The NEW waiting to exchange thread...

RackAttack2.0

pollyannaL wrote: »

Finally!! Spoke to solicitor about the pack not arriving in the post Friday, he apologised and will send it will be with me tomorrow and we are talking about completion in under 2 weeks! Did not expect that but all good. It's been a very very long 10 weeks. Have to close my HTB ISA now with Halifax. Hoping it all works out.

I closed my HTB ISA with Halifax the week before last and it was such a painless process. Got a really good amount of interest added on too which was a great bonus! :money:
Should be about 2-3 weeks for my completion too with any luck. :j

Hope all goes well!

purpleparrotuk

The solicitors in my chain have gone to a crawl now. I'm still waiting for my local search on the property I am buying to come back. Its been 3 weeks. My solicitor has asked questions to my vendors solicitor that I have already answered and said some of them don't matter. They are taking ages to answer my buyers queries too. As soon as they are done we should be all ready to go.

How long do you give solicitors to return answers to a few queries? Surely over 2 weeks is good enough?

Returntosender

Huzzah! We exchanged last Friday, due to complete this Friday (29/9) I am beyond excited!!!!

toc25

We finally exchanged today after 19 long weeks. I had gotten to the point that I never thought it would happen so am very pleased. Completion is just over 2 weeks.

toc25

Congrats returntosender and good luck with the move

Natbag

Congrats returntosender and toc25, very exciting!

HGW2012

Congrats returntosender & toc25 great news!

We have spoke to solicitor today and he said he is waiting on one final search which should be back any day. If it is back this week he seems no reason we couldn't exchange before Friday!

Keep your fingers crossed for us!

Pumpkim

Congrats toc25 and returntosender, great news!

hazyjo

MrCH wrote: »

If I was to exchange, say next Wednesday, when would mortgage payments generally start? Would it be the following month upon completion?

Could I get life insurance, house insurance and council tax to go out the same day too?

You choose a day for the mortgage to come out. They may give you a choice of dates.

Some let you choose dates so they'll come out together, others have fixed dates. I try to get mine all out on say the 10th rather than the 1st just in case there's any delays, probs, etc. Your house insurance will start from exchange.

trix-a-belle wrote: »

chain. My housemate who is moving with me has a fish tank which she will be dealing with but I don't have any idea of what time we will be expected to have moved out by and how long until we will have the keys to the new place.
I will speak to my estate agent but in the mean time can anyone advise what sort of gap we may have in the middle? Or anyone with experience of moving fish?
We aren't moving far (20mins away) & are planning to move the fish in & out in one move but they can't be in limbo more than a couple of hours so how likely is it that a back up plan will need to be actioned?

You might complete at 11am or 4pm. They generally say 1pm-ish. My last one took forever. You really should aim to be out the house by 1pm latest though - you don't want your buyers waiting to get in the property as they may have removal men who they can't keep waiting! It's legally theirs when completion has taken place! You may well be in limbo for a couple of hours so definitely have a back-up plan! Hopefully the sellers will at least let you move the fish in, if nothing else (presuming they will be in the property). Maybe have a word with them about it in advance. It's often chaotic, especially if someone has misjudged how long it all takes.

purpleparrotuk wrote: »

How long do you give solicitors to return answers to a few queries? Surely over 2 weeks is good enough?

It's taken about two bloody weeks to get an answer re what my buyers want to do about my broken dishwasher. Honestly, it's ridiculous. I wrote to my solicitor mentioning it, he wrote to their solicitor, their solicitor wrote to the buyers, then reverse it all. Actually, there was a query in with all that about it, so reverse it twice more. At least my solicitor had the common sense to email me about the query. That's not to mention all the other questions that seem to be taking months to get any feedback from. My EAs tell me my buyers are going to get a surveyor in to check out a removed wall - but I've heard absolutely nowt about it a week after that conversation from my solicitor. I'm trying to just chill and not stress. On holiday soon so don't want to chase it all up too much in case they say we're ready to exchange lol! Def not ready for that for over a month yet!

My survey was done over a week ago but still not received a copy. It's all sooooooooo slow!

Good luck all.

Jx

RiversTam

RiversTam wrote: »

16/8 - offer accepted
25/8 - House valuation survey complete
29/8 - mortgage offer issued
30/8 - paid fee to start solicitors off

No chain on either of us, hoping it happens fairly quickly as we are temporarily living with parents and it's a bit stressful!

25/9 - exchanged contracts
29/9 - completion

Estate agent rang and was quite impressed at how fast we have pulled it all together.
I feel so relieved now we have officially exchanged contracts!