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What small DFW things will you be doing this week? WC 26/6

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«1345678

Comments

  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 June 2017 at 6:12AM
    Morning :) woken up to a beautiful day :) Yesterday I decided I just have to get my head around the fact that my service is being managed terribly, if I can do that I'll be able to cope with it! Going to try to reduce contact with my managers for this week!

    Small things:

    * quick shower - tie hair back ;)
    * lo for lunch for me
    *[STRIKE] I didn't make madam's lunch last night so need to do that in a minute[/STRIKE]
    * [STRIKE]going to make a cake in a minute to use up raspberries. Will cook some goujans while the oven is on ;)[/STRIKE]
    * lay out in the sun at lunch time listening to my audio book
    * call school to check what time the meeting is tonight
    * water/feed plants
    * hoping to join the running group tonight but will depend on what time the meeting finishes
    * pot on a couple of plants

    Ok that'll do. Have a great day guys x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi determined love your thoughts on how to manage work. I often have the same process. Definitely works. Lovely day here too. I will:

    Get something from freezer for tea
    Drop off two parcels for posting for refunds
    Walk to town and back saving on parking and getting some exercise
    Go to that well known furniture store and just get the 3 things in my list. Measure something first before I go so I know it's the right one
    Load of washing out before I go out
    Quick tidy round
    Check banking and surveys
    Freeze half the cake I make yesterday with some ripe bananas
    Make biscuits with the last ripe banana tonight whilst oven is on
    Shower and let hair dry naturally

    Enjoy your day folks.
  • mumofthetwins
    mumofthetwins Posts: 1,111 Forumite
    Good morning guys ...
    today im at work most of the day but hopefully still work through my list a bit :)


    workouts .. done 1 this morning do another after work.
    freezer for dinner .. boys are at my mams house.
    check banks and cc .. make PAD and pay some money into account tonight en route home .. and not call into the shops ;)
    post e bay stuff that sold last night and list a few more pieces tonight if I get time.
    check pay pal and use to make an extra PAD today.
    tidy and hoover tonight before bed as mega busy day tomorrow so like to wake up to a tidy house :)


    think that it for today .. Have a GOOD UN guys .. where ever you are.


    Lisa x
    DFW
    January £0/£11,100

    NSD
    January 1/31
  • Twins
    Twins Posts: 346 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Morning all!

    Been on and off posting, just been busy with various bits but I'm getting excited now as flying to Crete on Wednesday morning and it finally feels real at last! :T

    Today's plans:

    * Washing on and out to dry
    * Need to buy a European travel adapter
    * Get suitcases out and start packing!
    * Decant shampoo conditioner into travel containers
    * Make a list of everything I need to take
    * Buy some chicken from butchers for dinner tonight
    * Go and get my eyebrows threaded :)

    Enjoy the sunshine everyone!
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 26 June 2017 at 11:43AM
    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:
    • Benefits check-up ( Link)
    • Coupon Shop Forum list of money-off coupons (Link)
    • Cooking On A Bootstrap, cheap recipes ( Link)
    • eBid ( Link)
    • Freecycle ( Link )
    • Free Postcode Lottery( Link)
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • Income Tax Calculator (Link)
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • LuckyPhone free lottery with loyalty rewards (Link)
    • Marriage Tax Allowance (Link)
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link &)
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • NHS Minor Ailment Service article (Link)
    • My Supermarket ( Link )
    • Number Plate Lotto (Link)
    • OnePoll ( Link)
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself without using a claims company. ( Link )
    • Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
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    • Tickety Split cheap train tickets (Link)
    • Toluna ( Link )
    • TopCashBack ( Link )
    • Wombling Guide (Link)
    • You Need A Budget site and App (Link)
    If any of the links are broken, let me know.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Afternoon All

    DNMS - Thanks for starting us off today, hope that today goes as you expect!

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Another lovely day here, my little list:

    Packed lunch for DS - Done
    Check Bank & make PAD - Done
    Clean Bathroom & steam mop floor- Done
    Wash towels & line dry - Done
    Go for a walk - Done
    Tidy chest f drawers & drawers in wardrobe - Done
    Start bag for homeless shelter - Done
    Continue purge on emails -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check: Luckyphone, Ashleigh, Numberplatelotto, FPL -

    Have a great day all!

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • foxgloves
    foxgloves Posts: 12,832 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi all,
    Have got off to a reasonable start to the money-saving week this needs to be:
    *Two baths from one lot of hot water.
    *Laundry done overnight on cheap tariff, also 2 quick 30 mins at 30 degrees loads. All dry for free already outside on the whirlygig.
    *Did rubber chicken. Roast last night, enough for same again tonight, some frozen with l/o gravy for basis of a stew at some point. Enough for curry too, when I've got some root ginger.
    *Tomorrow's packed lunch made.
    *Entered 2 competitions.
    *Sold a small ebay item.
    *Cut 2 courgettes & a few braod beans.
    *Fed & watered all the veg.
    *Moved a courgette plant to a sunnier spot.
    *Hoed & weeded a bed ready to plant out cabbages - will be finishing this in the next 20 mins.
    *Bit of present knitting in my lunch hour.
    *Fed sourdough jar ready to bake a loaf tomorrow.
    *Refilled all our tiny plastic snack boxes with raisins.
    *Started rounding up all the receipts, notes, etc, I need tomorrow which is my Big Budget Day.
    *Nobbled mr f to tell me the exact cost of campsite booking......all this nice weather is giving us tentitis!
    *Fill a vase with flowers from the garden - fragrant, pretty & free.
    Wishing everyone a peaceful & productive Monday.
    F xx
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • DawnW
    DawnW Posts: 7,801 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon all :)
    Got off to quite a good start :)

    Washed hair and allowed to dry naturally
    Made sausage casserole for dinner first thing, when it was still cool and energy levels were high. I only need to cook some potatoes and veg to go with it, and warm it up. Plus there will be enough for another meal :D
    Went to sales unit and changed stock, still need to unload the stuff I brought back and put it away though!
    Picked last few broad beans and mangetout, cleared ground and replanted with leek seedlings :)
    Summer pruned my precious cordon fruit trees, and watered them too - there were a few cherries to pick, as well :D
    A few surveys for onepoll

    Still to do:
    Find or adapt a recipe and make strawberry muffins with last of strawberries
    Check banks
  • Julie67
    Julie67 Posts: 2,362 Forumite
    1,000 Posts Combo Breaker
    Evening all,

    A busy day buying stock today and the next couple will be spent listing. I'm pleased that I've managed to stick with my healthy eating and exercise plan since Friday as it normally goes to pot at the weekend.
    Money saving today

    - another £2 x 2 pound coins saved for the Christmas fund
    - 1 bath for 2
    -tea made up of leftovers, breakfast tea including eggs, bacon, mushrooms and tomatoes that needed using
    -Little break booked for us in September, very cheap and SC so shouldn't spend hardly anything whilst we are there but we both need a break
    -Reading another free book passed on from a family member
    -picked up a great jigsaw for £1 from the charity shop (we are addicted:o and a new top for me 99p

    Going to catch up with the canal programme with Prunella Scales tonight, I love these programmes, so realxing.

    Have a great evening x
    Started Self Managed DMP 10th May 2017.
    Working hard to get rid of our debt.
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi determined love your thoughts on how to manage work. I often have the same process. Definitely works. Lovely day here too. I will:

    Get something from freezer for tea
    Drop off two parcels for posting for refunds
    Walk to town and back saving on parking and getting some exercise
    Go to that well known furniture store and just get the 3 things in my list. Measure something first before I go so I know it's the right one
    Load of washing out before I go out
    Quick tidy round
    Check banking and surveys
    Freeze half the cake I make yesterday with some ripe bananas
    Make biscuits with the last ripe banana tonight whilst oven is on
    Shower and let hair dry naturally

    Enjoy your day folks.
    Managed it all apart from the returns and biscuits. Did make DH some enchiladas things for work tonight though and the smalls had omelette for tea. DH and I didn't bother as we weren't overly hungry, another meal from the plan saved.

    I only bought the 3 things from the furniture shop :A also did a few things from annoying things list. Worked most of tonight, with a bit more to do tomorrow. Does mean I'll claim a day back though ;)
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