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The NEW waiting to exchange thread...

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  • fullofcold
    fullofcold Posts: 148 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    @fullofcold that is really unnerving that theyve moved the goalposts. Fingers crossed it all goes ahead Wednesday. 

    I need mine to go through asap so I can work a little less, I feel super exposed in work like im putting my family at risk. 
    It's just precaution, and I completely get it but I feel physically sick.  It is immensely stressful.  My work have just announced we are going to work 50/50 one week in the office, one week from home.  I think you're right, I don't think we will lock down just yet but I'm not in parliament and I don't know for sure so I'm just going to plod on with my plans and hope that things work out
    I am a Protection Adviser. You should note that this site doesn't check my status as a Protection Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • fullofcold
    fullofcold Posts: 148 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Absolutely beyond !!!!!! off now, 3 weeks sodding lock down minimum.  I know people not dying is far more important, but !!!!!! 6 months to get to this point and now we can't move.  
    I am a Protection Adviser. You should note that this site doesn't check my status as a Protection Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Absolutely beyond !!!!!! off now, 3 weeks sodding lock down minimum.  I know people not dying is far more important, but !!!!!! 6 months to get to this point and now we can't move.  
    Yep... know the feeling.
  • aestivus
    aestivus Posts: 39 Forumite
    Sixth Anniversary 10 Posts
    I think I'm still in shock. I mean, I knew this was likely coming, but I still really believed it was going to be ok. And now... I don't even know what happens now. We've exchanged. What happens if none of the parties are able to complete?
  • kazwookie
    kazwookie Posts: 14,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    full of cold yep me too, the removals were coming tomorrow at 8.30am......................
    I've sent my solicitor an email asking for advise, and poss moving the completion day
    I am sat surrounded by boxes / stuff/ WM is disconnected / fridge freezer is off, and I feeling very stressed.
    My cat is in a cattery miles away, I cannot go and get him back by all accounts, and he doesn't now need to be there...........

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  • Zoology_Dragon
    Zoology_Dragon Posts: 454 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 23 March 2020 at 10:21PM
    kazwookie said:
    full of cold yep me too, the removals were coming tomorrow at 8.30am......................
    I've sent my solicitor an email asking for advise, and poss moving the completion day
    I am sat surrounded by boxes / stuff/ WM is disconnected / fridge freezer is off, and I feeling very stressed.
    My cat is in a cattery miles away, I cannot go and get him back by all accounts, and he doesn't now need to be there...........

    I'm so sorry. We're on the verge of exchange and finding it stressful enough, I can't imagine how much worse you must be feeling. I hope we all get some clarity soon.
  • fullofcold
    fullofcold Posts: 148 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I have no words right now.  Even worse that people are going to be nice to me about it ... lol
    I am a Protection Adviser. You should note that this site doesn't check my status as a Protection Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • TF03
    TF03 Posts: 96 Forumite
    Seventh Anniversary 10 Posts
    I' m sure you will be able to go and get your cat. 

    This isn't a lock down in the Italy/Spain sense, where you can't even go more than 50 yards from your house. Picking up your cat, is a necessity. Same as if, you had to take it to the vets (who are key workers and thus staying open). 
    I would class having to go out to move house a necessity, if you have already exchanged.
    Only things like shops, bars etc have closed. Everyone can still work. And if they can't work from home, they can still go in. 
    Hopefully the world will keep on turning, whilst everyone is being sensible. 

    Saying that, I'm going to have a sleepless night. We are due to exchange and complete on Thursday. Mortgages have been drawn down. The vendor has moved out. I'm hoping our solicitor is able to either A, transfer the monies without being in the office or B, will deem this a necessity and go into the office. 
    The picking up of the keys is the trivial part. 
  • @TF03 we're the same, mortgage been drawn down to complete/exchange Friday. It's not a biggy for us as we won't be moving in straight away anyway, but it's just the uncertainty! However, solicitor thinks all is fine so we carry on... 

    @kazwookie what has happened to you today? From what I've heard things should still be moving?!
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    @fullofcold how did you get on today? I went on a bike ride (permitted exercise) and seen removal men moving people into houses. Tonnes of people out tending to their gardens and doing diy workmen out etc. If it stays as it was today you should be able to move
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
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    MFW 2024 £528.15

    Determined to make it! 
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