The NEW waiting to exchange thread...

hannah2283

Hannimal said:

Okay, I am getting really aggy about the lockdown looming on our shoulders now. I've served notice where I live and should be moving early october. I feel sick with worry. 

This is a particular nightmare at the moment. Hope it’s all resolved soon. Are you somewhere with additional restrictions? 

AlwaysWanderlusting

Arghbloodyhouse said:

Now ten weeks waiting for a local authority to do a local search.....

This is ridiculous at this point. 

I also had this. When we instructed in June the solicitor said "It's looking to be 4 weeks at the moment", but I think they used a third-party company so I imagine that could be why. Very frustrating but if they come back sooner I guess that will be a bonus - and if it's happening to you, it must be the case for anyone else in your chain as well. 

AlwaysWanderlusting

AlwaysWanderlusting said:

Hello! Posting here because this is all taking a bit longer than anticipated (FTB, no chain and purchasing an ex-rental so property is empty) and maybe sharing will help me chill out:D

Offer accepted on 19th June
Application submitted: 23rd June
Mortgage offer received with valuation (slight undervaluation): 3rd July
Survey report back with a few cat 3 issues we wanted further information on: 28th July
Agreed reduced purchase price with vendor: 27th August, after 3 weeks of getting some quotations for work we hadn't anticipated or factored into our offer  
Searches back: 9th September
Revised mortgage offer: 10th September

Now at the stage of chasing the solicitor, as we're keen to exchange by the end of this month to be able to give notice on our current place *crosses fingers*

Solicitor still chasing final few enquiries but also really showed a lack of attention to detail today that makes me question what else they may have missed to be honest.

Weirdly the sellers solicitor has told mine that if we don't complete by the end of the month then they're putting the property back on the market but they still haven't responded to the final queries (submitted back in July!) and *I* was the one who'd been the first to float an exchange/completion date.  

Anyway, creeping closer. Slowly. Signing all the documentation and sorting the money transfer tomorrow... I don't think I'll ever want to move house again! 

CBush86

purple_ck said:

my mortgage is now live (as of yesterday) and I still don't have the keys. I am beyond fed up with this whole process ☹

What is the hold up now purple_ck? Really hope this is sorted out for you asap! 

purple_ck

CBush86 said:

purple_ck said:

my mortgage is now live (as of yesterday) and I still don't have the keys. I am beyond fed up with this whole process ☹

What is the hold up now purple_ck? Really hope this is sorted out for you asap! 

I'm not even sure what it is now as we have been ready since last Thursday, then yesterday the banks transferred the funds too late so lawyer missed the cut off to send to seller. Was expecting to get them today, I've not heard back. 

the pandemic can't even be blamed for people just making mistakes. I have been unlucky this time round I think !

AlwaysWanderlusting

purple_ck said:

CBush86 said:

purple_ck said:

my mortgage is now live (as of yesterday) and I still don't have the keys. I am beyond fed up with this whole process ☹

What is the hold up now purple_ck? Really hope this is sorted out for you asap! 

I'm not even sure what it is now as we have been ready since last Thursday, then yesterday the banks transferred the funds too late so lawyer missed the cut off to send to seller. Was expecting to get them today, I've not heard back. 

the pandemic can't even be blamed for people just making mistakes. I have been unlucky this time round I think !

Seems like it but you're very nearly there by the sounds of it - hopefully the next call brings good news.

purple_ck

AlwaysWanderlusting said:

purple_ck said:

CBush86 said:

purple_ck said:

my mortgage is now live (as of yesterday) and I still don't have the keys. I am beyond fed up with this whole process ☹

What is the hold up now purple_ck? Really hope this is sorted out for you asap! 

I'm not even sure what it is now as we have been ready since last Thursday, then yesterday the banks transferred the funds too late so lawyer missed the cut off to send to seller. Was expecting to get them today, I've not heard back. 

the pandemic can't even be blamed for people just making mistakes. I have been unlucky this time round I think !

Seems like it but you're very nearly there by the sounds of it - hopefully the next call brings good news.

thanks , I hope so.

swingaloo2

I feel like Im back to square one. Offer accepted in June, anticipated completion date 24th July. We are cash buyers and it is an empty property and we said at the start we needed fast completion as we are lodging at the moment with furniture in storage. Been really messed about by seller. She has used every excuse to delay emptying the house, confirmed numerous times that she is almost ready to exchange and today we find out that probate has not yet been granted after being told at the outset that it had been. Just want to scream!

Arghbloodyhouse

AlwaysWanderlusting said:

Arghbloodyhouse said:

Now ten weeks waiting for a local authority to do a local search.....

This is ridiculous at this point. 

I also had this. When we instructed in June the solicitor said "It's looking to be 4 weeks at the moment", but I think they used a third-party company so I imagine that could be why. Very frustrating but if they come back sooner I guess that will be a bonus - and if it's happening to you, it must be the case for anyone else in your chain as well. 

It's actually further up the chain that are waiting for search results, the rest of us have been ready to complete since July and are on hold til these search results come back. Mine came back really quickly but this person is buying in a different district.

No one's fault, I suppose, but very stressful when you think new lockdowns could come into place and you wonder how that might affect things.

Hannimal

hannah2283 said:
This is a particular nightmare at the moment. Hope it’s all resolved soon. Are you somewhere with additional restrictions? 

No - I am in Bristol. However, I am on a 5 household chain (which I thought was 4 until this week) which includes several school-aged children. We've 7 schools in Bristol with confirmed COVID cases and counting. I am a university lecturer and not doing any on-campus work until end of next month, so I should be fine to not have to self isolate except my partner (who is not moving with me but who I see 3-4x per week) is a hospital doctor working both clinics and wards just now. They're on a green ward but just had an elderly patient turn up, take their mask off during their appointment as they found it uncomfortable and cough through their appointment and complain shortness of breath. So while no one is self isolating they're all at risk over there. I am worried someone on the chain has to self isolate 2 weeks even if there isn't a lockdown.