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When things hit rock bottom the only answer is to fight the way back up...

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Comments

  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Are you able to make partial payments on the Council Tax? If you pay what you can now and then make other payments during this week? At least that would show them that you are trying?
    I know that some places don't allow partial payments so this might not work.

    I have been sending £1 a day over hoping they see I am trying to make it come down :o I think by friday it will be £55, then I will send over £15 and carry on until I run out of money/I receive something from somewhere :o Embarrassing isn't it :o
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Surely since they know your circumstances have changed so drastically and they can see you're trying to make some sort of payment meantime they will give you a bit of leeway.
    Have adventures. laugh a lot and always be kind.
  • Not embarrassing at all! I was going to suggest something like that, they can see that you are sending everything you possibly can as soon as you get it. Agree with Toni'sfriend - hopefully they will give you some leeway as a result.
  • I have been sending £1 a day over hoping they see I am trying to make it come down :o I think by friday it will be £55, then I will send over £15 and carry on until I run out of money/I receive something from somewhere :o Embarrassing isn't it :o

    Sorry hun, I didn't get a chance to reply earlier. No it isn't embarrassing at all. As others have said, you're showing that you're willing to pay and that they should take in to account.

    Big hugs lovely lady, sending lots of positive vibes your way. xx
  • EssexHebridean
    EssexHebridean Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely not embarassing at all - keep on keeping on! At least it shows willing!

    Also I think you should make the effort to continue with TV/Netflix - remember your TV licence payment will drop to £12.12 before long as you'll be up to date - so that saving off what you've budgeted there will cover the Netflix service won't it. You are without question entitled to have some entertainment budgeted for!

    If I've read it right you're not far off having that fine paid off now too? So that will free up some more cash to get thrown at wherever.
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  • charlies_tribe
    charlies_tribe Posts: 1,612 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm trying to think if ideas to help.
    Would ex be willing to cover the shortfall this week? To keep a roof over the children's head.
    Would you be able to ask your mum now he has moved out and you know you would be able to pay it back quicker now you have control of the finances?
    Would you be able to get a crisis loan or anything like that (no idea how they work or if you would already need to be getting the benefit already to apply).
    Would you be able to get to a food bank? I know your ok for food now but if you can make it stretch a bit further it'll free up a bit of money later on.

    I know some of these I'd feel really bad doing so I understand if you can't. I'm just brainstorming. You have done fantastic so far.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
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  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    I will speak to him and see, I don't want to do anything that will 1. get me in trouble and 2. lead him on. But we'll see what happens.

    I really don't think we will need the food bank, other than milk we could make last what we have a while, if it comes to it though and it was a choice I had to make of course I'd do it.

    Something will make it work, I won't give up ;)

    Thank you for replying x
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Kids boxes made into boxes for teacher gifts (never again) there is glitter everywhere. I think I'll been glistening for weeks!

    Smalls all fed and happy, playing for half hour before bath time :D

    Just waiting for uniform to dry to I can iron, won't take long in this sun ;) So I'm enjoying a coffee in the garden and having a catch up :)
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Definitely not embarassing at all - keep on keeping on! At least it shows willing!

    Also I think you should make the effort to continue with TV/Netflix - remember your TV licence payment will drop to £12.12 before long as you'll be up to date - so that saving off what you've budgeted there will cover the Netflix service won't it. You are without question entitled to have some entertainment budgeted for!

    If I've read it right you're not far off having that fine paid off now too? So that will free up some more cash to get thrown at wherever.

    Thought I'd replied but obviously I AM losing my mind ;) Sorry :o

    I really think we will need some sort of TV, not really over the summer but once the darker nights are in maybe. Plus I have realised just how lonely the 12 hours are why the kids are in bed :o at least in the day I can potter in the garden but at 3am I might look a tad too strange :rotfl: :rotfl:

    The fine has less than 2 months left, I will be glad to see the end of that! An expensive lesson learnt of trusting no one ;)
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