PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The NEW waiting to exchange thread...

Options
1…5960626465…2067

Comments

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Well our solicitor received enquiries back yesterday and has looked at them today - One of the documents is missing apparently so they have contacted the sellers to see if they can take out an indemnity policy they have to pay for to cover this.

    I am rather confused by this
    -If they don't know what's missing what is the insurance actually covering?
    -Is this policy becoming a normal thing?
    -I thought all documents where stored somewhere at land registry and all extensions etc went through checks where information was all stored somewhere - How can they lose things or indeed never have it in the first place?
    -Will my seller pay for this? What if its like £300 or more

    The longer this goes on I lose passion for the house, we are buying it as a project anyway as I can see the final potential but at this moment the fear of leaving our lovely nice village and where I have to drive to school and clubs everyday and move to a not as nice area just because we are sick of renting is really making me not want to buy..
  • MrCH
    MrCH Posts: 105 Forumite
    MrCH wrote: »
    Been told out searches are all in hand.
    Hopefully be able to exchange next week as me and my wife are off work.
    6 weeks tomorrow since the AIP was submitted.

    Pick up the keys tomorrow if everything goes to plan :D:D:D
  • Natbag
    Natbag Posts: 1,563 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hoe exciting MrCH, lots of luck!
    Property buying/selling timeline - currently into week 21
    04/12/20: Both properties listed for sale
    11/01/21: Offers accepted on both sales & on our joint purchase
     25/01/21: Identity checks completed, solicitors instructed
     27/01/21: Purchase survey & valuation complete, mortgage offer received 
     05/02/21: Reduction agreed on partner's sale (under-valuation) & on purchase. Mortgage offer amended
     08/02/21: Buyers pack returned to solicitor - sellers packs already returned
    26/02/21: Partner's sale contract signed
    10/03/21: Purchase searches all back
    16/03/21: My sale contract signed
    28/03/21: Purchase enquiries satisfied, Title Report & contracts issued, contracts signed & returned
    11/05/21: Still waiting on final enquiry in the adjoining chain to be resolved. Consent to break the chain granted, instruction to move to exchange given.
    17/05/21: All parties agreed to June 3rd for completion
    27/05/21: Exchanged on my sale only
    28/05/21: ALL EXCHANGED!
    03/06/21: Completion
  • Pumpkim
    Pumpkim Posts: 214 Forumite
    Still no contract pack in the post today. If it doesn't arrive this weekend it will be another week before hubby can sign as he'll be away again. Grrrr!!
    Just want to get it signed now so we can agree an exchange date, as I feel like we're in limbo with sorting things like new school, removals and all the other practical stuff until that's sorted.
  • Jaglad111
    Jaglad111 Posts: 146 Forumite
    Can I just ask at what point people received their fixtures and fittings list?
  • Pumpkim
    Pumpkim Posts: 214 Forumite
    Jaglad111 wrote: »
    Can I just ask at what point people received their fixtures and fittings list?
    We got ours within days of instructing our solicitor. We noticed the from was dated June though, and we didn't view until July, so we deduced from that, that a previous sale had probably fallen through and the paperwork had already been completed by the vendors. The vendors solicitor appeared to have passed everything over the day our offer was accepted and we provided our solicitors details, but our solicitor sat on it all until we had confirmation of the mortgage offer (our choice to wait).
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Our vendors took a week to complete their list but we got it about 2 weeks after solicitor instructed.
  • UKTelecom
    UKTelecom Posts: 42 Forumite
    I exchanged today whoop!

    Thank you all that helped me. Cant wait to move in!
  • Jaglad111
    Jaglad111 Posts: 146 Forumite
    Thanks Pumkim and Spending queen, we are 4 weeks into conveyancing so will be asking tomorrow where it is!
  • MrCH
    MrCH Posts: 105 Forumite
    Thank you Natbag!
    Currently pricing up Virgin TV, umming and arring over want packages to have :rotfl:
    £50 refer a friend helps discount fees a bit.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture