We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
-
Do NOT feel guilty.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'll do my best not to beanie
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Oh no the leak HHOD, hope you can get it sorted soon.
Im glad youve had a little treat, we all need it sometimes and when you feel like it looks good when other things don't then why not!!! xxMummytogirls x0 -
Thanks MTG, it is nice to have something new
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
One Xmas morning, my brother went out for a long cycle ride. He went for a shower on his return, and water came through the ceiling into the kitchen light bulb, overflowed and dripped over me cooking Xmas lunch !! Never seen hubby run up the stairs so fast, 'Stop the shower' he yelled through the door.
Hm, no more showers that year until emergency plumber came. Fortunately long years of washing my hair in a sink came to the fore !
These days, being without a shower is almost the Dark Ages !
I hope you can get it fixed soon.HairyHandofDartmoor wrote: »We're getting drip fed a small amount of information by DS2!
The water only pours through the ceiling when people shower, so as long as we're dirty everything will be fine :eek:. We'll ring the builder before I go out.0 -
Ha ha we are lost without our modern amenities :rotfl:. As a child I used to wash my very long hair (as it was then) with a jug leaning over the sink, but it's so much easier when you can wash it in the shower.
My Christmas Day disaster story happened when DH and I lived in a rented flat and couldn't go home to visit family for Christmas due to work commitments. We'd cooked Christmas lunch and were just about to eat it when a fireman knocked on the door and said the church next door was on fire :eek:.
So we had to stand outside in a cold wind until the fire was put out and it was safe to go back indoors. Needless to say our Christmas dinner was stone cold :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I am just delurking. I have been following your diary. One of my sons did Camp America before he went to university. He spent three months up in the Appalachian mountains think Amish country so I sympathise with the feeling of not being able to rescue them quickly if something goes wrong. He did get home s afetly. He is a twin and his sister decided that she was technically older than him that year because of the time difference. She is off to Seville in January for three months with Erasmus having spent three months in Austria and two months in Italy working this year. I find Whats app the cheapest way to stay in touch as it uses the internet.
I did chuckle at your Christmas day disaster story though it must have been awful at the time.0 -
Hi fraser thanks for reading my blatherings and for delurking :hello:.
Were you very worried about your son while he was in America? My main worry is that DS2 is all alone there, but he does seem to be coping well so far. I worked out he was 4400 miles away yesterday and then wished I hadn't
Sometimes you can wish your children were less adventurous!
Our Christmas disaster is certainly funny in retrospect, but still has the award for worst Christmas ever :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good morning
Well we have finally got snow although traffic is moving as I live on a bus route. I went out twice yesterday, once walking and once in the car.
It sounds like you had a very successful shopping trip. Good on you for buying yourself a treat. I bet it has been years since you bought an impetuous dress. Oh, I like that phrase! I am always impressed in your charity shop purchases. I think they are always worth a rummage.
It's not surprising you have been worried and I don't think you would be out of order to explain that to him when he gets home.
Hopefully you will have a good day
Take care
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
Boo to the shower
We managed to survive a few days without one when we had the new bathroom back in the summer. I bought some flannels and a washing up bowl. Makes you realise how you take everyday things like that for granted. It will seem so luxurious to have a shower when it's fixed.
DD went on holiday to Turkey one year, supposedly for 2 weeks, and eventually returned 3 months later! Needless to say it involved a waiter.
Don't feel guilty about the new dress it's not as if you buy one every week, and if it makes you feel good then it's worth its weight in goldI get knocked down but I get up again (Chumbawamba, Tubthumping)0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards