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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Sounds like a lovely family day. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Glad you had a nice day"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Sounds like a lovely family day. x
Thanks Nicnak.
Glad you had a nice day.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sorry Hairy, posted my link in here by accident. I have deleted it. xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Sorry Hairy, posted my link in here by accident. I have deleted it. x
No problem Nicnak.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You have been a busy bee. Hope the ds get on board with decluttering and do their rooms a few minutes at a time. It will take time but will be worth it - you’re doing a grand job.
My dh drives me mad - he is actually appears more tidy than me - but just piles things up and is so reluctant to get rid of anything. Then I have to go and file a lot of it under b for bin. I sorted everywhere before we went away but the cases are just dumped in the kitchen atm.....I’ve lost my motivation. Must get my mojo backJanuary spends - £587.580 -
Hi HHD
Sounds like a lovely day at the NT place. I'm always pleasantly surprised when DS decides to join us when we go out so I know how much it means.
Are you back at school on the same day as the children or will you be going in a day or two before to help out?
It's been lovely weather for getting the garden done, although a bit on the hot side possibly.
Have a lovely relaxing evening. xx0 -
Yet another productive few days, doesn't it feel good when you get jobs ticked off the list. My progress is slow because I don't get any help and I work full time but I chip away at it.
Glad the boys are back and enjoyed their trip. I love it how they go travelling together
Also glad you enjoyed your NT day outI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
You have been a busy bee. Hope the ds get on board with decluttering and do their rooms a few minutes at a time. It will take time but will be worth it - you’re doing a grand job.
My dh drives me mad - he is actually appears more tidy than me - but just piles things up and is so reluctant to get rid of anything. Then I have to go and file a lot of it under b for bin. I sorted everywhere before we went away but the cases are just dumped in the kitchen atm.....I’ve lost my motivation. Must get my mojo back
Thanks Milann. I hope your de-cluttering mojo returns soon
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Hi HHDSounds like a lovely day at the NT place. I'm always pleasantly surprised when DS decides to join us when we go out so I know how much it means.
Are you back at school on the same day as the children or will you be going in a day or two before to help out?
It's been lovely weather for getting the garden done, although a bit on the hot side possibly.
Have a lovely relaxing evening. xx
Thanks TF2. I have a day of training on Monday and then start properly on Wednesday (I think).
Sun_Addict wrote: »Yet another productive few days, doesn't it feel good when you get jobs ticked off the list. My progress is slow because I don't get any help and I work full time but I chip away at it.
Glad the boys are back and enjoyed their trip. I love it how they go travelling together
Also glad you enjoyed your NT day out
Thanks SA. Chipping away is a good way to make progress with things. It is sweet that the DSs like holidaying together
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've had a busy couple of days so haven't had time to post. On Wednesday I went to my Mum and stepdad's house to help them sort my Mum's things. The next day I spent looking through 32 photo albums I'd brought home and deciding which photos to keep. That two days felt quite emotional and sad.
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Today the weather was good so we decided to go for a last day trip of the holidays. DH, DS1 and I went to a seaside town in Cornwall and had a really lovely day with warm sunny weather.
I hope everyone has had a good week so far and is looking forward to the weekend starting.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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