Taking it slowly, but doing it well. 13 July 2017 at 7:39PM edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe 1.1K replies 106K views

ladymay

wishingthemortgaheaway wrote: »

Today is/has been a nsd, which is a good job really because yesterday wasn't.
Hubby booked theatre tickets for Pickle and I. But we had lots of extras. I've also in a very un mse way managed to lose my raincoat so that had to be replaced. Fortunately I found a lighting weight one for £30, so not a disaster. I also purchased a small vacuum cleaner for the loft office. The shredder shreds will be banished!

It has obviously all meant a hammering on the budget. But all out of revenue, so no impact on long term financials at the moment. 3 weeks of the month left and, for once it's the grocery budget that's holding its own. Fuel spends are going to be high this month, but I'll claim it all back. I NEED (remind me of this!) to start putting my travel expenses towards a new car, not towards my usual mop pot or moving fees. I will probably have to replace my car in the next 1-2 years. We shall see.

Pickle is very tired despite doing very little.
Need to sort washing tonight. Tomorrow is another day. Hubby may or may not be around - I cannot work out his schedule at the moment. I do know that I do need to pack tomorrow though for another night away.

Happy weekend everyone.
Wish

Mse June Goals

Mop pot: £283.19
1) interest added £53.93/£53.93 :j
2) nice round number £29.26/£29.26 :j
3) £400 capital reduction £62.63/£100
4) £500 capital reduction £100

NSDs
4/15

NTDs
2

You need to start putting travel expenses away for a new car!!


You seem to be on top of things as ever! Can I ask what a NTD is?

wishingthemortgaheaway

ladymay wrote: »

You need to start putting travel expenses away for a new car!!


You seem to be on top of things as ever! Can I ask what a NTD is?

Hey ladymay - thanks for the reminder. I need the resolve at the end of the month when they are paid though....

Ntd is a 'no treat day' I'm trying (and failing) to treat my overweightness as a debt and apply priniciples to reducing the debt I owe to my body. It is not going well because it is not as much fun as being frugal.... urgh!

Thanks for stopping by.

Wish.

wishingthemortgaheaway

Evening all, not a nsd because I needed to do a supermarket shop for the men & boys of the house as I'm working away again this week. Budget pots are looking horrendous already this month. And there is a looooong way to go. Need some Uber frugal weekends for the rest of the month.

Snacks are sorted for my work journey and some meals etc will be on expenses, but I'm not going to pretend I won't spend anything. Will pick hubby's Father's Day pressie up from the nice services on the m5 on the way home on Tuesday.

Urgh. Can it be the end of the month yet please?
Wish

Mse June Goals

Mop pot: £283.19
1) interest added £53.93/£53.93 :j
2) nice round number £29.26/£29.26 :j
3) £400 capital reduction £64.18/100
4) £500 capital reduction £100

NSDs
4/15

NTDs
3

ladymay

wishingthemortgaheaway wrote: »

Hey ladymay - thanks for the reminder. I need the resolve at the end of the month when they are paid though....

Ntd is a 'no treat day' I'm trying (and failing) to treat my overweightness as a debt and apply priniciples to reducing the debt I owe to my body. It is not going well because it is not as much fun as being frugal.... urgh!

Thanks for stopping by.

Wish.

Ah, gotcha. Thought it might have been that but I wasn't sure... The treating weight as debt is a book-worthy idea!

redofromstart

wishingthemortgaheaway wrote: »

Will pick hubby's Father's Day pressie up from the nice services on the m5 on the way home on Tuesday. 3

I like those services too, especially the cheeses. All of the cheese

zcrat41

I love the idea of a no treat day!! Great way of putting it.

Karmacat

NTD and overweight as a debt are great concepts, Wish! Just thinking though, we all need treats - can you find any healthy ones? I keep remembering what Opran said once during some interview, about tastiness - its herbs and spices as well as oils and sugar (she didn't quite say that, but nearly ).

Hope you can catch up on your sleep soon, that can help *everything*.

wishingthemortgaheaway

ladymay wrote: »

Ah, gotcha. Thought it might have been that but I wasn't sure... The treating weight as debt is a book-worthy idea!

Hmmmm not sure about that! It's currently not working very well.

wishingthemortgaheaway

Thank you everyone for dropping in and commenting, lovely to 'see' you all.

redofromstart wrote: »

I like those services too, especially the cheeses. All of the cheese

Yup. All the cheese, and the beer/spirits and the.... such a lovely place.

zcrat41 wrote: »

I love the idea of a no treat day!! Great way of putting it.

I just wish it was working a bit better.

Karmacat wrote: »

NTD and overweight as a debt are great concepts, Wish! Just thinking though, we all need treats - can you find any healthy ones? I keep remembering what Opran said once during some interview, about tastiness - its herbs and spices as well as oils and sugar (she didn't quite say that, but nearly ).

Hope you can catch up on your sleep soon, that can help *everything*.

I agree about having treats occasionally, but I have them faaar too often and far too much, so it's not healthy. I am becoming more aware though, so that's a positive.

wishingthemortgaheaway

Morning all,

I'm in the rainy south west - amber warnings for rain/flooding issues around here so I'll need to be careful driving home later.

Low spend day yesterday, not a ntd - but I did only have a 'snack size' chocolate bar as I was driving down, so not actually that bad at all.

The fireplace fitter has come back with a very reasonable quote, just need hubby to agree and it could be done this week. Eeeeek. Then I can get the rest of the work booked in.

Still, can't do anything about it at the moment. Got to work and then a loooong drive back up north...

Wish.

Mse June Goals

Mop pot: £283.19
1) interest added £53.93/£53.93 :j
2) nice round number £29.26/£29.26 :j
3) £400 capital reduction £64.48/£100
4) £500 capital reduction £100

NSDs
4/15

NTDs
3