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The NEW waiting to exchange thread...

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Comments

  • badger09
    badger09 Posts: 11,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    scottie21 said:
    Anyone else in packing he’ll? I never want to see another cardboard box or roll of bubble wrap again in my life. 🤪
    If its any consolation, and I know it won't be :*, we moved here on 6th Feb and still have at least 10 removals boxes to unpack.  So you'd better learn to  love them :D  
  • scottie21 said:
    Anyone else in packing he’ll? I never want to see another cardboard box or roll of bubble wrap again in my life. 🤪
    Yes! Me neither. I can see the non-essential (read most of the contents) will be put somewhere ‘out of the way’ only never to be opened again or at least not for the first year 😂 Argh.
  • Arfa__
    Arfa__ Posts: 584 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 19 September 2021 at 1:00PM
    scottie21 said:
    Anyone else in packing hell? I never want to see another cardboard box or roll of bubble wrap again in my life. 🤪

    Hell yeah! Our removal firm dropped off 130 boxes last week, it seemed a lot but we're getting through them. Aiming to complete in 2 weeks (assuming our faffing buyer stops trying to move the date for no good reason and exchanges in the next few days), so we're just packing non-essentials; crap in the loft, garden/maintenance stuff in the shed, books, CDs, vinyl, films, kids toys etc. Must have packed dozens of boxes already and I still see tonnes of stuff to pack everywhere I look!

    One question: should we be packing up the spirits cupboard, or should that be 'run down' to counter all the moving stress?
    :-)
  • Arfa__ said:
    scottie21 said:
    Anyone else in packing hell? I never want to see another cardboard box or roll of bubble wrap again in my life. 🤪

    Hell yeah! Our removal firm dropped off 130 boxes last week, it seemed a lot but we're getting through them. Aiming to complete in 2 weeks (assuming our faffing buyer stops trying to move the date for no good reason and exchanges in the next few days), so we're just packing non-essentials; crap in the loft, garden/maintenance stuff in the shed, books, CDs, vinyl, films, kids toys etc. Must have packed dozens of boxes already and I still see tonnes of stuff to pack everywhere I look!

    One question: should we be packing up the spirits cupboard, or should that be 'run down' to counter all the moving stress?
    :-)
    The alcohol is definitely not getting packed yet!!  🤣🤣🤣
    19/7: Sale property on market
    24-25/7: 22 viewings on sale property
    24/7: Viewed purchase, probate awaited, no chain
    27/7: Offer accepted on sale (above asking price) FTBs
    28/7: Asking price offer placed on purchase
    29/7: Offer accepted on purchase
    11/8: Mortgage appointment with natwest
    12/8: Mortgage application submitted
    13/8: Valuation done on sale
    13/8: Valuation on purchase booked for 31/8
    16/8: Sale valued at offer price 
    18/8: Valuer for sale turned up early, valued at offer price
    19/8: Mortgage offer received
    26/8: Full structural survey done on sale property. Informed probate granted. 
    3/9: Survey report received, some untoward findings
    8/9: Second viewing, decision to reduce offer
    10/9: Reduced offer submitted following building quote
    11/9: Transfer form & contract signed for sale
    13/9: Sale searches back
    14/9: Reduced offer accepted
    16/9: Mortgage appointment to amend application
    17/9: All searches back on purchase
    18/9: Contract & transfer form
    signed on purchase
    20/9: Amended mortgage offer received 
    21/9: Mortgage redemption requested 
    22/9: Draft completion statements received 
    24/9: Exchanged contracts
    30/9: Proposed completion 
  • ss2020jd
    ss2020jd Posts: 652 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 19 September 2021 at 1:56PM
    Arfa__ said:
    scottie21 said:
    Anyone else in packing hell? I never want to see another cardboard box or roll of bubble wrap again in my life. 🤪

    Hell yeah! Our removal firm dropped off 130 boxes last week, it seemed a lot but we're getting through them. Aiming to complete in 2 weeks (assuming our faffing buyer stops trying to move the date for no good reason and exchanges in the next few days), so we're just packing non-essentials; crap in the loft, garden/maintenance stuff in the shed, books, CDs, vinyl, films, kids toys etc. Must have packed dozens of boxes already and I still see tonnes of stuff to pack everywhere I look!

    One question: should we be packing up the spirits cupboard, or should that be 'run down' to counter all the moving stress?
    :-)
    😱 130 boxes! Haha, definitely run it down just to save on the packing. 😉
    It never seems to end does it?! I daren’t open my shed… 
  • Congratulations to everyone who has exchanged or completed! 🥳

    Still no news from us. Our estate agent emailed yesterday morning to say she'd managed to talk to our buyer's financial advisor, who has said they're pushing for the new valuation for the deposit to take place next week, but it's not booked yet. They then need a valuation for here, so I think we're basically at the point where September is totally off the cards... Barclays will visit the house we're hoping to buy to evaluate if they are happy with the partial loft conversion and it's associated spray foam next week, too.

    I'm hoping the chain will hold on for October, but I'm worried about how long it's dragging out, and I don't really want to move heavily pregnant. I suppose no news from the chain is good news, in a way.
    Signature down for maintenance :rotfl:
  • lol Newdrake88 said:
    Question, has anyone asked their solicitor To bypass enquiries?  My solicitor says they are pretty standard ones and couple which are more complex but will be covered with an indemnity policy (shock horror) 

    I am happy to pay for the indemnity policies myself, anyone any experience of this?
    We asked, but we were told a mortgage lender wouldn't agree, so it'd only be an option if we could buy in cash. 

    It may well depend what the enquiries were, though. Our purchase ones have been pretty straightforward, I think there's been three. Our sale has had loads.
    Majority of them seem to be around land registry covenants, one asking when the drive was put in, some incomplete questions on fixtures forms 

    my solicitor said they are pretty standard except the land registry one but again he said indemnity covers these 

    I don’t know I’m just fed up now and maybe clutching at straws 😞😞😞
    I’m the same, two indemnity policies asked for one relating to original conveyance from 120 years ago and another about a missing gas safe certificate for a new boiler fitted 7 years ago. I’ve asked if these are 100% required or just nice to have. The first issue seems to have been cleared up and I’ve told the solicitor I’m happy to pay the other indemnity which they’ve found for me for £50. Was told they are needed as I have a mortgage. I guess I should be pleased solicitors are acting on my behalf and trying their best for me not to have to pay but arguing over £50 seems a little crazy considering the cost of the house! 
    28th April - MIP submitted and issued
    23rd June - Offer Finally Accepted On A House!
    23rd June - Full application submitted through broker
    19th July - Mortgage offer received
    23rd July - Draft contract received
    26th July - Searches requested
    2nd August - Survey completed



  • arrows123 said:
    lol Newdrake88 said:
    Question, has anyone asked their solicitor To bypass enquiries?  My solicitor says they are pretty standard ones and couple which are more complex but will be covered with an indemnity policy (shock horror) 

    I am happy to pay for the indemnity policies myself, anyone any experience of this?
    We asked, but we were told a mortgage lender wouldn't agree, so it'd only be an option if we could buy in cash. 

    It may well depend what the enquiries were, though. Our purchase ones have been pretty straightforward, I think there's been three. Our sale has had loads.
    Majority of them seem to be around land registry covenants, one asking when the drive was put in, some incomplete questions on fixtures forms 

    my solicitor said they are pretty standard except the land registry one but again he said indemnity covers these 

    I don’t know I’m just fed up now and maybe clutching at straws 😞😞😞
    I’m the same, two indemnity policies asked for one relating to original conveyance from 120 years ago and another about a missing gas safe certificate for a new boiler fitted 7 years ago. I’ve asked if these are 100% required or just nice to have. The first issue seems to have been cleared up and I’ve told the solicitor I’m happy to pay the other indemnity which they’ve found for me for £50. Was told they are needed as I have a mortgage. I guess I should be pleased solicitors are acting on my behalf and trying their best for me not to have to pay but arguing over £50 seems a little crazy considering the cost of the house! 
    Can you not download the Gas Safety Certificate? We had to do that - just put in the address that the boiler was installed at, and you get the certificate for £6 or so, immediately via email and then by post a few days later. 

    Unless it doesn't have a Gas Safety Certificate because it wasn't installed by a competent engineer, but you'd have thought they'd want it servicing rather than a £50 indemnity policy in that case! 
    Signature down for maintenance :rotfl:
  • arrows123 said:
    lol Newdrake88 said:
    Question, has anyone asked their solicitor To bypass enquiries?  My solicitor says they are pretty standard ones and couple which are more complex but will be covered with an indemnity policy (shock horror) 

    I am happy to pay for the indemnity policies myself, anyone any experience of this?
    We asked, but we were told a mortgage lender wouldn't agree, so it'd only be an option if we could buy in cash. 

    It may well depend what the enquiries were, though. Our purchase ones have been pretty straightforward, I think there's been three. Our sale has had loads.
    Majority of them seem to be around land registry covenants, one asking when the drive was put in, some incomplete questions on fixtures forms 

    my solicitor said they are pretty standard except the land registry one but again he said indemnity covers these 

    I don’t know I’m just fed up now and maybe clutching at straws 😞😞😞
    I’m the same, two indemnity policies asked for one relating to original conveyance from 120 years ago and another about a missing gas safe certificate for a new boiler fitted 7 years ago. I’ve asked if these are 100% required or just nice to have. The first issue seems to have been cleared up and I’ve told the solicitor I’m happy to pay the other indemnity which they’ve found for me for £50. Was told they are needed as I have a mortgage. I guess I should be pleased solicitors are acting on my behalf and trying their best for me not to have to pay but arguing over £50 seems a little crazy considering the cost of the house! 
    Can you not download the Gas Safety Certificate? We had to do that - just put in the address that the boiler was installed at, and you get the certificate for £6 or so, immediately via email and then by post a few days later. 

    Unless it doesn't have a Gas Safety Certificate because it wasn't installed by a competent engineer, but you'd have thought they'd want it servicing rather than a £50 indemnity policy in that case! 
    I’ll check this out thanks! It was serviced and has a certificate for that but the solicitor is asking for one for the install!?
    28th April - MIP submitted and issued
    23rd June - Offer Finally Accepted On A House!
    23rd June - Full application submitted through broker
    19th July - Mortgage offer received
    23rd July - Draft contract received
    26th July - Searches requested
    2nd August - Survey completed



  • toniq
    toniq Posts: 29,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I will exchange today I will!

    something has to go straightforward for once.

    good luck all.
    #JusticeForGrenfell
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