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When things hit rock bottom the only answer is to fight the way back up...

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,087 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Brilliant HI. Slowly but surely.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£391.55
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  • Well done Hidden, love seeing you updates. :T

    Does that mean you paid some money off his fine? :(
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • He posted the money in this morning, so I'm not down by paying it but I'll worry less knowing its paid.

    Boiler finally fixed and I'm just waiting on the kids finishing lunch so we can head to the shops with our list. They have their own little lists to get with the money of my mum :rotfl: Girls put half in their money boxes and want to spend the other half. DS wants another months EA access and he'll save the rest too if he can resist the sweet aisle :rotfl:
  • Well done on the payments HI, you'll hit your target at this rate :)

    So glad your boiler is fixed now, that's one less thing to worry about.

    Enjoy the shopping trip :) x
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Thank you :)

    Food shop done, Mr Ald! was very busy today!

    £21.48 spent! Think £2-3 was the kids spends from their money though will sort that later.
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Wonderful progress hidden! Wow! Do you have any tips to get more fine in a day? You seem to get so much done!

    I've loved your slow cooker tips and have started using mine regularly thanks to you!!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Hidden! I have read your whole diary and you are such an inspiration! I wish I had half of your get up and go! Mine seems to wane about this time of day! Well done on the low spend grocery shop! I'm trying to get my weekly spend down too so I can throw extra at the debt! Keep up your amazing work lovely!
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    earthgirl wrote: »
    Wonderful progress hidden! Wow! Do you have any tips to get more fine in a day? You seem to get so much done!

    I've loved your slow cooker tips and have started using mine regularly thanks to you!!

    I write a list for everything. I mean even down to wake up :o
    I think my routine is so much of the same 90% of the time it just fits in because as soon as I let slip for a day I feel it getting on top of me. I wake up, strip my bed, open the window and blinds etc. Jump in the shower and clean the bathroom, then onto the toilet (ours are in separate rooms) Then into kitchen, kettle on, washer on with my bedding/clothes etc while I'm making a coffee. Kitchens usually clean because I'm the last in there before bed but I potter about wiping down etc and having my coffee before I get the kids up. When its time to wake them, I go up they go into the bathroom to have a wash etc and I strip their beds and straighten anything up needed. Quick flick over the bathroom after the kids (yes there's even been toothpaste on the ceiling before now ;)) and then I just potter behind them all day :rotfl::rotfl: Pretty much the same routine at night but the opposite way round. I hate going to bed leaving things not done. I like my 'list' to be ticked off.

    The extras get done round the kids, if they play out I garden/sweep etc. If they're painting in the kitchen I'll wipe the cupboards down etc why I'm keeping an eye on them.

    But yeah after all that ramble. Lists. Definitely lists :rotfl:
    missymoo81 wrote: »
    Hey Hidden! I have read your whole diary and you are such an inspiration! I wish I had half of your get up and go! Mine seems to wane about this time of day! Well done on the low spend grocery shop! I'm trying to get my weekly spend down too so I can throw extra at the debt! Keep up your amazing work lovely!

    Wow bet that took some reading :o Thank you for stopping in.
    Meal plan, slow cooker, stretch it out to an extra portion etc ;) x
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Received the £10 paypal from My Survey and cashed out another £5, also cashed out £5 to paypal from Opinion outpost.

    Sorted out some of his clothes and listed some bits on ebay of my own. Hoping to have my 20 item limit listed this weekend but then means I can't list again until September but still 20 listed is better than none :)
  • Still can't believe you change your sheets every day. I can't even manage to get dressed every day :p
    Debt Totals July 2019::
    [STRIKE]£350 Natwest Credit Card [/STRIKE]/ ]Now £0 (paid off and closed 04/2017) £15,500 postgrad loan from parents/ Now £7,000 £5,000 sister loan/ Now £0[STRIKE]£500 train ticket loan from parents [/STRIKE]/ Now £0 (paid off 16/02/18)[STRIKE]£2,000 Overdraft[/STRIKE] Now £0 (paid off 09/03/18) £1,967.83 Barclays 0% card Now £0
    Total £7,000
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