We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The NEW waiting to exchange thread...

1168716881690169216932067

Comments

  • esubbs
    esubbs Posts: 133 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well five weeks until our possible (aimed for) completion. Assuming we exchange in the next 2-3 weeks of course. 
    Anyone else wondering how to manage the chaos that is Christmas alongside moving house? 😫🎄🏡
  • esubbs said:
    Well five weeks until our possible (aimed for) completion. Assuming we exchange in the next 2-3 weeks of course. 
    Anyone else wondering how to manage the chaos that is Christmas alongside moving house? 😫🎄🏡
    Plenty time! We exchanged the day before
  • esubbs
    esubbs Posts: 133 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Plenty time! We exchanged the day before
    Not for us, we need a minimum 2 weeks between exchange and completion as its a 200 mile move. We need to take the kids up beforehand to get them into school and leave them with grandparents before coming back down with 3 clear workdays for the removals to come in. Having had one buyer drop out on day of exchange there is now no way I'll do any of that without exchanging first. Bloody nightmare 😂
  • My chain has now fully formed so full steam ahead. Hopefully the seller's will reply to the outstanding enquiries now. They are likely to push for exchange in December. Only problem is my solicitors are PPL who have been down due to a cybersecurity incident for over a week now. 

  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There are lots of mutterings about completion in early December for me now (offer accepted in May, and just me, my vendor, and her new build in the chain). My vendor has invited me over for a visit next week, to see if I'd like any furniture. I'm a bit nervous, as I offered after only seeing the house for 15 minutes in May and this will only be my second time in the house!
    Good luck with it! I'm sure it'll be fine. For what it's worth, so many people told me to be wary on my second visit and were worried we wouldn't like it after a very quick COVID-y first viewing, but we loved it even more. They'd started living a bit more of a normal life in it for the second viewing vs the first where they'd packed away loads of stuff. It was still neat and tidy but it made it feel like a real home with family pictures and toys etc, which felt great! I'm sure you'll love it.
  • greensalad
    greensalad Posts: 2,530 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Still haven't fully firmed up a date with our chain yet though we've expressed our desires and are waiting for a response...

    HSBC haven't sent us the new mortgage offer yet (it dropped half a percent, after having already dropped half a percent, works out several hundred pounds cheaper per month which we really need to grab!)

    Solicitor has now decided she needs documentation that the money my Mum gave is a gift, despite the fact it's not being used for the deposit apparently that doesn't matter... any money given is considered potential for loan? Annoying but oh well.

    Hoping we get our mortgage offer soon and this letter for my mum to sign all gets wrapped up quickly so we can still exchange at the end of the month.
  • esubbs said:
    Well five weeks until our possible (aimed for) completion. Assuming we exchange in the next 2-3 weeks of course. 
    Anyone else wondering how to manage the chaos that is Christmas alongside moving house? 😫🎄🏡
    Yes! I can’t plan anything because I have no idea which side of Christmas we’ll be moving. 
    3-4-21 House on market. Sold to first viewers (B#1)
    May B#1 pulled out (We still hadn’t found a house)
    May sold to B#2
    30-06-21 B#2 pulls out
    01-07-21 we find dream home
    07-07-21 sold to B#3 (we are chain of 4:us our vendor, our Buyer B#3 and their buyer)
    08-07-21 offer accepted on dream home 
    27-07-21 Mortgage Applied 13-08-21 Mortgage recieved 
    27-08-21 Searches requested.
    10-09-21 B#3’s buyer decided to apply for business mortgage!!
    15-09-21 searches back, enquiries raised.
    September and October nothing happens while we wait for B#3s buyers to get their business mortgage.
    01-11-21 everyone ready to exchange. b#3 pulls out.
    03-11-21 We find new buyers. FTBs so no chain! They appoint B#3’s solicitor and reuses all previous searches
    15-11-21 B#4 has their mortgage offer and homebuyers survey undertaken on our house.
  • Hi guys, does anyone have experience with HTB Closing Statements?

    We're so close to agreeing an exchange date and our solicitor has advised for us to complete on the same day. We went into Halifax on Saturday to close my partners HTB ISA and they should have given us the statement and letter for the solicitor immediately. In typical fashion..there was an issue with the printer so they've had to manually request a copy statement to be sent and rushed us on. Does anyone know how long this usually takes? 

    I'm starting to get nervous, this process has been going on since November and I just want to exchange asap in case anything falls through.
  • I have decided, after our offer getting accepted in June that I am putting my Christmas tree up soon. I am fed up of waiting for enquiries and conveyancers and exchange dates. I got told 2 weeks ago that it should all be done in a couple of weeks and still nothing.
  • MsACam
    MsACam Posts: 55 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    I have decided, after our offer getting accepted in June that I am putting my Christmas tree up soon. I am fed up of waiting for enquiries and conveyancers and exchange dates. I got told 2 weeks ago that it should all be done in a couple of weeks and still nothing.
    Such a pain! I feel for you (and am in same boat!). What’s holding it up, do you know?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.