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Tales from The Shire

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  • teapot2
    teapot2 Posts: 3,543 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm a fan of the D@g H@ouse too, lovely programme x
  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Re-write

    I've just drafted a long, wingey post about all the things that have gone wrong in the last few days and the poor customer service we've received.  Then I got over myself.

    Fortune, I've done the same thing a few times lately, and then caught myself.  But there's nothing wrong with have a good winge :)
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great to see so many positives; totally understand what you mean though that our everyday niggles and annoyances seem big to us but in the global context, really are such small things (still makes them annoying)

    Have you any plans whilst you have the house to yourself?
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well done on the progress with and tackling your health goals. 

    Lovely gratitude list. I think world events have a way of shocking us back into appreciating the basics.

    Thanks @savingholmes.  I've so much to be grateful for.

    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 6 March 2022 at 9:19PM
    teapot2 said:
    I'm a fan of the D@g H@ouse too, lovely programme x

    It's a real tonic isn't it @teapot2.

    Re-write

    I've just drafted a long, wingey post about all the things that have gone wrong in the last few days and the poor customer service we've received.  Then I got over myself.

    Fortune, I've done the same thing a few times lately, and then caught myself.  But there's nothing wrong with have a good winge :)

    You're right @SandyShores - a good winge is important.  It's a bit like opening the valve of a pressure cooker.  Just trying to keep things in perspective.  As they say - it's ok to have a meltdown, just don't unpack and live there 😆

    Great to see so many positives; totally understand what you mean though that our everyday niggles and annoyances seem big to us but in the global context, really are such small things (still makes them annoying)

    Have you any plans whilst you have the house to yourself?

    Thanks @Kittenkirst.  I just used the opportunity to catch up on some housework although I did make the most of having sole control of the remote 😆

    Fortune x

  • SandyShores
    SandyShores Posts: 1,970 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Custody of the remote control!!  A rare treat :smiley:
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are doing okay. Love the statement about it being okay to have a meltdown just don't unpack and live there... Going to borrow that.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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