The Nice People Thread, No.16: A Universe of Niceness.

Poor_Leno

Sunshinemummy wrote: »

Definitely no one can change the past... so about the house and pension.. what about one of the government ISA schemes... that the gov. contributes to, that can be used for a house and pension (I want to say they are called LICE - but I have just finished a bottle of wine.... so piddled!!)

I've got the max 15k in that at the moment since the scheme started. Also have about £12k in many other accounts. Still need to find about another 15-20k before I can realistically start looking for something. I'll need about 30k deposit and ontop of that I need 10-12k...some money for houshold purchases and such...agent/solicitor fees...ideally want a few k left over aswell cos I don't like the thought of having 0 savings left

The pension side of things feels like a big black cloud hanging over my head but in all honesty I can't sort that out til I sorted out buying a place, that has to come first.

If you like red wine, try Barefoot Malbec. Its the best wine you can get for like £7. Trust me. Asda and Tesco regularly drop the price to about £5.50 aswell.

zagubov

Well done, PN! That's a welcome result, and worth the wait! :beer::T:T

PasturesNew

Sunshinemummy wrote: »

PN, you will get rid of loads of stuff just by popping it on FB under Free!!

Congratulations, what day are you moving? x

I'm concentrating on "heavy/awkward/can't manage to move myself" first... then "don't really want to keep this" (e.g. the vases/flowers I bought for making the house look less bleak). Then it'll be a pecking order of how much I want something compared to how much I need the space in the container for more important things

What day aren't I moving .... there's no day as such. Completion is fixed of course, but I intend to be 99% cleared out by 2-3 days of that. 90% into storage probably 4 days before completion. I'd rather do it sooner .... than panic at the end as I realise something I overlooked.

It'll all be over, history, by the end of this month.

In a prior move I was let down, without notice or anything, by the man with the van .... the day before completion. So I err on the side of "loads of time". I had an open day garage sale, nobody came; I offered stuff to the charity shop and they turned up and said "our warehouse is full, we can take nothing" - and my final event was the man/van coming to take everything left over... by then, as nothing had gone, everything was left over! PANIC!!

PasturesNew

zagubov wrote: »

Well done, PN! That's a welcome result, and worth the wait! :beer::T:T

Started May with decluttering, handyman fixing things, new blinds, curtains, car boot trawls for pictures etc...

Signed/photos August.

Went live first week of September.

4th through the door bought it ..... "best they'd seen" was that feedback.... then the looooong wait when I had no idea they still had it marked as "the one".

4½ months from "we want it/we've sold ours now" to today

vivatifosi

Congratulations PN. Anything good come to market over the weekend?

Sunshinemummy

Poor_Leno wrote: »

I've got the max 15k in that at the moment since the scheme started. Also have about £12k in many other accounts. Still need to find about another 15-20k before I can realistically start looking for something. I'll need about 30k deposit and ontop of that I need 10-12k...some money for houshold purchases and such...agent/solicitor fees...ideally want a few k left over aswell cos I don't like the thought of having 0 savings left

The pension side of things feels like a big black cloud hanging over my head but in all honesty I can't sort that out til I sorted out buying a place, that has to come first.

If you like red wine, try Barefoot Malbec. Its the best wine you can get for like £7. Trust me. Asda and Tesco regularly drop the price to about £5.50 aswell.

I totally agree...house first... but you don't need money for household items... we furnished a house for DS1 mainly with freebies, it was a bit of work and looked flipping lovely. Savings can come after you have bought your house. Then pension....

£7 or £5.50 for wine... far too expensive for me :rotfl::rotfl::rotfl:

ukmaggie45

So very happy for you dear PN. :j

Hope you find somewhere fab where you can live a happy life without thunka thunkas and stuff like that.

You deserve a nice home that's peaceful for you. I'm sure you'll find one, the perfect home for you. Vibes for good houses to inspect, and for The One to show up soon.

Virtual hugs (I know you don't like the real ones) from Liverpool.

PasturesNew

vivatifosi wrote: »

Congratulations PN. Anything good come to market over the weekend?

pffft, did it heck as like.

A possible came on today, but its situation needs checking as it's another of those "new builds built behind an older house with access by robbing the old house's side bit". Additionally, I need to research the area. It's one of those where you need to find out where the "cut off" point is for "rough bit" "not rough bit but close to it".

£275k, 6 year old 2 bed bungalow, s-facing garden, 2 tandem parking spaces with a boundary I'm not keen on as it is that "shared private access area" stuff I despise. I'd guesstimate it's about 500-600 sq ft, whereas my preferred size is 750-820.

PasturesNew

Sunshinemummy wrote: »

... but you don't need money for household items...

I agree.

I'm fast approaching retirement age and still have never had some of the things FTBs want to buy on credit between exchange and completion

I did have a new sofa once, Ikea.
Never bothered with a table.

Nothing is essential. So long as you've walls and a roof and it's watertight and safe.... it's possible to make do with a blow up mattress, 2nd hand fridge and an old telly

Although, to be fair, you can't get everything you want cheap/2nd hand/free because you'd spend hours every day for weeks/months/years trying to find it all and be first to nab it.

But, you can have some lucky finds if you keep your eyes peeled over time.

When I put my house on the market .... one of the "kind" people here blurted out "it looks like a rental" that was crushing

ivyleaf

I'm so pleased for you PN

And good luck Doozergirl

Leno I shall have to try that wine - I like a drop of Malbec!