📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

<<<out of cheese error>>>

1204205207209210316

Comments

  • redofromstart
    redofromstart Posts: 5,866 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Results day for us. I now know the logistics of the next year, and will need to set up a taxi account for when I am not about because the boy got into the perfect for him but geographically challenging place. My thoughts are with those who have a child who doesn't quite get what was needed, or who has one who doesn't know what to do. I suspect that next year and DS2 will be far more problematic.

    Food shopping, and the purchase of some gram flour. Cheaper than the packaged GF flour, and surely good for flatbreads or anything I want to make that would be better with a little flour to bind. I will have a play and will update.

    Over on MF wannabee I read about visual methods of focussing on mortgage clearing, our last remaining but frankly enormous debt. We quite like the idea of a picture of the house, split down into bricks, with each brick representing a lump sum off the outstanding mortgage. Pay off a brick, colour it in. Don't have a takeaway, transfer the cash to the mortgage, colour in a brick. Genius. Mortgage star charts for grown ups.

    I am liking the idea of this new game :j
  • Just popping out of lurkdom to say well done to the boy for getting his results. My boy got what he needed and is also heading to a 'perfect for him but geographically challenging place'. Good idea to set up a taxi account - think I'll go off and investigate!
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • doingitanyway
    doingitanyway Posts: 10,048 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Gram flour and almond flour are much cheaper than conventional GF flours and they don't have any nasties like gums in there either. I make Socca with chickpea flour and spice them either to be indian or Italian.

    Well done tour DS :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations to your clever boy!:j. Taxi account is a very good idea!:T. The more budgeting pots, the easier one's MSE life!

    I love, love the idea of the grown-up mortgage chart depicting the house and bricks!:T

    Have a good weekend redo.
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Just popping out of lurkdom to say well done to the boy for getting his results. My boy got what he needed and is also heading to a 'perfect for him but geographically challenging place'. Good idea to set up a taxi account - think I'll go off and investigate!
    :hello: thnks for dropping by, I read your diary too and we have lots in common :p
    Gram flour and almond flour are much cheaper than conventional GF flours and they don't have any nasties like gums in there either. I make Socca with chickpea flour and spice them either to be indian or Italian.

    Well done tour DS :)
    Thank you - tried the Socca and really liked them. Need to make them thinner but a great addition to my food plans
    Congratulations to your clever boy!:j. Taxi account is a very good idea!:T. The more budgeting pots, the easier one's MSE life!

    I love, love the idea of the grown-up mortgage chart depicting the house and bricks!:T

    Have a good weekend redo.
    x

    Thanks!

    Things have been rather busy with the boys back to school/college and a return to everything I do being dictated by a now much longer school run.

    It was pay day, and mortgage reconcile day, and we coloured in 6 of the big bricks :) There are many bricks on my picture, but every one is a step in the right direction.

    Some painful spends on back to school and college stuff inevitably, now on c£150 on books and an A level standard calculator. I am sure there are more requests to come.
  • Congratulations to DS for getting into the establishment that is perfect for him :).

    Your two EFs sound very sensible and that's what I'd like to do if we can earn more money. I also like the idea of colouring in the bricks for paying the mortgage. Do normal monthly mortgage payments count for colouring in bricks or do you only count over-payments?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Do normal monthly mortgage payments count for colouring in bricks or do you only count over-payments?

    Normal payments count too for my picture, our mortgage was at a whole number so I split it down into whole number bricks, big, medium, small, tiny. Far more satisfying that way, and I always round to a whole number, even if it is a tiny payment.
  • A gluten and food update. It isn't a cure, but it is helping so it is here to stay. I haven't knowingly had anything with gluten in for six weeks or so. The village co op had rearranged the free from section and reduced various things but I wasn't tempted by cardboard pasta. Worth a look if you are passing and GF.

    I did buy a very RTC but still expensive gluten free artisan tiger loaf. It was ancient and easy to slice into the thinnest possible slivers. These have gone into the freezer for when only toast will do. I tried some, it was ok but too sweet. All the GF things seem to over compensate by adding more sugar.

    I did buy some oats and made lovely plain flapjacks which hit the cake/biscuit craving nicely. Must check if basic /value oats are ok but I have got to the stage of bad eyes where you hold things at mid range and still can't focus so I need to check online rather than try and read a label in store.

    Between my dishwashing hands and my shortsightedness I have transformed into a right old lady overnight. Luckily my regular trip to the hairdressers for highlights stopped the badger effect from compounding things. Mind you, even on that I have had to go mousier on my base colour as the grey increases.

    The garden has contributed a few courgettes, and the tomatoes are finally ripening but a generally poor cropping year for the veg plot. Fruit trees are doing well. We still have a few jars of jam from last year and I have so little free time, I suspect I will be shifting it all into boxes on the front with a 'please do help yourself' sign shortly.

    Lots of tray baked veg has happened , must remember to buy more feta. Nothing transforms an onion quite as much as oven roasting sections with salt and olive oil - glorious, even if you can't wipe up the drips with bread
  • I know the feeling about getting old. I've got a painful finger and toe that I suspect may be arthitis and I've needed reading glasses for about five years now :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • ....lovely, lush description of your baked onions!

    Also hear you on the badger look. I have Morticia streaks at the sides of my head!:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.