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The NEW waiting to exchange thread...

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  • I’m “supposed” to be completing on Monday but not sure if it will go ahead with what’s going on at the moment 😕 fingers crossed! 🤞🏼
  • aestivus
    aestivus Posts: 39 Forumite
    Sixth Anniversary 10 Posts
    I’m in too! Five months to the day since my offer was accepted, and probably a lot more than five grey hairs... such a relief.
  • Hi all.. 2 FTB's in Scotland been looking for properties since Nov 2019
    My timeline:-
    26/02 - property came onto market
    01/03 - viewing of property
    02/03 - seller received an offer we put in our offer, offer accepted later that day as we are FTB's and vendors eager to sell
    03/03 - FHF application submitted
    11/03 - FHF application approved
    19/03 - mortgage application submitted
    20/03 - mortgage application approved and mortgage offer received
    24/03 - letter from solicitor confirming provisional entry date of 15/05 (obviously this likely to not happen due to current circumstances)
    Sitting tight for the time being but I am happy at how smooth things are going so far :)
    Good luck to everyone due to exchange!
    First Time Buyer (Scotland)
    DIP 13/02/2020 ~ Offer Accepted 02/03/2020 ~ Full Application 19/3/2020 ~ Valuation Booked 19/03/2020 ~ Mortgage Offer Issued 20/03/2020 ~ Completed 15/05/2020
  • kazwookie
    kazwookie Posts: 14,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Boy am I glad completion happened at 10.30am today, all done and dusted for the house sale.
    Now got to sit tight for my onward purchase, which I just guess is going to be weeks and weeks away
    Breast Cancer Now 100 miles October 2022 100 / 100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 504,789 / 1,000,000
    Sun, Sea
  • We've just exchanged and completed. BOOM! Least we can start wallpaper stripping whilst isolating haha!!
  • welwynrose
    welwynrose Posts: 111 Forumite
    Part of the Furniture 100 Posts
    so glad we got our purchase sorted before Xmas everyone has my sympathy I know how stressful moving can be
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I have had no reply from my solicitor today - i really hope that doesn't mean they aren't working now. I’ll give them a call next week for an update. I emailed them selling myself as an easy case to prioritise as i am in the house so no worries about physically going anywhere. 

    Been 6 weeks since mortgage offer now and 13 weeks left until the offer expires. 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • exharris
    exharris Posts: 61 Forumite
    Part of the Furniture 10 Posts
    26/12 - viewed and put offer on
    05/01 - offer accepted
    late-Jan - survey came back with issues
    early Feb - specialist damp survey done
    late Feb/early March - negotiated £5k reduction, mortgage offer redone 
    early March - coal mine search came back with issues
    most of March - waiting on letter for bank for conform go ahead
    yesterday - letter rec’d, ready to exchange but due to covid19 requested delag
    today - vendor refusing to delay and threatening to withdraw the sale and put back on market!! i offer  to complete on 15th April, vendor refuses saying it’s too late and they want 9th April!
    27/3 - my solicitor strongly advises against exchanging contracts, I request a pause until lockdown finishes, or I’m pulling out. Await response

    what a nightmare !!

  • Yay I completed today!!!! Good luck to everyone with upcoming completions ☺️
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