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Jealous of all these skips I haven't got 😔Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC3 -
I love a skip too, but was horrified last time when they charged for the skip and then a fee after they took it away based on weight and content. They never used to do that, the price was just the price!Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p15 -
They should have told you that before WW grrr on your behalf!Dedicated Debt Free Wanabee 🤓
Proud member of the Tilly Tidies since 1st Jan 2022
2022 -Jan £26.52, Feb £27.40, Mar £156.27, Apr £TBC4 -
redofromstart said:I managed a couple of days gardening in short sleeves @EssexHebridean before we had snow, sleet hailstones, rain and unbridled sunshine for a few days, often a few minutes apart. None of it stuck so I am still vaguely hopeful of my 'fools spring' sowing of cheap annuals on the freshly rotavated cat toilet of a flower bed. I have enough for another two batches, but I am sure the cats will defeat me. They are very appreciative of the attention to their comfort at least.
my window ledge showings of runner beans, tomatoes and sweet peas are doing nicely. They have not been slept on yet at least.Pay day happened, and the end of the month round up. His old monthly saver matured and generated a whole £17 of interest. On top of that there was enough left, despite birthdays, to save another 20% of the months net of paid income too.Material spends will be high for April, materials for plastering and wainscoting the dining room, which has been bare brick for a good ten years. I also tidied out the boiler cupboard, much to the disgust of Mrs Brady, Old Lady who has been nurturing the smell and dust balls for some time. She is also most indignant about rising fuel costs and my switching off at the wall of the boiler. The cunning feline had worked out how to press 'boost' so I had no choice.
water up (metered but 7 Trent)
CT up to £290 - and no £150 refund due to band
fuel £190 to £240 per month, which probably isn't enough.
and national insurance up to who knows what. The HMRC wants me to add a note to the payslips to say the extra costs are going towards social care and the NHS. I would mind less if I believed this. Temped to add 'this is a party political broadcast' to the payslips but had better not. Work remains challenging when my sympathies are with the staff.
My favourite non political redundancy story from some years ago:' SACKED STAFF at Ibstock Bricks have won Inside the System’s Bolshy Workers of the Week award. The 17 staff, who were made redundant from the Kingswinford factory in the Midlands in December, took sweet revenge on their bosses. The workers’ last act was to create a batch of 30,000 bricks with the word “b O L L * CK s" stamped on the side instead of the company’s name. Factory bosses did not notice the word had been indented on the bricks until puzzled customers began to ring in. The consignment was worth 40,000. The bricks have now become prized items, reportedly changing hands for 5 each on the black market!'
A former colleague worked there and verified the truth of the story, the bricks turn up on eBay every so often. Every Catbert HR person should have one as a paperweight reminder that we are dealing with people.
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I always used to try to get my tax return done pretty much as early as it was available to do, too. Seemed to me I might as well get it done and out of the way!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
where does the time go?
Gains
1. £25 of Ernie win (hurrah)
2. A pay rise that was greater than the extra NI (hurrah), and the bonus of a slight increase on his pension too
3. The tax refund mentioned above
Spends
1. First month of new fuel costs was painful, despite being careful and submitting readings
2. First 6 wexfords are 99p on Kindle, and 'following' authors generates offers (Peabody) that seduce you into spending
I have not bought any jumpers or cardigans for several weeks. I did buy some 40% off cashmere fingerless gloves with my birthday money. I live in these most of the year and I do wear them out so this is a reasonable purchase.
Trying to decide if I should fritter my £120 or so of Tossco vouchers on 3x the value on Denby, or just use them for food shopping.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Will you use the Denby? If so, then yes.3
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I clicked on one of the discworld books I don’t have on kindle to check the audiobook price last month and there was a random 40% off credit sitting on it they hadn’t told me about! Weird yet dangerous.
Get the Denby as a reward for the jumper restraint 😂
Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
I've just caught up with your diary from January redo!😃
Glad to see that you are still purchasing the cashmere fingerless gloves!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Seeing how many PB winners there have been on here this month I start to understand why we weren't among them!
- Genuinely delighted for those who did win though - our time will come again, I'm sure!
The Denby - is it a need or a want, will it add value to your life? Not going to say you should or you shouldn't, but those are definitely a couple of questions to ponder!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
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