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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • I'd rather not spend the money beanie as our supplies are dwindling and we've still got presents to buy :o. I'll rest for another half hour and then do somthing easy like frozen pies and baked potatoes in the oven.

    Another early night is called for tonight followed by a lie in. TGIF :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just catching up with your diary after a couple of days. DS2 appears to be having a great time - perhaps you can find out what he’s been up to via his brothers if he confides in them :D

    Enjoy your early night if it happens!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,351 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DS is having a good time :)

    Hope you get some rest tonight.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww glad to hear ds has arrived and is exploring sounds very exciting and at least he's telling you what he got up to xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks SSG, SA and Abba :).


    He confides in DS3 but DS3 doesn't always let on to us! Secretive, the pair of them :o. DS1 on the other hand always tells us what he's doing.

    My early night will happen but I may getcwoken up in the night by a message from DS2 :eek:.

    We have water pouring through a hole in our kitchen ceiling now, it's always something :(. Luckily I've just had a shower and washed my hair as our only shower is now off limits :mad:. We'll have to call our builder in the morning and tell him it's an emergency :(.

    I could do without this new stress in my life :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,567 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh dear. Whatever next :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • :eek: to the water! Hope you get it sorted asap Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I hate it when I can't shower, I think of a hot shower as my daily luxury :(.

    A couple of years ago our boiler broke and we couldn't afford to fix it, so we had cold showers for about three weeks until we earnt enough to buy a new boiler. Luckily it was the summer but it was still pretty miserable :(

    At least we have an emergency fund now, so can hopefully afford to get it fixed, as long as our builder has time to come round soon. I don't want to spend the emergency fund, but I guess that is what it's for :o.

    On a more positive note DS2A sent us a photo of an ornate building! We asked what it was and he said "Cathedral" :rotfl: It's fascinating getting a few insights into what he's doing :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I suppose I shouldn't say "it never rains but it pours" but that isn't very supportive. But I was trying to make you smile.

    It's exciting now you are hearing from your son. Perhaps you will get a better night's sleep.

    Are you out on your coffee Saturday tomorrow? I have just typed that and realised I have a stone cold mug of tea by my side!!

    I hope your weekend goes well and the builder can fix it cheaply

    Take care honey
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • That phrase did occur to me too Pauline :).

    Yes I'm going for my weekly coffee and charity shop treat day tomorrow, I feel like I need it after this week :D.

    I hope you have a good weekend too Pauline. Let us know what you get up to.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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