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  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Last day of the month so just putting in my final figures. Decided to pay another £7 towards the MBNA to round the figure up.

    Final countdown begins for the return to school. Feisty preschooler can't wait whereas DS realises with each new school year comes less play learning.

    Been continuing with the Christmas shopping :eek: finding some good bargains with cashback. Don't think we'll get the twins much either again. They'll be 18 months and have no concept of gifts etc. Was probably going to get them a couple if scuttlebugs

    Did my weekly shop this morning at Adl1. Normally go alone but feisty preschooler wanted to come so I agreed. However, soon as we got there she was bursting for a wee. So my shopping trip looked more like super market sweep :rotfl: Did mean it was cheaper than usual

    Totals as of 31st August

    HSBC CC £3805
    MBNA CC £2430 £7 paid off
    Tesco Loan £4893.92
    Santander Loan £2798.1
    M&S Loan £4032.64
    DH MBNA CC £2414.85


    Total debt as of 30th July £21556.12
    Total debt as of 6th August £20750 sub 21k :T
    Total debt as of 16th August £20381.51
    Total debt as of 31st August £20374.51
    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £20.86/£25

    VO is now up to £10.10
    PA currently has £0 payable and £5 pending
    Onepoll currently has £32.90 in there. getting through a few of these. Inching closer to the £40 cashout threshold. Glad I realised there was an app!!
    Yougov currently has 1245 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0 in there .(August cashout so far £0)




    Pay off £1150 from debt £1181.61/ £1150 :T




    To list 10 new things on 3bay/V1nted
    6/10



    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Current signature
    £26069.72/£46444.23 56.13% paid
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    How funny with your DH, mine looks the same when I work a Saturday and he's home all day with our 2 :rotfl: Well done on completing the room swap. It's hard storing the older children's things for the younger ones isn't it? Mind you, I'm enjoying the thrill of shipping out anything DS2 outgrows. The second it anything looks too small it's straight in to 1 of 3 bags - pass on to a friend or sell/charity shop/bin, I've been ruthless ;)
    Not long until Septmeber and that next thousand bracket x


    I'm enjoying the same process whenever the twins outgrow things.

    2 more days to go until more payments are made and into the teens :D #soveryexcited
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Will be great to be sub £20k!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • The teens are coming... bunting at the ready. Wooohooooo
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • :j:j:j

    I actually have no idea when we were last in the teens for debt. I suspect it may have been in 2012. :o The end is in sight for sure now. What's amazing to see is since starting this diary in June 2017 we have paid off £26737.84 :eek: that works out as an average of £990 a month. Equally happy and ashamed with that number to be honest.

    I would still love to be debt free by the end of 2020 but I think the current DFD is within the first few months of 2021.

    Have a few days off this week.I wanted to take DS and Feisty preschooler to their first day of school on Wednesday. Being back at work I won't get the opportunity so much to do it..

    Totals as of 2nd September

    HSBC CC £3805
    MBNA CC £2067 £363 paid off
    Tesco Loan £4893.92
    Santander Loan £2798.1
    M&S Loan £3877.52 £155.12 paid off
    DH MBNA CC £2264.85 £150 paid off


    Total debt as of 31st August £20374.51
    Total debt as 2nd September £19706.39 :T in the teens :j

    ~~~~~~~~~~~~~~
    Monthly Challenge


    Earn £25 payable from survey sites

    £0/£25

    VO is now up to £10.10
    PA currently has £0 payable and £5 pending
    Onepoll currently has £33.55 in there. getting through a few of these. Inching closer to the £40 cashout threshold. Glad I realised there was an app!!
    Yougov currently has 1330 points in there.
    E.Rewards currently has 5000 points in there.
    Qmee has £0 in there .(August cashout so far £0)




    Pay off £1150 from debt £668.12/ £1150




    To list 10 new things on 3bay/V1nted
    0/10



    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • That debt figure is coming down nicely. It is nice to think of being debt free now the finish line is in sight and you will have around £1k more each month to spend or save as you wish.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
    Save £12k in 2025 #1 £12000/£11000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    congrats on being in the teens that must be a great feeling xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • You are in the teens wooohooooo that's amazing.

    You are storming this. Well done.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • :T Fantastic, well done :T
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