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Tales from The Shire

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  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 February 2022 at 12:48PM
    I am holding off for the moment. I checked the price two days this week, Mon and Wed and it dropped by 0.03ppl but that is 4ppl more than when the Village syndicate bought a tanker load in January. I hope it will still do a seasonal drop in March/April, even if it is from a higher point than normal. I will need a 1000l then. This is just my view. @trix-a-belle bought some where she is (not far north of us) for slightly more than I price-checked at, last week.

    In our case, having changed the tank for a much smaller one, I can't really hedge my bets by getting a bit now and a bit later as it is only 1200l and I will need 1000 in March April. A 500l would only be if we are running out in the meantime. I do hope the seasonal dip still happens!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Map sounds fun. Good luck with the tank - and refill prices...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are becoming braver too. We have got into the habit of doing a LFT before meeting others in a social environment. Which reminds me, we must both do one today as we have my cousin and his partner coming for supper tonight. Much bathroom cleaning (me) and vacuuming and dusting (DH) to be undertaken ahead of that but the casserole is in the aga already. That way I won't forget it  ;)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tai chi sounds interesting.

    Hope you avoid covid
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • We are becoming braver too. We have got into the habit of doing a LFT before meeting others in a social environment. Which reminds me, we must both do one today as we have my cousin and his partner coming for supper tonight. Much bathroom cleaning (me) and vacuuming and dusting (DH) to be undertaken ahead of that but the casserole is in the aga already. That way I won't forget it  ;)

    It does take a little courage doesn't it but I suppose we manage risk every day in life and Covid has become just another thing to consider.

    Tai chi sounds interesting.

    Hope you avoid covid

    I'm finding it quite hard to learn SH.  It's taking me three practices before I feel I understand each form.  Very satisfying when it comes together though.  No symptoms yet so I'm hoping I've escaped Covid.

    Fortune x

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the progress with and tackling your health goals. 

    Lovely gratitude list. I think world events have a way of shocking us back into appreciating the basics.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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