Finally Debt Free After 34 Years, But Still Need to Live Frugally

arsenalbarnie

Well done Hairy great news.

Just being nosy has DS3 got flat feet?

doingitanyway

Yay for the new work. Perfectly timed! Have a good day.

HairyHandofDartmoor

foxgloves wrote: »

Well that's a bit of good news, HHoD. And you're right, it could well be because you've been putting the effort & interest in with getting your Level 2.
F x

abba1772 wrote: »

That's fab news about the work situation xx

Sunshine_girl2 wrote: »

Really good news on the work, bit more upbeat now for you. Things change all the time, who knows what may be in the pipeline.

Thanks all of you .

HairyHandofDartmoor

arsenalbarnie wrote: »

Well done Hairy great news.

Just being nosy has DS3 got flat feet?

Thanks Arsenal . Yes DS3 has got flat feet according to the nurse practitioner but I'm sure he never used to, it's happened recently. He was inactive for a few weeks and then did a lot of walking on holiday and his feet became very painful.

doingitanyway wrote: »

Yay for the new work. Perfectly timed! Have a good day.

Thanks DIA .

Sun_Addict

Great news about the TA cover :j

I’m on a waiting list to see a podiatrist about my bunion although not in a massive hurry, I’m prepared to wait.

jwil

Great news about the TA cover :T :T

HairyHandofDartmoor

Sun_Addict wrote: »

Great news about the TA cover :j

I’m on a waiting list to see a podiatrist about my bunion although not in a massive hurry, I’m prepared to wait.

Thanks SA . It's annoying that the waiting lists are so long.

jwil wrote: »

Great news about the TA cover :T :T

Thanks Jwil .

HairyHandofDartmoor

The head teacher didn't speak to me about the cover today . That could be due to two reasons: 1) she has changed her mind or 2) she didn't get a chance to speak to me. I hope it's the second reason!

I volunteered in the afternoon with year 1 today instead of my usual morning with year 2. They were doing PE and it's like herding over-excited cats who are blind, deaf and have the attention span of a goldfish :eek:. And my lunchtime class were playing dodgeball so I feel completely exhausted now! For someone who isn't very sporty I've been involved in a lot of PE today .

It's a warm sunny day which is nice . I've put some more laundry on to wash (it's a mystery where all the dirty laundry comes from, I feel like I'd doing it for the whole street!).

I heard yesterday that one of my nieces that I feel closer to is having a baby, so that's good news . It will be my second great nephew/niece which makes me feel ancient!

I hope everyone is having a good Tuesday.

HairyHandofDartmoor

I feel as though I lost the plot a bit with money over the summer holidays and haven't got on top of it since. So I need to get to grips with my/our spending.

An example of this is that I bought a dress on Saturday for £46 . I bought it to cheer myself up because I was feeling low. I've decided that I have plenty of dresses and I don't need another one, so I'm going to return it next Saturday. I'm also going to return the two pairs of leggings I bought a few weeks ago while I still can. The leggings don't seem to look right with any of my dresses and as we're going into the autumn now I may as well get the £20 back. I can always buy some leggings next summer if I can find a dress that suits them. So by returning the dress and leggings I can liberate a grand total of £66, which is not to be sneezed at.

I also stopped doing surveys over the summer holidays, so I need to start checking for them again.

In addition I haven't been keeping track of how much money is coming and going. As we don't have a set income (apart from my measly wages) this means I have no idea from one day to the next how much money we have .

So I need to start doing my monthy budget again and tick off bills, etc, as they get paid. This way I'll know whether we can afford the bills and how much (if any) money we have left.

Christmas is coming up fast which makes this more imperative. I havn't been setting aside the £30 a month from my wages for Christmas, but have been frittering the money instead .

Also I've realised that our MOT and car tax expire on 31 October so we'll need to find the money for this. I must also find out when our car insurance and breakdown insurance expire. We don't have a car expenses pot so we have no provision for this at the moment .

So as you can see I've lost the plot completely with money and need to get to grips with it. If I do get these extra hours at school then I MUST NOT fritter the money. Instead I should put it in our Christmas pot OR start a car expenses pot. In fact ALL of my wages should go into one or other of these pots.

milann

At least you’ve acknowledged that you’ve let the pot go off the boil which means you can do something about it. Give yourself a break as you’ve had a very emotional time....you can get back on track.
Just listened to :money:Martin :money: on tv saying that ‘ we need to make the most of our money for life enrichment not life curtailment’ which I think is fantastic. Make our money work for us so that you can buy those leggings and a dress if it makes you feel good :money: