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Taking it slowly, but doing it well. - Page 86

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Taking it slowly, but doing it well.

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
1.1K replies 105.8K views
18384868889106

Replies

  • DrSpendLittleDrSpendLittle Forumite
    698 posts
    Debt-free and Proud!
    ✭✭
    Sounds great, Wish! Keep us updated - I think you may end up motivating me to do the same :)
  • redofromstartredofromstart Forumite
    2.8K posts
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ✭✭✭✭
    Sounds like a good workable plan Wish. Have a measure too, so you are not just working in lbs' Sometimes the cms say more than the scales..
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    Evening.
    Thank you for the voices of support with my debt busting.
    Today I: had a 'free' breakfast and 'free' morning snacks.
    I have diaries all of my food. It is not a ntd because I'm staying with my mum and Dad. (Need more control!) also, reducing my bread intake (and other associated carry foods, left me feeling really hungry today. I know it will pass, in time, but I need to be in my own house to really deal with it. Will see how I get on at work for the next 3 days, I can definitely track my spends.

    Money wise:
    Haircuts for Pickle and I (£40) bus fairs and a couple of bits for work this week.
    Tilly tidies made.

    Good night all
    Wish

    Mse May Goals

    Mop pot
    1) nice round number following standard payment £29.26/£29.26 :j
    2) £400 capital reduction £100/£100 :j
    3) interest added £53.41/£53.41 :j
    4) £500 capital reduction £73.60/£100

    NSDs
    7/15

    NTDs
    0
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    Morning,
    Crazy long work day yesterday - left home at 8am, went to bed at 11pm. Two more days to go.

    Yesterday was a nsd though and a ntd (need to update my food diary though)
    Question for those of you who have reduced food intake - is the excruciating headache normal? Proper migraine style.
    I haven't cut out sugar completely. But As a consequence of the no sweet treats approach it has obviously reduced. How long will it last? I guess I need to get through it?
    I'm drinking plenty of water, so I don't think it's that.
    Any suggestions?
    Thank you
    Wish

    Mse May Goals

    Mop pot
    1) nice round number following standard payment £29.26/£29.26 :j
    2) £400 capital reduction £100/£100 :j
    3) interest added £53.41/£53.41 :j
    4) £500 capital reduction £73.60/£100

    NSDs
    8/15

    NTDs
    1
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • shangaijimmyshangaijimmy Forumite
    3.5K posts
    Part of the Furniture 1,000 Posts
    ✭✭✭✭
    Re headaches. Your brain can only use carbs as an energy source. So after 4-5 days of reduced carbs/sugary foods you start with either the head aches or difficulty in concentration. This usually lasts 3-4 days as your body re-adjusts to the current level of food. So in essence any future carbs based foods the food will redirect to brain and the other body parts will start to metabolise fat stores. If you're really struggling try a can of diet coke or equivalent. The caffeine may help to take the edge of the head ache.
    MFW: Was: £136,000.......Now: £73,243.27......Reduction: £62,757.93... in 5yrs 6mths!
    Mortgage Neutral Target - Feb 2025...£65,665.23 remaining
    MFiT-T5 #8 - £10,313 of £23,100 (44.65%)
  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • HettyhoundHettyhound Forumite
    528 posts
    500 Posts First Anniversary
    ✭✭
    Hope the headaches stop soon. I got a terrible headache when I cut out refined sugar and I didn’t think I ate that much of it. Has the potty training been mastered yet.?
    Grocery challenge September £214.56/£200; October £0/£230
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; September 2020 £51,277.49 2020 OP £3643.55/£4000
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    Thank you both. I have Diet Coke in the car, so will grab some of that and persevere. I will repay my debts to my body.

    Hetty, when I left home yesterday.
    Wees are fine.
    Poos are in pants
    Overnights are dry, unless you fall out of bed, roll under the bed, get stuck wake up and can't get out.
    He is doing so so well. He will get the poo thing eventually. Thank you for asking.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • HettyhoundHettyhound Forumite
    528 posts
    500 Posts First Anniversary
    ✭✭
    That made me laugh which is just what I need at the moment so thank you and thank you Pickle! I will never forget the panic of going into my boys room one night and him not being there; found him eventually under the bed fast asleep :D
    Grocery challenge September £214.56/£200; October £0/£230
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; September 2020 £51,277.49 2020 OP £3643.55/£4000
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    evening all,

    I've seen you have a bad day Hetty, grrr to cars. Hope tomorrow improves for you.

    Headache is still lurking. But it has been a ntd. The big bar of chocolate is still in my bag - I've not even attacked the huge bar of chocolate in my bag as yet. I am not going to do it. Food diary needs updating. Job for the morning.

    Not a nsd as I've bought a book for Pickle for his birthday. Supply pay slip for Friday has been received. £3.20 more than expected. Not bad.

    Last conference day tomorrow. Then home (to mum and dads) hopefully it will be a good day.
    Wish

    Mse May Goals

    Mop pot
    1) nice round number following standard payment £29.26/£29.26 :j
    2) £400 capital reduction £100/£100 :j
    3) interest added £53.41/£53.41 :j
    4) £500 capital reduction £73.85/£100

    NSDs
    8/15

    NTDs
    2
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
    2.5K posts
    1,000 Posts Second Anniversary
    ✭✭✭✭
    Morning, I'm just trying to think back through the last few days. Thursday and Friday were nsds, they were also birthdays so there was cake and treats, back on that for today though. Some sorting out of the subscription pots for the month means I've hit my mop pot target for the month, if I can get anywhere near another £100 of the mortgage this month, then I've further reduced the term by 1 month. My final P60 arrived while I've been away, so I've updated and submitted my tax return. £180plus rebate should be with me by the end of June (hopefully quicker than that)
    Supply money was paid on friday, most into savings, shrapnel into the mop pot.

    Not sure what today holds, but I can see more washing and unpacking in my future.

    Have a good day.
    Wish

    Mse May Goals

    Mop pot
    1) nice round number following standard payment £29.26/£29.26 :j
    2) £400 capital reduction £100/£100 :j
    3) interest added £53.41/£53.41 :j
    4) £500 capital reduction £100/£100 :j
    Extra: £1.17

    NSDs
    10/15

    NTDs
    2
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
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