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DrSpendLittle

There are some really good clothing sales this year. I've invested in a few good quality pieces recently, ticking them off my A/W capsule wardrobe wishlist, and have saved a load of dosh doing so. I feel a bit guilty about spending the money sooner than I'd planned, but I think they were good decisions given the money I've saved.

We're equally relying on pasta at the moment! Quick and easy for those CBA to cook days

redofromstart

I think there are some great bargains out there if you are sensible, the jeans for example are my preferred ones, at £14 instead of £45. I normally by them when they are 20% off so that was worth an investment even though I don't need them right now. They will go in the 'later' store for when I next wear a pair out or when I want a smart pair for something. Mine all have cat pulls on, and I dripped bleach on the leg of my smart levis the other day, (as you do). Lots of lovely jumpers, but I have 31 lovely jumpers already.

Lots of food shopping this morning, and quite a lot of fast cooking things into the freezer as I'm likely to be rather busy with a new project. If I can do fish,chips and peas from the freezer faster than it is to wait for a takeaway then that's a win. If I had had more notice of the project then I would have bulk cooked and filled the freezer that way but this is the best compromise in the circumstances. I may even end up doing one of the recipe box schemes again as that is cheaper/healthier/tastier than constant junk.

Did anyone watch the last episode of Eat Well For Less? Where they ate junk and rarely bothered with meals. I had one of those scary moments of actually that is me a lot of the time, especially when we have something I don't like - pasta for example. I'm better at eating nuts or fruit rather than junk, but I don't often eat meals.

What was the character in Alice in Wonderland who is always late? Dashing round saying too busy, too busy with a giant watch? Feels like me this week. I now only have until Sunday night
to get the house sorted. 15 minute per room crisis cleans as suggested by Rosabernica starting in 5, 4, 3, 2, 1...

Chrystal

I think it was the March hare --- and now I've got the song going round and round in my head! :rotfl::rotfl:

doingitanyway

I watched Eat Well for Less Redo and you are far from the couple who ate rubbish. Grazing is one thing but they ate like children given a budget to do the grocery shop. You understand food and they appeared not to...

Good luck with the final splurge on the house.

Then rest...

redofromstart

A whole year of me wittering on here. What has been achieved?

• The short term debt has gone.
• The long term debt of the mortgage has been re-mortgaged to a much better rate with a mainstream bank, the term was reduced and we still have a lower monthly minimum. An over-payment has been made every month, some of them just a few pounds but still less money to pay interest on.
• We have savings - a proper emergency fund, and a car replacement fund

Financial targets for the next year?
Keep growing those savings pots.
Keep up the overpayments
Invest in the house, funded from my income.

in_need_of_direction

An awful lot achieved in a year. Well done you

redofromstart

doingitanyway wrote: »

I watched Eat Well for Less Redo and you are far from the couple who ate rubbish. Grazing is one thing but they ate like children given a budget to do the grocery shop. You understand food and they appeared not to...

oh I cook and present nice food to others. I just don't actually often eat meals myself. If I eat snacky stuff then I don't have dinner.

lonelyrat

Happy 1 year! Well done on the accomplishments

doingitanyway

redofromstart wrote: »

A whole year of me wittering on here. What has been achieved?

• The short term debt has gone.
• The long term debt of the mortgage has been re-mortgaged to a much better rate with a mainstream bank, the term was reduced and we still have a lower monthly minimum. An over-payment has been made every month, some of them just a few pounds but still less money to pay interest on.
• We have savings - a proper emergency fund, and a car replacement fund

Financial targets for the next year?
Keep growing those savings pots.
Keep up the overpayments
Invest in the house, funded from my income.

Brilliant achievements and you kept us smiling throughout. Well done you! :T

sashybo

Hi redo, well done on getting so much done in a year. :T