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A whole new world, for now
Comments
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It sounds like a great holiday.I don’t like paying big bills 😂 it has to be done though and a great feeling knows the cash is there to do it 👍
Well done to Dd sorting the builder to do the painting. It’s going to look great.January spends - £587.582 -
It sounds like a lot of things going in the right direction. @jwil's idea about paying the cc bill in bits is a good one. Especially well done on weight control!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Thanks everyone, having posted on here kinda forced me to bite the bullet and pay the credit card. I hate to see bank account balances take a hit. Managed dinner from stores yesterday and dd sorted a kitchen cupboard. The lurgy hit dh hard and most of the day was spent in bed in our room where I had stuff that I had intended to sort.
located a packed away item that means two things can be listed to go from the house.
lots of work to do so need to make a start. Today I am grateful for
yesterday being a restful day
an unexpected personal email
a no spend eat from stores dayMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.6 -
I have had a major light bulb moment. I don’t go to shops when I’m not carrying my loyalty cards. I haven’t changed back from using my holiday purse so didn’t stop into shops I was passing that I would normally visit. Guess what? No one starved.
of Course this only works for people like me who refuse to install apps on my phone. It’s definitely a lesson for me.
so far this week have been running around days with only small bits getting done. Roughly £850 additional work has been lined up for January which is a nice start to the year. I met a friend for lunch yesterday and am meeting another on Fri. Was able to offload 7 items that friend will make use of. I’d like to get to the market over the weekend to get some home made Christmas goodies and I really want to get as much work cleared to free up Christmas and New Year. Workman contacted me yesterday, he’s coming to finish some stuff off over the weekend and the painter is due next Thursday.DD wrapped a number of Christmas gifts yesterday to lighten the pre Christmas load and present lists have been made with some items sorted.Today I have an online meeting thereby avoiding a drive to Dublin so I intend to make a vat of bolognese and lasagne for tonight’s dinner.Nothing much else to report. Today I am grateful for
finding appropriate new homes for items.
the gift wrap getting underway.
a store cupboard favourite for dinnerMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.7 -
All sounding good there
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Yesterday a few things were achieved. I had an early start dropping dd to an airport. This meant I managed to get on street parking near the market so all required chutneys have been purchased. I then went to a certain bakery, queued up to buy some items and placed an order for collection on Christmas Eve. Came home before ds called by and the workman arrived. I’m not sure he’s going to do all I wanted but hopefully it’ll still be enough to get it decorated starting on Thursday.Yesterday was the 3rd anniversary of my mum’s passing so I attended mass with some family at 6. It’s odd to think of the time passing but at least she didn’t have to hear about the various serious ill health issues that are still being dealt with by younger family members.Today mr wii advised that I am down one of my travelling pounds to 11st 13lbs. I’m happy with that despite being within my +-2 lbs of 12 stone. I’d love to get out of that range negatively of course. Today I have some work to do, some housework to do and, if I can brave the car park, may meet my friend for coffee.Today I am grateful for
dh’s cold/manflu finally starting to shift
items obtained or arranged for Christmas
identifying what can be used from stores thereby saving time, money and worry.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.5 -
You've made good progress on the house this year
And, you have stayed under 12 stone and managed your BSIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Well done on the weight! I have a very unhealthy relationship with my bathroom scales
Halifax CC - £2591.41 / £2591.41
Virgin CC - £6094.33 / £6094.33
Barclaycard CC - £7991.29 / £7991.29
Santander CC - £6233.91 / £6333.91
M&S CC - £3868.42 / £3868.42
Natwest CC - £723.43 / £723.43
Natwest CC - £4115.00 / £4115.00
£31,647.79 / £31,717.79 (99.7%) Since 14/12/2025
Emergency Fund : £553.22 / £60002 -
Wishing everyone as good a Christmas as is possible for each to have.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.7
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Happy Christmas 🎄I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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