Whos to blame car accident

neilmcl

tmckenzie wrote: »

I have fully received from the 3rd party's insurance by email confirming they admit full liability of the situation, i made sure i got it 100% in writing straight away, I will mention that to there insurance about wanting the panels replaced not repaired and any scratchs or marks to be fixed so its as off new

Thanks for your input very lucky for them to agree to full liabilty

You have a right to have the repairs done at a garage of your choosing, if you're happy to go with the TP insurer's choice then fine but depending on the age of your car I'd be leaning toward the main dealer's authorised bodyshop. Don't listen to lluzers advice, no insurer is going to authorise repairs to any existing damage other than what's a direct result of the accident.

One thing to be aware of with going with the TP insurer is you're not covered under the FOS should things go wrong.

lluzers

lluzers wrote: »

Also take photographs of other dents and scratches on other sides , just in case it comes back after repairs , with damage in garage.

What happened to my car is it came back to more damage , on the non repaired side.

lluzers

neilmcl wrote: »

You have a right to have the repairs done at a garage of your choosing, if you're happy to go with the TP insurer's choice then fine but depending on the age of your car I'd be leaning toward the main dealer's authorised bodyshop. Don't listen to lluzers advice, no insurer is going to authorise repairs to any existing damage other than what's a direct result of the accident.

One thing to be aware of with going with the TP insurer is you're not covered under the FOS should things go wrong.

What do you understand by this?
Who said , get other old damages repaired ?
Also take photographs of other dents and scratches on other sides , just in case it comes back after repairs , with damage in garage.

lluzers

tmckenzie wrote: »

I have fully received from the 3rd party's insurance by email confirming they admit full liability of the situation, i made sure i got it 100% in writing straight away, I will mention that to there insurance about wanting the panels replaced not repaired and any scratchs or marks to be fixed so its as off new

Thanks for your input very lucky for them to agree to full liabilty

Who is their insurer?

Get a written letter of their acceptance of liability.Ask them , it should arrive by recorded delivery within 5 days.

lluzers

lluzers wrote: »

What do you understand by this?

Also take photographs of other dents and scratches on other sides , just in case it comes back after repairs , with damage in garage.

Who said , get other old damages repaired ?

AndyMc.....

lluzers wrote: »

Who said , get other old damages repaired ?

Why are you quoting yourself?

lluzers

AndyMc..... wrote: »

Why are you quoting yourself?

pressed wrong button instead of save.

Blackbeard_of_Perranporth

OP. If you are fully comp, go through your insurer. I had a bump, other party admitted via insurer, then the fan got hit. I had legal and eventually won. Other party was only 3rd party!!

neilmcl

lluzers wrote: »

Who said , get other old damages repaired ?

You did, or at least implied as much

lluzers wrote: »

Take photographs of all minor chips and get them repaired , as a condition of going with them

lluzers

neilmcl wrote: »

You did, or at least implied as much

Get the ones on the main damage side 'like every seal ,bumper winger etc " related to the accident.

The third party repaired doors , on my car , but did not repair a chip on the seal.