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A whole new world, for now

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Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,153 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year inod!  Glad the read that the home improvements are going well. I've started a bit of a digital detox today as well by unsubscribing to those unwanted emails!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • in_need_of_direction
    in_need_of_direction Posts: 7,967 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 5 January at 9:39AM
    Thanks everyone for the new year wishes.  I’m currently determined to make improvements.  Today I am properly restarting work although I have dipped in and out over the break.  Yesterday I logged on and issued two invoices plus a statement for one that’s outstanding.  I also engaged with mr wii yesterday to find myself back to 12st 1lb.  Up 2 but still within the plus or minus 2 lb range.  A real effort is needed to get below that.

    we are currently experiencing snow though a thaw is expected today.  If that doesn’t happen, I may ask to have an in person dublin meeting scheduled for tomorrow morning, changed to teams based.  I picked a friend up from the airport yesterday as her original lift would have made a much snowier and longer journey.  This meant I was able to scoot to the sparks store when it opened.  £22 spent with only 2 non reduced items. One reduced find is bbe July 26 at less than 25% of original price.  Last night’s dinner came from freezer and stores.  Today I really need to make soup as it’s possibly one of the healthiest foods that I really enjoy.  

    I need to get dressed warmly and get stuck into some work.  Today I am grateful for
    £275 from Ernie, £100 for me and £175 from dh
    reliable heating with money set aside for the January bill 
    finding a charity in need of clean takeaway plastic boxes
    a friend’s safe travels given the weather and current world events.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Cherryfudge
    Cherryfudge Posts: 14,235 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year and nice to know Ernie has remembered you!

    What soup are you planning on making?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • beanielou
    beanielou Posts: 97,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lovely surprise from Ernie. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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