we had to mop up. But after lunch it was raining very lightly so we were able to stay outside in the playground. I dished out my tubs of chocolates to the three classes and the children and teachers seemed pleased
.
Now I just need to survive going out tonight. It's a week tomorrow since I started to feel ill so I'm hoping that I may feel better tomorrow as most of my colds seem to follow a pattern of me feeling grotty for seven days and then just feeling tired for another week.
I hope everyone is having a good Thursday.
Am intrigued by the mystery blue liquid !
I bet your chocolates were very popular.
Hope you were able to enjoy your meal and have a better day tomorrow. It's no joke doing such an active job when you're feeling grotty, but at least it's the last day.0 -
Do you ever soak in a bath or even a basin for your feet with Epsom salts in the water?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Happy last day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you can enjoy your meal
Thanks Beanie.
Hope you have a lovely meal and feel a little better. Tomorrow is the last hurl to get through and then you will get a rest (hopefully!). x.
Hi HHDHave a lovely night with your friends and colleagues, you definitely deserve it. Hope you manage to sleep better tonight. Enjoy your last day of term. xx
Thanks TF2.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
elizabethhull wrote: »Am intrigued by the mystery blue liquid !
I bet your chocolates were very popular.
Hope you were able to enjoy your meal and have a better day tomorrow. It's no joke doing such an active job when you're feeling grotty, but at least it's the last day.
Thanks Elizabeth. I still have no idea what the blue liquid was or who spilt it :eek:.
in_need_of_direction wrote: »Do you ever soak in a bath or even a basin for your feet with Epsom salts in the water?
Thanks INOD. No I never have a bath I always shower, I never seem to have time for a bath with five of us and only one bathroom.
Happy last day.
Thanks Beanie.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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