And so it begins: The Pig Vs The Mortgage

pinkypig

Thanks Ella and ETE, I hope you had a lovely weekend too:)

Survived my first day back at work and I'm now on the 7 week count down although having been through my diary it's going to be quite a 7 weeks :eek:

I've had the loveliest weekend . Lots of sight seeing, great weather, some running and good company:). Returned feeling very relaxed. I did have £19.57 spends as I rarely get to a city centre so I got myself new pjs plus a few bits of gifts and got the kids some much needed socks and undies . Other than that we ate at home, found free activities and took drinks and food for the train

Today's successes included;

Nsd :j

Transferred £20.53 eBay money to os pot and posted the parcels

Deadheaded one of the beds in the garden

Made overnight oats

Lo for lunch and avocado toast for dinner as it was only me.

Visited mum and Dad

Weights class

Drank enough water


My May totals are done

Os pot £1220.11/£430

AVC £880/£880 (net)

Os benefit £92.66

Mortgage neutral balance £85,567.59:)

Capital Reduction £1720.50/£1250:j:j

Given I had annual spends of £885.89 :eek::eek: in May I'm delighted with this:)

Still pondering goals for June

Happy Monday to you:):)

PP xx

wishingthemortgaheaway

Wow you are, once again amazing PP how you get your money to stretch is just brilliant.

Pleased you had a lovely weekend. And these 7 weeks fly by, sports day, summer show trips out etc.

pinkypig

wishingthemortgaheaway wrote: »

Wow you are, once again amazing PP how you get your money to stretch is just brilliant.

Pleased you had a lovely weekend. And these 7 weeks fly by, sports day, summer show trips out etc.

Thanks Wish, you're always so kind and supportive:A. I've got a lot to thank our fab mfw community for that's for sure, I never been so focused. Feel very grateful:)

pinkypig

Evening :wave:

It's been a another beautiful day:). Work was good and the kids (and me!) were more in the swing of things and we got a decent amount done. I also realised I'm further along with my reports than most so feel less guilty about grinding to a halt:o. I've done 2/3of them and my assessments are up to date so it could be much worse. I'm going to try and do one a day starting on Thursday as ds has stuff on tomorrow night so it's a bit hectic .

Goals for June are going to be ;

Health

Drink 2 litres of water a day

Bed by 10 and asleep by 10.30

An hour's exercise 5 times a week with two short weights sessions at home. I'm going to try for two spin, two run and one weights class.

Money Saving

Use up freezer and cupboard stocks by doing 3 weekly shops rather than 4. My budget will be £128.

Minimise personal spends. I've no spendy activities this month and and entertaining will be at home. I also do not need anything so I just need to be more disciplined:p My budget will be £44

I'm putting my fuel budget up to £140 a month as petrol has gone up and I can't lift share this half term. This will get me to and from work so I'm going to try and combine other necessary journeys or use my bike or walk.

Mfw

I would love to be sub £80k on my first journey anniversary in August which means a capital reduction of £1856 for the next three months. I'm going to give it my best shot

Money Making

I'm running short of stuff to eBay but would like to raise £50 this month as every little helps


Today has been a good start:);

Drank enough water

Spin class done

Lo for lunch and freezer chilli for dinner

Nsd

Banked £12.98 of eBay sales

Tidied another bed in the garden and cut back two shrubs to fill the recycling bin ready for collection

Work stuff up to date

Load of laundry line dried and put away

Happy Tuesday to you:)

PP xx

Karmacat

Good luck on hitting the £80k target! Do you do bingo offers, or anything like that? In any case, though, things are going so well for you. Just thought, do you grow anything in the garden that you use to cut down the food bill - salady crops, or a blackcurrant bush or a crop of rhubarb? It all helps


Sleep well.

wishingthemortgaheaway

pinkypig wrote: »

Thanks Wish, you're always so kind and supportive:A. I've got a lot to thank our fab mfw community for that's for sure, I never been so focused. Feel very grateful:)

Thank you, but it is more that I'm in awe of your achievements.

Pleased you've had a good day.
Wish.

pinkypig

Karmacat wrote: »

Good luck on hitting the £80k target! Do you do bingo offers, or anything like that? In any case, though, things are going so well for you. Just thought, do you grow anything in the garden that you use to cut down the food bill - salady crops, or a blackcurrant bush or a crop of rhubarb? It all helps


Sleep well.

Thanks Karma I slept like a log . Ive never done any bingo/match betting as I wouldn't know where to start:o:o

I've just started growing some veggies this year but I'm a proper novice! I've got courgettes, basil, radish, coriander and rocket so watch this space

wishingthemortgaheaway wrote: »

Thank you, but it is more that I'm in awe of your achievements.

Pleased you've had a good day.
Wish.

See- you're just lovely . Thank you:A

pinkypig

Evening :wave:

This weather is just amazing - another day of sunshine :j

Work has been great, definitely getting back into swing of things as everything got done and I managed a reasonably early finish:)
Home was a bit of a mad rush but we got revision done,dinner made and out of the door on time!

Mfw and well being successes have been small but useful:)

A good sleep - in bed by 10 and lights out by 10.30

Drank enough water

Short run

Cheap healthy eats (porridge for breakfast, lo for lunch and freezer curry for dinner)

Nsd:j

Posted last eBay parcel


Happy Hump day (can't believe it's Wednesday!) to you

PP xx

pinkypig

Evening:wave:

Goodness this week is flying by, can't believe it's Friday tomorrow!

Today's been great, work was one of those lovely days that didn't feel like work and they're always good, if few and far between:p. I also got an early finish to make the most of this glorious weather.

Successes that contribute towards June's goals included;

A nsd:j

Cheap, healthy eats (overnight oats for breakfast, lo for lunch and veggie chilli and cous cous for dinner).

Drank enough water

Did a spin class before work (which I honestly think resulted in a positive and productive day) and a weights class tonight

Ds's maths GCSE seemed ok

Hoovered the kitchen and my bedroom

Changed bed and line dried it plus another load of laundry so I now have the bonus of a bed that smells of fresh air

Re-potted 3 courgette plants

Finished 2 reports :j

I'm unsurprisingly tired so it's an episode of Peaky Blinders then bed for me:)

Happy nearly Friday to you

PP x

wishingthemortgaheaway

Happy nearly Friday.

Have you planned your weekend? Not all report writing I hope.