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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi HHD :) I think it's worth every penny to get your hair done especially if you know you're going to get a good job done.

    Did you decide to make an appt at the Docs during half term? It'll be here before we know it and if you're still feeling tired it might be worth having a quick check up. xx
  • Sun_Addict
    Sun_Addict Posts: 24,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad that it sounds like it's all blown over. I feel for you that it bothered you as I'd be the same. Time to move on now xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou wrote: »
    Happy new hair :)
    Worth it's weight in gold :)

    Thanks Beanie :).
    teafor2 wrote: »
    Hi HHD :) I think it's worth every penny to get your hair done especially if you know you're going to get a good job done.

    Did you decide to make an appt at the Docs during half term? It'll be here before we know it and if you're still feeling tired it might be worth having a quick check up. xx

    Thanks TF2 :). I haven't made a doctor appointment yet but I really must and you're right that half term is only just over a week away :eek:.
    Sun_Addict wrote: »
    Glad that it sounds like it's all blown over. I feel for you that it bothered you as I'd be the same. Time to move on now xx

    Thanks SA :). It did bother me but it least it's making me feel as if I need to raise my game. It is one of those jobs where you feel a bit scrutinised :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • VEGETABLES UPDATE:

    Yesterday I had microwaved baby carrots with my meal and today we had roasted mediterranean vegetables which we all like.

    I do feel tired today but hopefully the extra vitamins will help in time. But I will make a doctor appointment for half term if I can to talk about my tiredness.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,332 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you treated yourself to a new hair do. If you get a good basic cut it will be much easier to manage.

    Good to be getting more veg into your diet. I love veg and it forms the main part of all my meals - as long as I've got a mountain of veg on my plate I'm happy. You might be low in iron if you feel tired.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA :). Yes I do wonder if I'm low in something. Although it may just be that my job is tiring and I'm a bit of a fretter :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Don’t forget to make the appointment tomorrow- says the lady who has been going to make a dental appointment since June :o I’ll remind you and you remind me :beer:
    Glad you’ve had a good day and that you’ve started your assignment.
    The weeks are certainly flying past quickly.
    January spends - £587.58
  • I've been thinking for weeks that my hair has been looking straggly and full of split ends and on my way home I realised that I was near my hairdresser, so I went in and made an appointment for this afternoon. It cost £39 for a wash, trim and blow dry :eek:. I know it's a lot of money but my hair is layered, wavy and really difficult to cut and many hairdressers have made a complete hash of it in the past :mad:. So I'd rather pay more and know it will look good. I don't spend money on things like having my hair coloured, my nails done, waxing, facials, etc, but I do like having a good haircut as it makes the difference between me looking like a scarecrow or a human being :rotfl:.

    I hope everyone has had a good Thursday :).

    Sounds like a good spend, and one that will make a difference to how you feel. I'm not sure that it's all that expensive if it's done well and suits your hair.

    (Apart from a few forays into perms in the 80's, my hairstyle is pretty much what it was 50 years ago, perhaps that explains why when I meet people from years ago they remember who I am !!!)

    Still puzzled by the lack of suggested word count for your assignments. Uni essays suggest a word count, and I'm told by a student nurse that her essays are the same. How can you divide up what needs to be said without a idea where you're going ? Having said that, you're obviously doing the right thing so far.
    Good for you getting over the hurdle of actually starting - I don't know why that's the most difficult bit.

    Yay for extra veg !!
  • Oh for the 80’s perms. I remember worrying what I was going to look like when I was pregnant with my first and couldn’t get it permed. My 80’s perms carried on until the early 90’s when I then had it cut into a bob. My dad has called me the Vicar of Dibley ever since cheeky b*gger!

    Hi Hairy, re your tiredness, good idea to get your thyroid levels checked. A common ailment that is easily treated. Do you feel the cold?
    Total weight lost 6.5/73lbs starting yet again. Afds August 10/15. /8 Sept.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 11 October 2019 at 9:13AM
    VEGETABLES UPDATE:

    Yesterday I had microwaved baby carrots with my meal and today we had roasted mediterranean vegetables which we all like.

    I do feel tired today but hopefully the extra vitamins will help in time. But I will make a doctor appointment for half term if I can to talk about my tiredness.

    I'm so happy that you've started to eat vegetables:T:beer: but amazed that, being a vegetarian for most of your life, the addition of them in your diet every day is such a novelty for you:eek:. What were you eating when you prepared them for your family all those years? I assume you were cooking fresh veg for them.


    I still think you're just skirting round the edges though as you don't mention eating any green leafy veg. Things like cabbage (not the pale cannonball ones that you probably grate up for coleslaw) but something like a dark green Savoy. Kale is good (the latest superfood, apparently:rotfl:, although we've all been kale fans for decades) and broccoli. I'd advise you not to buy frozen broccoli, it seems really rubbery to me and not pleasant at all. If you have a street market you can stock up on a huge amount of fresh green veg quite cheaply:j.. All very quick to shred/chop up and cook. I think you mentioned not being a very capable cook (although you are probably underestimating yourself) but there's no mystique to prepping and cooking veg;).. The only exception to the frozen v fresh issue IMO is frozen spinach which all the supermarkets sell now. It's in little 'cubes' and although it doesn't look like 'real' leaf spinach when cooked it's incredibly useful to just toss into anything you're cooking to add some extra veg (in HM soups, risottos, stir fries etc). Fresh spinach takes up so much room in the fridge and cooks down to nothing so these frozen 'blocks' are brilliant.


    I envy you your hair appointment. Money well spent in my opinion and very well deserved in your case as you treat yourself so seldom:beer:. I empathise with the scarecrow analogy. I feel the same at the moment and am in urgent need of a bit of hairdressing TLC myself:o. Lucky you being able to arrange such a quick appointment. Anywhere half-decent in our area is booked up for at least a week ahead:(
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