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When things hit rock bottom the only answer is to fight the way back up...
Comments
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September goals
Money
£200 to council tax - £160/100
£120 Groceries - £13/£120
£100 to other debt £120/£100
Make £5 a day £150 = £52.99/£150
List 10 Items on eBay (None listed, 1 Sold)
Maybe I'll make these a little higher for repayments. Will work it out as no real income now till the 18th October :eek:
No groceries added yet this week and probably won't be now until Monday. I only have child benefit now coming in between now and 18th October, then a date when Tax credits will be in but unknown because I changed to 4 weekly and it hasn't updated yet. So the repayments now will probably slow even more until then0 -
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I honestly don't know how you manage it, Hidden. To pay so much off is just amazing. Obviously going to be a bit tight until 18 October but after that you'll sort it all out. Have a great time at the caravan. Hope the weather is good,Have adventures. laugh a lot and always be kind.0
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The weather is awful :eek: I think we will need boats :rotfl:
I am all packed and now at work having a cuppa! It was a tight run around!
I need to pray the beddings dry when I get home then I can remake the beds and leave everything ready for Sunday evening.
Will need to do a quick turn around of uniforms once the smalls are home why they eat some food before we leave!
I'm looking forward to 8pm tonight when everything will be done and I'll be sat with a cuppa in the caravan! Raining or not0 -
Aw never mind the rain. Caravan will be an adventure for the wee ones. How far away is it from where you live?Have adventures. laugh a lot and always be kind.0
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Have a lovely weekend Hidden.
Congrats on the debt repayments and glad the new job is going well xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Hidden, glad you're enjoying work and the wee ones seems to be settling into school. One more payment and fine 2 is gone! :T
I thought you were off to the caravan last weekend. There is nothing as nice as sitting in a caravan when its raining. As long as you are away from home, relaxing and enjoying yourselves. xxxBarclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
Total: £8,027.80/£5 = 100%/0.06%
Mortgage £99,692/£51,652.33 51.8%
Car Loan: £9,217.20/7,527.38 81.67%
My Money Managing Ways0 -
I love being in a caravan, whatever the weather, enjoy the break and a change of routine. Well deserved after your week at work
Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
debt reduced by 32%
Debt free date: May 20190 -
Have a great weekend and try to relax a bit. A bit of a chill out for you and the children I hopeSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Thanks all
It isn't too far, 30-40 minutes away.
We are all here and had dinner
Kids playing cards and dominos and I have a nice cuppa
Hope everyone has a lovely weekend x0
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