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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Regrettably not pain-free, still have facet joint pain and wound pain radiating all down my right leg, BUT, and it's a really big BUT, it's better than it was before the op.

    I still think you did a lot for a really hot day, today, HH! After a walk up & down the back of the house I also retreated indoors for a cold drink.

    I needed some new kitchen scissors last Xmas, and the Poundland ones DD1 gave me are actually really efficient.

    Will the pain get better as the wound heals Elizabeth? I'm glad it's better than it was anyway :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Nicnak wrote: »
    Enjoy your day x

    Thanks Nicnak :).
    beanielou wrote: »
    Enjoy your Saturday saunter:)

    Thanks Beanie :).
    'Dust all pictures" Wow, I don't think I've ever done that. Will do it today.

    Have a good Saturday saunter :)

    Thanks DIA :). Our pictures are all covered in dust which ruins them :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2 wrote: »
    Morning HHD :) You sound a busy bee as usual. Keep spreading the vibes, it seems to be motivating people - myself included.

    Hope you have a lovely Saturday. xx

    Thanks TF2 :). I do feel a bit unstoppable at the moment :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 August 2019 at 4:16PM
    Happy Saturday eveyone :).

    DH and I dropped the three office chairs at the tip this morning. Then I went into town and dropped the suede jacket, carp CDs and two too big shirts of DS2's at the charity shop.

    Then I discovered I had been paid :j so I bought some leggings to wear with a summer dress and two winter skirts :o. Although I did get 15% off the skirts. I don't have any good winter skirts and these fitted beautifully and will go with all my tops. And I needed the leggings because I haven't been able to wear my summer dress. Excuses, excuses. Clothes are my nemesis :o.

    It feels too hot for gardening so this afternoon I had another go at the milk stain on the carpet as I missed a bit. Hopefully that will get rid of it now :T. Then I went up to clean the bathroom sink and ended up washing down all the walls and dusting the bookcase in there. It does look a lot better now :T.

    When it's a bit cooler I'd like to put my last two remaining flowers in pots and then water everything. I'd also like to do more dusting and hoovering. Plus I need to do some ironing. But I'm running out of day, so some of that stuff will have to roll over to tomorrow. I wish I could split myself in two and get twice as much done :think:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I wear legging with a dress sometimes too :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow! Well done!:T. You've been an absolute whirlwind on decluttering, cleaning and planting I bet your house and garden look great. Do you ever wonder where you used to put all this stuff in your house!:rotfl:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou wrote: »
    I wear legging with a dress sometimes too :)
    I have varicose veins Beanie so it's the only way I can wear a summer dress and feel okay.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have varicose veins Beanie so it's the only way I can wear a summer dress and feel okay.

    Yes, my legs are most certainly not a good feature:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wow! Well done!:T. You've been an absolute whirlwind on decluttering, cleaning and planting I bet your house and garden look great. Do you ever wonder where you used to put all this stuff in your house!:rotfl:

    Thanks SSG :). Most the clutter was stuffed in the four voids in cardboard boxes and bin liners, the voids were full and I had absolutely no idea what was in there :mad:. The rest of it was lying around the house making it look cluttered and messy and making cleaning very difficult :mad:.

    The house does look a lot better now and is getting easier to clean. Although I feel like I haven't finished yet. I've picked the low hanging fruit, but the rest of the clutter is going to be harder to tackle, like the office full of paperwork :eek: and DS1's room :eek::eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou wrote: »
    Yes, my legs are most certainly not a good feature:o

    I think leggings look okay with a dress though, lots of people wear them that way :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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