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Land Registry questions

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  • Land_Registry
    Land_Registry Posts: 6,150 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Maximus5 said:
    Maximus5 said:
    Hi, 

    hoping you may be able to give me some advice, our old NRAM mortgage was taken over by whistletree in 2016, unfortunately we have a a separate leasehold and freehold title which we’re never merged.

    The leasehold title had the registered charge in the correct name of whistletree changed. However the freehold was never changed and remained in NRAM’s name (now landmark) and we’re not getting very far with trying to get them to confirm the incorrect title will be removed. It’s putting our future purchase in jeopardy now and was wondering if any advice on anything else I could do about the title charges? 

    Thanks 
    Follow through on why one title was changed but not the other. I assume the same charge covered both titles but only one application was made to change one and not both titles. 
    Thanks, yes the charge covered both titles. I’ve tried speaking to landmark who shouldn’t be on there just to be told we have nothing for that postcode and we’re no further help
    Understood then I’d pursue it with us using the contact form as linked to 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Land_Registry
    Land_Registry Posts: 6,150 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    @Land_Registry if a property was being put into trust would this created a UN1 or would it be something different? 
    It wouldn’t be a UN1 in my experience - see 
    https://www.gov.uk/government/publications/private-trusts-of-land
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Maximus5
    Maximus5 Posts: 30 Forumite
    10 Posts Name Dropper
    Maximus5 said:
    Maximus5 said:
    Hi, 

    hoping you may be able to give me some advice, our old NRAM mortgage was taken over by whistletree in 2016, unfortunately we have a a separate leasehold and freehold title which we’re never merged.

    The leasehold title had the registered charge in the correct name of whistletree changed. However the freehold was never changed and remained in NRAM’s name (now landmark) and we’re not getting very far with trying to get them to confirm the incorrect title will be removed. It’s putting our future purchase in jeopardy now and was wondering if any advice on anything else I could do about the title charges? 

    Thanks 
    Follow through on why one title was changed but not the other. I assume the same charge covered both titles but only one application was made to change one and not both titles. 
    Thanks, yes the charge covered both titles. I’ve tried speaking to landmark who shouldn’t be on there just to be told we have nothing for that postcode and we’re no further help
    Understood then I’d pursue it with us using the contact form as linked to 
    Thank you, your already more helpful than my solicitor and mortgage company. I’ve logged an enquiry under error on title register hoping this is the right place. Any idea on how long it takes to look into these things? The vendor from the house we are purchasing has put a deadline for completion by the end of the month so worried about it falling through if I can’t get this sorted 
  • Land_Registry
    Land_Registry Posts: 6,150 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Maximus5 said:
    Maximus5 said:
    Maximus5 said:
    Hi, 

    hoping you may be able to give me some advice, our old NRAM mortgage was taken over by whistletree in 2016, unfortunately we have a a separate leasehold and freehold title which we’re never merged.

    The leasehold title had the registered charge in the correct name of whistletree changed. However the freehold was never changed and remained in NRAM’s name (now landmark) and we’re not getting very far with trying to get them to confirm the incorrect title will be removed. It’s putting our future purchase in jeopardy now and was wondering if any advice on anything else I could do about the title charges? 

    Thanks 
    Follow through on why one title was changed but not the other. I assume the same charge covered both titles but only one application was made to change one and not both titles. 
    Thanks, yes the charge covered both titles. I’ve tried speaking to landmark who shouldn’t be on there just to be told we have nothing for that postcode and we’re no further help
    Understood then I’d pursue it with us using the contact form as linked to 
    Thank you, your already more helpful than my solicitor and mortgage company. I’ve logged an enquiry under error on title register hoping this is the right place. Any idea on how long it takes to look into these things? The vendor from the house we are purchasing has put a deadline for completion by the end of the month so worried about it falling through if I can’t get this sorted 
    It can take time but I’ll take a look for it in the Amends Q based on the timing of your post. 
    If you have time to share the incident reference given it will make my searching for it easier 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Maximus5
    Maximus5 Posts: 30 Forumite
    10 Posts Name Dropper
    Maximus5 said:
    Maximus5 said:
    Maximus5 said:
    Hi, 

    hoping you may be able to give me some advice, our old NRAM mortgage was taken over by whistletree in 2016, unfortunately we have a a separate leasehold and freehold title which we’re never merged.

    The leasehold title had the registered charge in the correct name of whistletree changed. However the freehold was never changed and remained in NRAM’s name (now landmark) and we’re not getting very far with trying to get them to confirm the incorrect title will be removed. It’s putting our future purchase in jeopardy now and was wondering if any advice on anything else I could do about the title charges? 

    Thanks 
    Follow through on why one title was changed but not the other. I assume the same charge covered both titles but only one application was made to change one and not both titles. 
    Thanks, yes the charge covered both titles. I’ve tried speaking to landmark who shouldn’t be on there just to be told we have nothing for that postcode and we’re no further help
    Understood then I’d pursue it with us using the contact form as linked to 
    Thank you, your already more helpful than my solicitor and mortgage company. I’ve logged an enquiry under error on title register hoping this is the right place. Any idea on how long it takes to look into these things? The vendor from the house we are purchasing has put a deadline for completion by the end of the month so worried about it falling through if I can’t get this sorted 
    It can take time but I’ll take a look for it in the Amends Q based on the timing of your post. 
    If you have time to share the incident reference given it will make my searching for it easier 
    Thanks so much again, the ref is 221108-1367866 
  • Land_Registry
    Land_Registry Posts: 6,150 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks - have flagged with colleagues to see if they can consider and respond asap 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • user1977 said:
    Hi,

    Looking for some help. My land registry ref number is EA88FD3.

    I offered on a shared ownership property back in February, the searches came back in May and flagged up issues with land registry titles.

    The application was successfully expedited in Feb. I was told that there were 3 outstanding requisitions to be resolved by the lodging solicitors before it could proceed. I’ve gone back and fourth for months trying to get the solicitors to resolve these 3 points. 

    This has finally been done however I’m now being told that the titles still can’t be done because of 12 - 18 months backlogs!? i thought that because it was expedited it could be done ahead, but apparently not? 

    I want to know exactly what the issue is and why the titles can’t be done?

    Additionally, I have asked my solicitor to compete without the full titles (based on the uncertain time frame) however I’m being told this is not an option? 

    Thanks for your help

    Can you confirm the reference please as that one is unrecognised 
    Hey, just double checked and EA88FD3 is the correct ref number and is found under this when I call up. 

    Also have the title numbers -
     DY561107 (New Title)

    DY531957 (Parent Title)

    Or customer reference 

    GTAL01/039775.00445(P44)

    If you manage to find it, I’d also like to know when the 12 - 18 months time frame starts. For example is it from the date I offered on the property? 


    Thanks :) 
    Ok - so lodged 18 Feb and it’s been expedited. Unsure where 12-18 months comes from but if from your solicitor then I’d imagine from completion (January)
    The reason it can’t be completed yet by us is that there are prior applications against the developer’s title that affect and need to be completed first. 
    The solicitor has recently been advised of this so should be able to share/explain in more detail for you 
    Hi thanks for your quick reply. 

    12 - 18 months came from land registry yourselves when I called up. Although I’ve called again today and they did say that this is generalised time frame and unlikely to be this long with expedited cases.

    I’m aware that there are 2 pieces of work that need to be done before mine can be completed. However nobody is able to give me a time frame when this will be done. Without a time frame it’s looking like I’m going to have a pull out of the sale. 

    Is there absolutely no way of getting this through quicker? Can the case worker push for the other work to be done? 

    Thanks 
    We do push but the ball is very much in the applicants court re timescales as until they reply we can’t proceed in each case. 
    The conveyancer involved in the sale is better placed to push as appropriate as fellow conveyancing firm involved. Whether they can and will though is up to them. 
    We will remind/chase after a set time only as that’s very much part of the registration process 
    Sorry bit confused with this reply.

    As far as I’m aware the lodging solicitors have responded to everything land reg has requested and the delay now lies with land reg? 

    There’s ‘prior applications and other pieces of work ahead of mine that need to be done first apparently so what I’m asking is surely the caseworker will have a rough estimate when this work may be completed? 

    Without been given a time frame from land reg I’m going to lose the house which seems completely ridiculous. 

    Is it possible to get this escalated to a manager? 

    Thanks 

    There are a large number of prior applications pending against the seller’s title most of which have been submitted by a variety of conveyancers. You refer to just one but there are many.
    There are 60+ applications pending and with priority ahead of your own expedited application. Your conveyancer has been advised (last week) re the current hold up
    The conveyancer who lodged the application which appears to be the main blocker was contacted on the 19th July and we await their response. 
    I totally understand the ridiculous nature of the situation re timescales involved but it looks as if we are very much up to date with this development but reliant on the conveyancers to resolve specific issues before all the plot sales can start to fall like dominoes. Unfortunately that can happen when applications are incomplete
    As you have contacted us direct you can reply using that channel escalate matters but I’m afraid there will be nothing we can do at this stage as the conveyancers will need time to resolve matters. 
    Spoke to the phone team and they’ve escalated it through to your complaints team . 
    I don't see what grounds you have for complaint against the LR. I'm sure your solicitor can explain the position if you don't understand or believe the LR rep's explanation.
    Solicitors seem to have this bad habit of blaming LR for their own failings, had this recently and put the solictor straight that in no way was the LR delaying anything.
    Haha yeh totally get that! I was putting mine straight for 2 months that it was the sellers solicitor holding it up! That’s all been resolved now so unfortunately the hold up is with land Reg or more specifically prior applications and their conveyancers. Land reg are not able to put my application ahead of these even though it’s essentially ‘ready to go’ so this is what they’ve escalated my complaint about
    It sounds like prior applications haven't been expedited or have unanswered LR requisitions, that is not down to LR that would be down to the conveyancers in question, I think you are addressing a complaint to the wrong place.

    Not sure exactly where else I need to be addressing my complaint too? 

    Yes it may be down to the conveyencers in question, but I’ve been given no explicit detail of how many or what is holding mine up etc. Time frames I understand is impossible to give but a further explanation other than ‘prior applications are holding it up’ would be helpful when you’re on the verge of losing the house, losing money etc. 
    I understand your frustration, I'm also in the process of buying and selling but what I found was that solicitors *try* and blame the LR for every delay when the delays are really caused by the conveyances and solicitors.

    Unfortunatley I don't think
  • Hi @Land_Registry ,

    I am selling an unregistered property, I have checked the guidance but am still unsure whether the plans we have are sufficient for registration, would it be possible to message you a photo of the plans for an opinion please? Thanks
  • Land_Registry
    Land_Registry Posts: 6,150 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hi @Land_Registry ,

    I am selling an unregistered property, I have checked the guidance but am still unsure whether the plans we have are sufficient for registration, would it be possible to message you a photo of the plans for an opinion please? Thanks
    First registrations are often the easiest to provide a plan for as they tend to rely on the deeds, which include plan(s), a description that fits the OS detail and if needed a plan to scale and with a north point 
    You mention guidance but unsure if you mean the following (section 4 or not) 
    https://www.gov.uk/government/publications/preparing-plans-for-land-registry-applications/guidance-for-preparing-plans-for-land-registry-applications#plans-for-first-registrations
    If you are selling then it’s really the buyer/their conveyancer you need to satisfy re the extent being sold. And there shouldn’t really be any uncertainty as there will be current plans available if needed and which can be used/included 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Wilt
    Wilt Posts: 100 Forumite
    Part of the Furniture 10 Posts Name Dropper
    edited 9 November 2022 at 9:31PM
    Hi @Land_Registry

    Quick general question, what's the approx waiting time for non-expedited AS1 forms to be actioned?
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