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A whole new world, for now
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Happy New Year inod! Glad the read that the home improvements are going well. I've started a bit of a digital detox today as well by unsubscribing to those unwanted emails!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Happy New Year.
Hope you get the wills sorted out.
ive had the paperwork for a POA in the drawer for over a year and not got everyone together with a a witness that know us all….2026 is my year to sort that.January spends - £587.587 -
Thanks everyone for the new year wishes. I’m currently determined to make improvements. Today I am properly restarting work although I have dipped in and out over the break. Yesterday I logged on and issued two invoices plus a statement for one that’s outstanding. I also engaged with mr wii yesterday to find myself back to 12st 1lb. Up 2 but still within the plus or minus 2 lb range. A real effort is needed to get below that.
we are currently experiencing snow though a thaw is expected today. If that doesn’t happen, I may ask to have an in person dublin meeting scheduled for tomorrow morning, changed to teams based. I picked a friend up from the airport yesterday as her original lift would have made a much snowier and longer journey. This meant I was able to scoot to the sparks store when it opened. £22 spent with only 2 non reduced items. One reduced find is bbe July 26 at less than 25% of original price. Last night’s dinner came from freezer and stores. Today I really need to make soup as it’s possibly one of the healthiest foods that I really enjoy.I need to get dressed warmly and get stuck into some work. Today I am grateful for
£275 from Ernie, £100 for me and £175 from dh
reliable heating with money set aside for the January bill
finding a charity in need of clean takeaway plastic boxes
a friend’s safe travels given the weather and current world events.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.4 -
Happy New Year and nice to know Ernie has remembered you!
What soup are you planning on making?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Lovely surprise from Ernie.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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