📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

<<<out of cheese error>>>

1205206208210211316

Comments

  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    I've had hit and miss results with standard oats so stick with the GF ones. mr T does a loaf that's packaged in 2 sections to keep it fresher, it's £1.80ish and is one of the nicest GF breads we've found.

    Just a shame I can't find a decent marmite substitute - that's the one thing I really miss since going GF.
    "Start every day off with a smile and get it over with" - W. C. Field.
  • Having tried GF bread on a handful of occasions I'm extremely grateful to have no need of being GF here - my thoughts are with those of you who have no choice on this.

    As for "old age creeping in" right there with you on the eyesight - apparently my next pair of glasses will need to be varifocals - ick on both "getting used to" AND financial sides on that. Hair now has sparkly bits aplenty but at this time of year the rest goes so light from sun exposure that they're less noticeable!

    LOVE a nice tray of roasted veggies here too - Mmmm!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • HHOD, I hope it isn't arthritis
    SSG yes its the morticia thing for me, my base colour used to be dark brown so the grey was really noticeable. I have paler brown streaks now to blend it in so in theory the side flashes are less noticeable. Doesn't do a lot for the condition or my purse sadly.
    Pooky :hello: thanks, I will look out for that in MrT when I get a chance. I call in now & then for the F&V offers.
    EH good to see you posting, think its varifocals for me next too.
  • Financials:
    The cashback for switching the donor account went through, as did the compensation for them neglecting to do the switch when they said. 'Why not treat yourself to something' said the notification text. So I did...


    Nope, not cashmere. Two small bricks coloured in ;)

    I like being able to move the money instantly on the App, and seeing it go straight off the mortgage balance.

    The project continues, so for the time being we can keep on overpaying. I do need to do something about pension and diverting some of the income that way, maybe I need a star chart for that too? Or to take a proper job with a pension and paid holidays and no freedom :cool:

    Cooking: more flapjacks with the GF oats. Reduced the sugar and the butter in a vague pretence at making them healthy. Egg wraps are now my staple day time eating, and along the way I am eating more veg which is good. Tonight will involve yet another roast veg dish as we have courgettes, peppers and onions to use. Must try making courgette fritters with GF flour but I don't have time on a work night

    House and garden: Leaking hall was sealed, and is now mostly re-pointed. Once the outside is finished I will empty the inside so we can repair the damage and repaint.
    All of the chilli plants have come inside for the autumn, just the one courgette and some cherry toms left cropping in the tunnel.
  • It's good to get the leak fixed with the winter coming on!

    It is difficult to know what to do re pensions. Provision should be made ideally, but at what age does it feel like too little too late? Still I expect it's always worth trying to do something about it.

    Good news on getting more mortgage bricks coloured in :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well done on resisting the lure of cashmere and buying some bricks instead!:D

    Re the egg wraps - thanks again for this tip - it's also my staple now for lunch on my 5:2 diet days.

    Never too early to start with pensions in my opinion, but also remember the delicious feeling when my mortgage was no more....:)
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”

  • It is difficult to know what to do re pensions. Provision should be made ideally, but at what age does it feel like too little too late? Still I expect it's always worth trying to do something about it.
    I think it is worth doing it at any age if you get a tax advantage or an employer contribution.
    Re the egg wraps - thanks again for this tip - it's also my staple now for lunch on my 5:2 diet days.

    Never too early to start with pensions in my opinion, but also remember the delicious feeling when my mortgage was no more....:)

    Think the egg wraps are fairly standard slimming world food but I didn't know about them and they have been so very useful for me. Glad they are working for you too.

    Tonight I had jacket potato with kidney beans/grated cheese/red peppers/tomatoes/ chipotle table sauce (40p a bottle in £stretcher) and some salad leaves. The remains will go in a cold egg wrap tomorrow for my brunch.
  • The GF food is sounding good and it sounds like you are getting it used to it.

    I bought some cashmere gloves a while back on sale that I can't wait to start wearing :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think it is worth doing it at any age if you get a tax advantage or an employer contribution.
    Ages since I've been here :o sorry :o but yes, anything you can put into your pension at any age, even for a while, is well worth it.
    Think the egg wraps are fairly standard slimming world food but I didn't know about them and they have been so very useful for me. Glad they are working for you too.
    I completely missed these, tried to read back and couldn't find them - I'm going to have to do some research, I like the sound.
    Tonight I had jacket potato with kidney beans/grated cheese/red peppers/tomatoes/ chipotle table sauce (40p a bottle in £stretcher) and some salad leaves. The remains will go in a cold egg wrap tomorrow for my brunch.
    I like the sound of that too - lovely!
    2023: the year I get to buy a car
  • DIA, I am already in my cashmere gloves, and often my thermals
    Karmacat, good to see you. Egg wraps are essentially just a very thin omelette - so two well beaten eggs, into a spray oiled frying pan, cooked on medium for a few minutes and then turned like a pancake, cook until the other side sets solid and use in the place of tortilla wraps. If you are going to use them cold then leave them to cool in the pan so that they don't sweat on the plate. You can flavour the base mix if you like. They are a daily thing for me now.

    Will do an update later, I have rejoined the flylady thread and committed to an hour of cleaning at 11.30... Must fly!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.