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The NEW waiting to exchange thread...
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Full deposits paid, expecting exchange Monday and completion by the 30th3
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My same dates! Very good news!! We are almost there!NotHydra said:Full deposits paid, expecting exchange Monday and completion by the 30th
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Well done to those who have exchanged!DIP 09/02/21
Offer on property 17/02/21
Offer accepted 18/02/21
Mortgage application submitted 22/02/21
Desktop valuation 22/02/21
Mortgage offer received 22/02/21
Solicitor instructed 23/02/21
Draft contract received and enquiries sent 02/03/21
searches back 08/03/21
Enquiries back 10/06/21
Exchanged 23/06/210 -
We have exchanged!Completion on Monday.
I’m so relieved, glad it’s all over and I never want to do it again 😂 (FTB)6 -
Congratulations all, I’m a long way off as house is going through probate 😭😭 but I keep driving past the house as it’s right by my parents and it kills me as I just want to be in there now, all the garden is starting to over grow and weeds shooting up everywhere, rang EA to ask if I can pull weeds up and they just laughed 😂 said they would get bk to me last week and still haven’t, the wait is killing me, good luck all0
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Feels. I can see the house out my living room window.Cookie211 said:Congratulations all, I’m a long way off as house is going through probate 😭😭 but I keep driving past the house as it’s right by my parents and it kills me as I just want to be in there now, all the garden is starting to over grow and weeds shooting up everywhere, rang EA to ask if I can pull weeds up and they just laughed 😂 said they would get bk to me last week and still haven’t, the wait is killing me, good luck allDIP 09/02/21
Offer on property 17/02/21
Offer accepted 18/02/21
Mortgage application submitted 22/02/21
Desktop valuation 22/02/21
Mortgage offer received 22/02/21
Solicitor instructed 23/02/21
Draft contract received and enquiries sent 02/03/21
searches back 08/03/21
Enquiries back 10/06/21
Exchanged 23/06/210 -
Yes!!!!! 🔑🔑🔑🔑🔑🏡🏡🏡🏡 Congratulations!!!! You will absolutely enjoy this weekend now!!! That’s amazing news.IronMan22 said:We’ve exchanged. Completion on Monday.1 -
Fantastic news! Congratulations and enjoy and relax this weekend 🔑🔑🔑🏡🏡Navikate said:We have exchanged!Completion on Monday.
I’m so relieved, glad it’s all over and I never want to do it again 😂 (FTB)0 -
I did not chain her to the desk and force her to reply back? We got emails late at night and we responded ASAP. She responded back and when she stopped responding around 3 am we went to bed, up early for a normal day of work too.KFTB said:
This irked me. Solicitors are actually real people, it's unreasonable to keep them up until 3am because you've pushed this so close to the deadline.NotHydra said:Update - strap in this is a wild one
Husband phoned and literally refused to get off the line till he could speak to head of conveyancing.
CoT was faxed while on phone
3pm Got assurances that he would personally look at our case
7pm phone call to say everything is sorted we would get emails of contracts to look at with physical copies on the way
11:37 pm get contracts AND request for extra proof in money laundering
12am - 3am - back and forwards with solicitor on these documents as the emails were badly written so there was some misunderstanding
7:30am - Check Barclays portal and funds have been released for completion
I have worked many projects clocking 16 - 18 hours a day for a span of a couple of months. I have also done 8am - 3am shifts and back again 6am to keep the projects going. I get the pain of working those !!!!!! hours
Its been pushed this close to the deadline due to failing to report as stated 3 weeks ago and then sending incorrect documents to the lender. If it was just me being a pushy little twit, I doubt the effort would be made at awful hours
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My solicitor accidentally sent me an email today saying we’d completed. Way to give me a heart attack.DIP 09/02/21
Offer on property 17/02/21
Offer accepted 18/02/21
Mortgage application submitted 22/02/21
Desktop valuation 22/02/21
Mortgage offer received 22/02/21
Solicitor instructed 23/02/21
Draft contract received and enquiries sent 02/03/21
searches back 08/03/21
Enquiries back 10/06/21
Exchanged 23/06/210
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