The NEW waiting to exchange thread...

Tiglath

Littlebobo1981 wrote: »

Tiglath who are you using ?

DirectLine - we have all our insurance with them.

mutley74

anyone complained or vented frustration to their solicitor for not asking/carrying out your instruction (with numerous requests) to the vendor sol? (my sol seem to just ignore all my requests since December and now it too late, and he wants to me to sign contracts on Friday, but does not want any deposit (?))

Kpossible929

mutley74, we signed our contract before we had to transfer over the money. I think it may be that the signing of contracts is preparation but the money isn’t transferred until exchange is imminent? I may be wrong but I think that’s the case.

I would keep calling them until I had the answers I needed. Depending on the question the estate agent may be able to help?

RADDERS

our_house wrote: »

We were supposed to exchange and complete last week however the vendor solicitor for whatever reason decided to issue a last minute removal of the vendor mortgage lender's charge (vendor has paid her mortgage but not had this charge removed). This has frustrated me because a) she's had nearly two months to do this, isn't it her job to check these things? b) this could have been done after completion anyway (according to my solicitor) so it has just needlessly lengthened the process. So unable to exchange until this request has been completed.

Don't know if anyone is familiar with how long this takes? I was told it would take three days but not heard anything back and it's just a random unknown that has entered the equation. Is there ANY way I can expedite this request?


I feel extremely frustrated, feel like I need a prescription for valium, and to be quite honest I'm in the right mind to stage a naked hunger strike outside the land registry with a megaphone shouting 'I SHALL NOT EAT UNTIL I COMPLETE'.

I think you will find that it is the lender who has to remove the charge and completion can’t be until this has been sorted.

our_house

Unsurprising, I don't believe what anyone is saying at this point. Lost all confidence in the process.

mutley74

Kpossible929 wrote: »

mutley74, we signed our contract before we had to transfer over the money. I think it may be that the signing of contracts is preparation but the money isn’t transferred until exchange is imminent? I may be wrong but I think that’s the case.

I would keep calling them until I had the answers I needed. Depending on the question the estate agent may be able to help?

i have been asking for retrospective approval for a covenant breach (extension & changes to house done by previous vendors) instead offered a useless indemnity policy. I either decide to proceed with the policy or refuse, i even offered vendor i would pay half the admin fee of getting approval. Seems like my sol has not passed in my request to them.

phoebe1989seb

CTC, FTB and Gawatate, we're also completing on 26th Jan - although we've already exchanged, so for us it's set in stone - but that's only on our sale Fingers crossed for you guys!

Our purchase is less than two weeks in, but we're trying to fast track it as much as poss

Thanks for sharing your onward purchase, Littlebobo......it looks lovely! I'll share ours on the shiny 'new home' thread once we're in!

Firsttimebuyers

End of month seems to be popular for completions!


We signed our contracts Monday ahead of exchange, our vendors solicitors were pushing for a January completion - yet haven't responded to our solicitors and agreed that they're happy with exchanging this Friday so we're a bit in limbo. No chain though, so can't see any reason they wouldn't be able to - hoping to hear today as we've not given our landlord notice yet.

Littlebobo1981

ooooh shiny new home thread ...might have a nose in there ..i love looking at peoples houses !

Solicitor still waiting to hear back from vendor sol regarding the indemnity I just want them to hurry the *BEEP* up now as this is a delay I can do without and have electricians going in on Friday to quote for a rewire so ideally need a date by then so we can be realistic about when to exchange and complete by ...

I really want to move ..have started packing already ..bit risky i know just so done with waiting around !

Firsttimebuyers

We've been decluttering, and are starting packing this week even though we've not exchanged.


Waiting around is so tedious, given everything is online these days you'd think this stage would go a lot quicker