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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • beanielou wrote: »
    Just a wee token gift.

    Talking of which any ideas for a wee gift for a lady who is going to be 40? Thanks :)

    When my best friend was 40 I took her a balloon on which I'd written 'I'm 39-ish', and because she was trying to lose weight, an inflatable cake !!!
    (She also had a proper present)
  • beanielou
    beanielou Posts: 96,473 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    When my best friend was 40 I took her a balloon on which I'd written 'I'm 39-ish', and because she was trying to lose weight, an inflatable cake !!!
    (She also had a proper present)

    An inflatable cake sounds fab :)
    Thanks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope you have a lovely day today xx
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope you’ve had a good day and that you’ve let the comment go.
    I bet you ds is thrilled with his money and chocolate present. He only has a small room and won’t want extra clutter - it’s my dds birthday at weekend, she’ll be getting a cheque but no chocolate as she’s not keen on it. I’ve no idea what to get her, she has a very minimal home, uses very expensive and particular cosmetics and clothes - so she can choose what she wants this way.
    January spends - £587.58
  • Moneywhizz wrote: »
    I enjoy reading along with your diary although I don't often post. I would just say though that having worked in a school, this just sounds like a throwaway comment that will have been forgotten as soon as it was said. Everyone teacher, and TA has different ways of working with children, some like a noisy working atmosphere while others prefer quietness. It really isn't anyone's place to comment on another member of staff's way of doing things. Goodness if you are dealing with infants, it is ridiculous to expect them to line up in silence. The truth is that some of the children are just not ready for formal schooling situations and it is so hard for them to conform to all the rules and regulations. In most other countries children don't even start school until they are 6 or 7. It sounds to me like you are doing a great job and trying your best to let the kids have fun. Try not to worry.

    Thank you for your perspective Moneywhizz :). You've made me feel a lot better about the whole thing :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hope you have a lovely day today xx

    Thank you Purplemum :)
    milann wrote: »
    Hope you’ve had a good day and that you’ve let the comment go.
    I bet you ds is thrilled with his money and chocolate present. He only has a small room and won’t want extra clutter - it’s my dds birthday at weekend, she’ll be getting a cheque but no chocolate as she’s not keen on it. I’ve no idea what to get her, she has a very minimal home, uses very expensive and particular cosmetics and clothes - so she can choose what she wants this way.

    Thank you Milann :). I think you're right and DS3 doesn't want any clutter. I always ask for money for my birthday.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Evening HHD :) Hope you had a good day at school and the comment situation wasn't mentioned. Did rain stop play for you today or did the children manage to get outside at lunchtime? xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 October 2019 at 7:32PM
    Well guess what? Nobody said anything to me about my class being noisy :). I met the head teacher twice and she seemed perfectly friendly, everyone in the staffroom was being friendly too. Maybe something will be said about it tomorrow, but I'm hoping not.

    I feel like I had a good day at school actually :). I spent the morning in the class I'm going to cover and did some work with the autistic boy which I feel went well.

    It was heavy rain all day :eek: so we had indoor play but I followed my plan. I got the children in a circle to play Blink and they enjoyed that. Then they went up to eat and when they were back in the classroom I got them to do some exercises to wear them and then I read them a story. I did have to work hard at times to keep the noise level reasonable, but I feel as if I did a good job :).

    Then after lunch I decided to stay for the afternoon, so I nipped to the bakery and spent £3.10 :mad: on a cheese pasty and had a (free) cup of tea in the staffroom and went back into the class I'll be covering, which again went well I felt.

    Then when I got home I decided that I must go to Pilates because I haven't been since the end of July. So I've been there and enjoyed having a chat with my friend :T.

    I feel tired now but not as bad as I expected. Maybe the vegetables are starting to work and give me more energy? Or maybe it's because I had a weekend where I didn't have a long drive two days in a row lugging suitcases up and down stairs inbetween.

    Talking of vegetables, yesterday I had four cherry tomatoes as a snack and three baby sweetcorn with my evening meal. Today I'm going to have some microwaved baby carrots. I'm determined to have vegetables every day.

    I hope everyone has had a dry Monday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2 wrote: »
    Evening HHD :) Hope you had a good day at school and the comment situation wasn't mentioned. Did rain stop play for you today or did the children manage to get outside at lunchtime? xx

    Nobody said a word TF2 :rotfl: so I'm hoping it won't get mentioned tomorrow (maybe they were too busy to mention it today).

    It was pouring with rain all day so I had to entertain the children in the classroom :eek: but it went okay (I think so anyway).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm not surprised nothing was said. And I'm absolutely certain if anybody did comment it would have been nothing more than a throw away remark that was forgotten as soon as it was said. Just a shame you spent the weekend mulling it over and worrying. :o

    It sounds like you're doing really well in your job, in your volunteering and in your temporary TA role. Now you need to start putting as much effort into being more confident about your abilities. ;) From the outside looking in you sound an absolute godsend to the school. xx
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