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NST Super September Scrimping challenge
Comments
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Heeeeelloooo!
Lost an SFD yesterday but will have one today, number 10, yay. Milk was running low, had no bread for two days, oil was low and a few other bits and bobs. So I took the opportunity to go to lidl by myself rather than wait for the big shop on Sat with everybody in tow. £28 spent. Made dinner but DH didn't eat much so another two lunches ready. Also used up two wraps, some cooked chicken and other bits from the back of the fridge to make two snack wraps. I have one with my lunch salad today.
Had the heating on again last night on timer (only set to 18C) as the washing just doesn't dry and some items start to smell for some reason (others still smell freshly washed).
Prepared lamb meatballs for dinner tonight.
Was meant to have a night out tomorrow but not sure if I'll go. Might just have on or two drink and get the bus to keep it under a tenner.
Have good dayDEBT 02/25: total £6100 Debt free date 12/250 -
Hoping for nsd#6 today. I'm never going to make the 18 target. It's so cold n wintery here. I'm not giving in to putting the heating on tho.Mortgage free wannabee 2022 #820
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Afternoon,
Today won't be a NSD, food supplies are running low so need to do a shop but think should only need a small spend to bulk out the food in freezer. I knew I had a good bit but hadn't realised just how much there was. Freezer in new place is smaller so won't be able to stockpile to same extent.
I will likely put the heating on later for a short while as need to do some hand washing and it just won't dry without some heat in the house! Of course that assumes I am productive enough to face the dreaded pile of washing, reminds me of why I need to be better at checking labels when I buy clothes.
One of my trips away for later in the month was cancelled and rescheduled for October. Probably a good thing as it was lots of hiking and abseiling. Given how easily I bruise this means I can avoid looking like an assault victim at my cousins wedding a few days later. :rotfl::rotfl:0 -
No more NSDs to report as yesterday and today have both been spendy. Forgot to lift my soup out of the fridge yesterday morning so had to buy a wee something for lunch
and also went out for tea with the girls (one of my planned social spends for this month).
First day of holiday today. Spends at the dentist and small amount at the supermarket. Not much else planned for today, watched a film while waiting for the numbness in my face to wear off. Now it has, I think I'll have some lunch and then go for a wee walk along the beach.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
thriftylass wrote: »Had the heating on again last night on timer (only set to 18C) as the washing just doesn't dry and some items start to smell for some reason (others still smell freshly washed).
Have you thought about getting a heated drier thrify? I got mine from John L3wis about 5 years ago. Cost around £80 but it sees us through the winter months. We have it in the kitchen and it takes the chill off when I come down to make a coffee first thingI'll be getting it out of the garage later for it's first outing of the season
check in 14/09
Today wasn't a SFDas realised this morning we only had 2 crusts of bread and a thin scraping of marge for madam. Decided to get 2 loaves, 1 to freeze, and got an extra 4pts of milk and have frozen so we should be ok for groceries until next week. We have spent £56.53/£160 groceries budget :j:money::j Think I'll be able to get us a bottle of vino or 2 and still come under budget :cool:
As I was spending I got petrol and I will be ordering a mattress tonight :eek:
Lunches taken to work each day - not really a challenge for me!
Have done 15 mins of power walking but will do some hula hooping when madam is asleep
We're going to friends for dinner tomorrow and I'm going to make an apple crumble to take and going to gift her a butternut squash instead of taking wine - a BNS is as good as a bottle of vino, riiiiiiiight??!So that way will be socialising and bar any emergency it should be a NSD.
Ok better get on.DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
SFDs - now 8/18. - another one achieved today. Tomorrow won't be, though
Extra monies/ debt repayment - nothing today. (although final DDR payment to pay off tax credits op went out today)
Food - running total £185.21/ £450
Eating up/ using up stuff - yep. All meals from home stuff today. DD & DS1 having chicken from the freezer for dinner
Lunches taken - 3 x packed lunches for children today.
Social life - none
Exercise - 2/3. Have achieved min 10K steps every day this week so far - today's is at 8.3k but with several hours to go until bed.....
Beauty - £2.73/ £10
Time for self - read a few chapters last night of book. Will do the same tonight.
Heating off - yep.
Gratitudes:
* communication systems - enabled school bus stuck on motorway let parents know they'd have to find an alternative way of getting child to school (cue mad dash here, but it worked out ok)
* getting some housework done and it not being as bad - or taking as long - as I'd thought
* comfort food
* umbrellas....
* new (council) recycling boxes being delivered :TI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Day 14
SFD today so 8/18
Took lunch into work away, walked 20 minutes and read my book.
A friend did ask me to go to bingo but refused due to being tired after work. So money saved.
My job interview date was changed to next Wednesday. Have informed my agency, but have to tell the school tomorrow that I need the day off.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Am grateful today for a dry day, for lovely y11s, for good chats with pupils, for a good run (part-way) home, for prompt buses, for getting dd to do some online maths hwk (she cries every time), for bacon + tomato soup for tea, for not working on a Friday, for reading the 4 hour work week.
Fmess - any news on the bath?NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
A spending day - on doughnuts. Pants day and still have a headache. Should not try to make myself feel better with food, its counter-productive.
Still working on clearing the freezer to avoid major food spends. I've noticed I spend more on the animals than I do on the humans!My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Evening Scrimpers,
Check-in 14/30
SFD 4/18
Beauty spends £6.50/£10
Daily exercise - no. Busy doing other stuff so didn't go for a walk to boost my step count.
Me time - spent an hour watching a tv prog & knitting.
Useful scrimpy activity:
Reconciled September's budget as it's mid-month & paid off a cc in full (only use it for loyalty points). Did a nice creative meal plan for the next fortnight making the most of our honegrown produce & stuff already in stock.
Baked a lovely sourdough loaf.....Aldi's new extra-strong bread flour was v effective. Rose really well & fab crust. Also baked pear & ginger muffins to boost packed lunches without a spend. Mr f is currently busy looking at various sim only deals to see if we can knock our mobile contracts down. I think we definitely can.
Anyway, carry on scrimping everyone,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.8kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0
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