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Taking it slowly, but doing it well. - Page 89

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Taking it slowly, but doing it well.

edited 30 November -1 at 1:00AM in Mortgage-Free Wannabe
1.1K replies 105.8K views
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  • ladymayladymay Forumite
    1.1K posts
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
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    I'm in the rainy south west - amber warnings for rain/flooding issues around here so I'll need to be careful driving home later.


    Yep, I'm here too. It's utterly miserable! Stay safe :)
    2019 Aim: Save £10,000
    Don't sacrifice what you want most for what you want now
  • DrSpendLittleDrSpendLittle Forumite
    698 posts
    Debt-free and Proud!
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    Hope you got back okay, Wish! Exciting news about fireplace!
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Good afternoon all,

    Sneaking back into the confessional
    'Forgive me savers for I have sinned, I have taken my eye off the ball, made an excessive amount of unbudgetted spends and had to wam like a crazy think from various pots.'

    So, what do I have to show for my misbehaviour:
    A lovely new office chair (the wheels fell off ours) plus other 'blue & yellow pleasure palace' items that hubby addd to the trolley, including a new pillow which is lovely, but could have waited.
    Lots of eating out and food things when planning has gone out of the window.
    A present for a friend adopting a little one.
    Lots of books - I've done lots of travelling and have been eating books on the go.

    Other stuff!!!

    But, I've covered it, I'm not in debt. And today is a new day. I'm caught up, I know where I am, just need to watch the pennies until the start of July. Only 10 days or so to go.

    I will behave I promise.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • KarmacatKarmacat Forumite
    34.6K posts
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    I know the blue and yellow pleasure palace (such a great turn of phrase) is seductive, but really, thats not bad. You *need* an office chair that has wheels. Buying the pillow now saves another trip. However, if you bought the books full price, consider yourself scolded :rotfl::rotfl::rotfl: Do you use kindle books, saving weight and space? I adore them, I must say :o
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Karmacat wrote: »
    I know the blue and yellow pleasure palace (such a great turn of phrase) is seductive, but really, thats not bad. You *need* an office chair that has wheels. Buying the pillow now saves another trip. However, if you bought the books full price, consider yourself scolded :rotfl::rotfl::rotfl: Do you use kindle books, saving weight and space? I adore them, I must say :o

    Yes, kindle books for fiction. I used my fruity device and the app for years but bought the basic actual kindle with birthday money when Pickle was born, much better for the hours of feeding we went through.

    I've tried non-fiction & recipe books but just don't get on with it. I like to have the real things.

    My defence, is I've done a heck of a lot of traveling over the last few weeks and my flight on Tuesday night was delayed by 2.5 hours.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Today, no frivolous spends (woohoo)

    Food shop - under budget.
    Payment to contractor who's done a little job to allow a bigger job to happen next week.

    Now, watching the tennis with a glass of vino.

    Good evening all.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • HettyhoundHettyhound Forumite
    509 posts
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    Present for friend adopting will be greatly appreciated. It’s often forgotten and after the years of heartache it should be a joyous time with gifts :)
    Grocery challenge August £205.12/£200; September £128/£200
    SPC #120 SPC 12: £125.86
    MFW #90 Mortgage start Dec 2015 £79,950; September 2020 £51,402.49 2020 OP £3518.55/£4000
  • KarmacatKarmacat Forumite
    34.6K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    I've tried non-fiction & recipe books but just don't get on with it. I like to have the real things.

    My defence, is I've done a heck of a lot of traveling over the last few weeks and my flight on Tuesday night was delayed by 2.5 hours.
    In reality, you can have whatever feels right for you, and if anybody *really* scolded you for using books to cope with a wait of 2.5 hours in an airport, then strong words should be used to them :cool:

    Enjoy the books, enjoy the tennis and vino :)
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
  • wishingthemortgaheawaywishingthemortgaheaway Forumite
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    Thanks karma, I'm feeling a bit more back on track now.

    I would have liked to have claimed an nsd today, but the chimney sweep came, one chimney sweep is part of the installation package we've purchased. But the other one didn't need doing as we aren't having a stove installed, however, when the sweep took a look he concluded that it really did need doing. Oh well, at least it's done and 100 year old spot is not going to continue to corpse the brick work. £55 though!!! (Came from house renovation funds and a new line in ynab set up to save the cost annually for the other one)

    Other than that, nothing to report financially.

    I have swept, tidied & sorted front and back yards looking much more presentable now.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Busy_Mee1Busy_Mee1 Forumite
    1K posts
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    Bless you Wishing, for some people running amok financially means expensive nights out or buying Mulberry handbags _pale_ not buying office chairs, new pillows and books :rotfl: You are suffering too much MSers guilt, but we all do it :D

    I love reading too and try and download the bargain books from [email protected] when there are some decent ones. I use my Kindle for travel, but love a proper book too. One of the real pleasures in life is reading a good book and then passing it onto someone else.
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