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Tales from The Shire

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done. Hope it goes smoothly - or as well as can be expected. 

    Enjoy your time in the garden. Bright weather makes such a difference.
    Achieve FIRE/Mortgage Neutrality in 2030
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    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,607 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes well  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With so many hawthorn and blackthorn around, we were getting through an inner-tube or three a year so invested in a couple of solid rubber wheelbarrow tyres - much better as long as the weight isn't a problem. What a revelations they were!

    I really admire that you are so organised on the Ukraine homing front. I am speaking to our insurers today but DH isn't keen
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
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  • Darpett
    Darpett Posts: 71 Forumite
    Part of the Furniture 10 Posts
    For anyone thinking of hosting a refugee there is an organisation that has been running for a while which is more flexible for potential hosts who do not have the resources to commit for 6 months although the financial support is far more limited. 
    The website offers some general info about things to consider. Admin support is one that really needs to be considered as they won't know how to apply for an NI number/job/Doctor etc and it might be useful to have some plans for that. In the News section it has stories and articles which might be useful for those going through the hosting process currently.

    www dot refugeesathome dot org

    I haven't used them as I have family who live in a bordering country and can hear the bombing hundreds of miles away so we are keeping our options open 'just in case' it spreads. 
  • With so many hawthorn and blackthorn around, we were getting through an inner-tube or three a year so invested in a couple of solid rubber wheelbarrow tyres - much better as long as the weight isn't a problem. What a revelations they were!

    I really admire that you are so organised on the Ukraine homing front. I am speaking to our insurers today but DH isn't keen

    I think we'll have to resort to solid rubber if it goes again SL.  Mr F thinks the problem is with the design of the tyre and tube - it means the tube rubs against the tyre in a particular place.

    I'm afraid being organised isn't helping much on the Ukraine homing front.  The Government has made the whole process very difficult for refugees and potential hosts.  Fortunately Mr F in fully onboard - we'll need to work together as sharing our home when we've been used to having it to ourselves won't be easy.  We feel it's a small sacrifice to make though.

    Fortune x

  • Darpett said:
    For anyone thinking of hosting a refugee there is an organisation that has been running for a while which is more flexible for potential hosts who do not have the resources to commit for 6 months although the financial support is far more limited. 
    The website offers some general info about things to consider. Admin support is one that really needs to be considered as they won't know how to apply for an NI number/job/Doctor etc and it might be useful to have some plans for that. In the News section it has stories and articles which might be useful for those going through the hosting process currently.

    www dot refugeesathome dot org

    I haven't used them as I have family who live in a bordering country and can hear the bombing hundreds of miles away so we are keeping our options open 'just in case' it spreads. 

    Thank you Darpett - that's useful info.  I hope your family are going to be ok.

    Fortune x

  • Summertime?

    Looks like we're set for a glorious week weather wise.  It almost feels like summer here in the Shire 🌞

    Health
    • I spent some more time in the garden yesterday morning.  Everything is looking tidier although I've still some way to go
    • lunch was Baked Gnocchi with Spinach and Pancetta using spinach from the garden.  Supper was Oven-baked Leek & Bacon Rissotto using leeks from the garden.  There is enough left of both to feed us for today too
    • I got through the housework I'd planned.
    Wealth
    • I've paid the window cleaner who came this morning.  He would have come two weeks ago but I delayed him because of the bad weather
    • Mr F bought a pump to put in a water feature he bought me for my birthday a few years ago.  However, it's not man enough for the job so will have to go back
    • I booked my car in for its MOT
    • booked FDawg in for his annual MOT at the Vet too 😆. I must remember to buy some chicken or turkey to bribe him with whilst he's there 😆
    Happiness
    • I've managed to find accommodation for a friend of our Urkrainian guests.  She is a young mother and they've been supporting her so were reluctant to be separated from her.  Someone in the town nearest to us has a flat for her
    • I'm in daily contact with our guests - just keeping in touch so they know we're here and waiting from them.  I've also been posting a daily photo on FB.for them.  Pictures of our daily lives here so they know what to expect.  Yesterday's photo was of the place in the kitchen where I stand to prepare food and the makings of the Gnocchi.  It led to a discussion about the type of foods we like to cook and eat so was very useful.
    I'm still feeling frustrated about the refugee situation.  I've now found 8 people in my area who have registered with the Government scheme to host but it's almost impossible to reach refugees to match them 😢  I've heard people saying they're going to give up because it's just too difficult.

    Today I need to meal plan, grocery shop and clean our en-suite (it's looking pretty gruesome in there)... so, better get on.

    Have a great day all.

    Fortune x

  • themadvix
    themadvix Posts: 8,776 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks for your update Fortune, as I read it it reminded me of several things I need to do that hadn't made it onto my list yet - they are there now!

    So will the refugees be living in your house with you, rather than in the Annex?
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