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A whole new world, for now
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The trustees have a job to do - it’s not just a label they can put on CVs. Hope things work out for you.January spends - £587.583
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I'm sorry to hear work is tough. Can you step away from some parts - don't take on any extra? As long as you are keeping it afloat there's no motivation for them to change. I hope something can be resolved. You have a responsibility to yourself as well as the clients."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Work sounds rubbish, I do think you have done all you can. XX
Nevertheless she persisted.3 -
I agree with all of you about the work and the trustees plus it is costing me money as I can get more lucrative but less regular income elsewhere. Today I am meeting a surveyor at one site as I believe it may not be viable to fully repair. If that is the case, then it will close. The trustees are using this lack of certainty to avoid hiring in help for me.Yesterday I managed to escape at 7.15. Today’s emails started before eight.I have recruited two extra workers who are part time which should minimise reliance on an unreliable agency. This is good.On other news, I had a phone call with another client yesterday who wants to commission an extra two days work in the next few weeks. DH will be called upon to assist but he has lots of leave available in his day job. This will bring our Christmas target closer.I have lots to do, especially housework wise. My cleaning lady has yet to return and even though we just had 3 hours a fortnight, I miss it. Overseas visitors are due here this day next week so panic will soon kick in. This typically will lead to the creation of lots of lists, doing things that I forgot to put on the lists and then getting annoyed that nothing is being stroked off.
you’d think that knowing that would mean I could stop repeating it.
right, need to get motoring.
today I am grateful for
a friend getting the job that suits her family responsibilities
a few more items trickling out of the house
help from a colleagueMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3 -
INOD - I belong to an FB group that plays house work games (don't judge
) and you make a list of stuff to do and then come back and report, of course this morning I did my list, but found I needed to wash make up brushes and my hairbrush and top the food up, pick this up, that up etc. when I came back from doing all the faffy stuff I hadn't done anything on my list! so I know what you mean! Also highly aware but still do it!
Good news on the extra workXXX
Nevertheless she persisted.6 -
I have been reading for years but don't often comment. I was just thinking of your last job. It ended up being untenable and you experienced a lot of stress. This new role started well but you seem to be under similar pressures so I agree with the others about considering your position. Your health is much more important. Sorry if I have overstepped the mark but dislike seeing you being put upon.
You are doing well on the regular decluttering.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Good to hear you have some new staff.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
Well, that’s one week over and by this time next week I should be in a mortgage neutral position. Fingers crossed that I’m not needed this weekend as I need to sort, shop and clean. First task will be to deep clean the downstairs shower room so dh has been told to get the steamer set up.I also have bits and pieces of other client work to get done plus an Irish tax matter to progress. I have a 30 minute hourglass thingy so I will make use of that to dissect the day into different tasks. It helps by setting a deadline for the shorter tasks and being allowing me to see when it’s ok to walk away from the longer ones. I know I should be an adult and just crack on but knowing and doing are two very different things.
yesterday I met with a lady who wishes to help out with one of my charities. She had been in a bad place and has totally turned her life around and wants to give back. She is willing to commit to full shifts and doesn’t want any payment. It really restores your faith in human nature. I just need to get her police checks done and we are good to go.
so, first task of the day is a second cuppa while making a list.
today I am grateful for
help when needed
a £1 win from my tv surveys
hitting a 7 day sb targetMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.5 -
Loving the hour glass idea. I’m so much better when I think of life in short chunks ( I’m not opposed to short hunks either 😉)
It does indeed renew faith in human nature when you hear of others giving back to help others.
Hope you get all you need to get done, done 👍January spends - £587.584 -
I love doing things in 15 minute burstsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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