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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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You'll be pleased to see your boys when they get home. Won't be long!:)
Re leggings - I often wear these with a dress - as I'm tall some tops that are advertised as tunics are still too short so I'll buy a short dress instead and it works very well. I'll wear them with a longer dress too.
On the housework routine - have you ever looked at the flylady website? She's very laid back and I find her routines slot into my life beautifully.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
I should make lists, but I just never do! I have things to do in my last week and really need to write them down, but I know I will forget. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
You are doing amazingly well with the decluttering :T
Hope you are enjoying seeing the DSs again"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hope your DS's are home safe & soundI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I love lists too. I also use the Pomodoro technique to get stuff done. Which is essentially just using a timer to break the work down into short intervals. Very simple but it works for me.Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
elizabethhull wrote: »I love lists too !
When my DDs lived at home, I used to make several pre-Xmas lists, covering cleaning to be done (as we had guests), cooking and presents. These often ran to several foolscap sheets !!! The food ones had a code for where the food was to be stored, and such things as presents and party food were in date order of being required. In fact, I feel I am an absolute list-master, but apart from special occasions I am also an arch procrastinator:rotfl::rotfl:
But for Xmas I did get everything done with DDs help.
I am in awe at what you get done, HH !
Yes, my wound site pain will get better but its impossible to know when, it's one of those 'how long is a piece of string' questions. I am just grateful for any improvement.
I would be lost without my lists Elizabeth.
I should make lists, but I just never do! I have things to do in my last week and really need to write them down, but I know I will forget. x
My lists do make me a lot more productive Nicnak.
Skinnylatte wrote: »I love lists too. I also use the Pomodoro technique to get stuff done. Which is essentially just using a timer to break the work down into short intervals. Very simple but it works for me.
I've never heard of the Pomodoro tecnique Skinnylatte, I'll look it up.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Seasidegal58 wrote: »You'll be pleased to see your boys when they get home. Won't be long!:)
Re leggings - I often wear these with a dress - as I'm tall some tops that are advertised as tunics are still too short so I'll buy a short dress instead and it works very well. I'll wear them with a longer dress too.
On the housework routine - have you ever looked at the flylady website? She's very laid back and I find her routines slot into my life beautifully.
I should check out the flylady website SSG.
You are doing amazingly well with the decluttering :T
Hope you are enjoying seeing the DSs again
Thanks Jwil.
Hope your DS's are home safe & sound.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
DS2 and DS3 got home on Saturday quite late. It was lovely to have them home again and they had a great time in Poland
.
Yesterday DH and I did lots of pruning, hacking and tidying up in the garden. It looks a lot tidier now but we were worn out by bedtime! I slept really soundly after that.
Today we went to a NT place in Cornwall and met aunt and uncle there. It was a very interesting house with nice gardens and the weather was warm and sunny. DS1 came as usual and I was delighted that DS2 came too as he doesn't usually come out with us. I feel tired now but had a really good day, you can't beat a family day out
.
Tomorrow DH has to work. I'm going to finish weeding and pruning in the garden, plus I have a lot of laundry and ironing to do as I'm running out of clothes to wear.
I hope everyone has had a good bank holiday weekend.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad that you had a lovely day todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie
.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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