The NEW waiting to exchange thread...

ss2020jd

ChickenSandwichK said:

Well I was supposed to be exchanging and completing today... the seller is uncontactable and his solicitor states he has not given him instruction to proceed - guess we won't be making stamp duty deadline....

So sorry to hear this. Has there been any update since?

ss2020jd

jenni_fer said:

Hope everyone who is trying manages to complete today.

We're bowing out. Our sellers have pulled out today. Game over.

Oh no this is awful news! I’m so sorry to hear that. I really hope you have better luck when you start again. 

Firsttime2021

ss2020jd said:

Firsttime2021 said:

We managed it!!!

exchanged at 10.15 completed at 3.15.

Good luck to everyone who were completing today. 

A big glass of wine is needed tonight. 6 months of stress is over 🎉🎉🎉🎉

So happy for you! Wow, all in one day. Brilliant news. Major congratulations! 

Thank you, a super stressful day waiting to hear if we’d completed or not after exchanging in the morning, but got there 

ChickenSandwichK

ss2020jd said:

ChickenSandwichK said:

Well I was supposed to be exchanging and completing today... the seller is uncontactable and his solicitor states he has not given him instruction to proceed - guess we won't be making stamp duty deadline....

So sorry to hear this. Has there been any update since?

The seller was "unaware" exchange and completion was taking place yesterday... trying to get this pushed through today, however as of now I've had no real updates... this seller has been on and off more times than a light switch!!

tommyt-saver

TheTruemans said:

tommyt-saver said:

TheTruemans said:

Good morning folks, 
Hope you’re well, We just received our mortgage report from our solicitor and we have noticed a mortgage condition that my wife pays upwards of £3k of her student loan 30 days prior to completion!
At no point did we sign a Barclays declaration form to agree to this condition to repay any existing debts of which we have non apart from her student loan.

This has worried the hell out of us as any money saved is needed for the house renovations - we’re hoping our broker can sort this out, anyone else had this issue or can advise? 

Thanks 😊 

Was this shown in your mortgage offer letter? Or completely out of the blue at the report stage? 

Now we’ve fully reviewed the mortgage offer it’s deep in the fine print of the mortgage conditions, We spoke to our broker and they were just as surprised as us so have gone straight back to Barclays. We’re more surprised as the student loan wasn’t required to be declared and we didn’t agree to any outstanding debts to be cleared prior to completion. There is a separate declaration form Barclays require for this, which we’ve never even seen. 

Thanks for the update and really hope this can be resolved for you both! 
I've just looked through my offer from Halifax and there's no mention of any student loan repayments or anything else troublesome. Hoping nothing comes up at the report stage for us. 

laurey0301

Just as i imagined our solicitor cant get hold of the sellers solicitors and the EA cant get hold of the seller.. doubt we will be completing tomorrow after all

ChickenSandwichK

laurey0301 said:

Just as i imagined our solicitor cant get hold of the sellers solicitors and the EA cant get hold of the seller.. doubt we will be completing tomorrow after all

That sounds exactly like my situation... it is so frustrating! 

AnnexeRegular

Heard back from my solicitor and it looks like exchange is on for tomorrow, with completion the following Friday! Fingers crossed.

laurey0301

ChickenSandwichK said:

laurey0301 said:

Just as i imagined our solicitor cant get hold of the sellers solicitors and the EA cant get hold of the seller.. doubt we will be completing tomorrow after all

That sounds exactly like my situation... it is so frustrating! 

Hope you can exchange soon

tommyt-saver

laurey0301 said:

Just as i imagined our solicitor cant get hold of the sellers solicitors and the EA cant get hold of the seller.. doubt we will be completing tomorrow after all

laurey0301 said:

ChickenSandwichK said:

laurey0301 said:

Just as i imagined our solicitor cant get hold of the sellers solicitors and the EA cant get hold of the seller.. doubt we will be completing tomorrow after all

That sounds exactly like my situation... it is so frustrating! 

Hope you can exchange soon

Bonkers! I don't understand people like this. Communication is easy!