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A whole new world, for now
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Only managed one work shop as other things arose. Some good, some not so good. However, I’m starting to see a team with whom I can work emerge. I’m still under the weather and attracting Coronavirus comments. I have offered to self isolate but no one is taking me up on that offer. Was disgusted at last night’s lack of holby so took myself off for an early night. Ended up taking a work related call but still settled down earlier than usual. I fell off the porridge bandwagon this morning. I just can’t face it when I can’t actually taste it because of this cold. Right, things to do and people to see.
today I am grateful for
the ultimate comfort food provided by dh for last night’s dinner - sausage, mash and beans
co operation
initiative being shown unexpectedlyMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.8 -
I hope you feel better soon. A really bad cold is horrible.
As to porridge vs sausage, mash and beans... I hope you had brown sauce to go with it.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/2211 -
I hope you feel better soon x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee9
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Hope you’re feeling better.January spends - £587.588
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Today I feel like I can take on the world. I managed to waken and get going without coughing for the first in over a week. I still have a slight tickle in my throat and still feel tired but I will happily take that.I’m still behind with lots of stuff but I got one invoice issued this week. A work matter is also progressing. Yesterday I nipped to the supermarket and did a top up shop that came to £14. This included butter that was on offer, a whoopsied apple tart for 10p, some whoopsied bread and a whoopsied prepared open steak sarnie to be baked for DH’s lunch today. He is working from home as the washing machine man is coming back today to hopefully repair the machine.DS called last night. He got back from his travels on Monday and has just under a month before he heads off again to a friend’s overseas wedding. He continues to believe he is invincible.Right, I need to go sort out the kitchen in a quarter of the time it would take dh.Today I am grateful for
a £25 donation from ERNIE
gifted cooked sausages for the furry one who is managing slightly longer walks comfortably
engagementMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.10 -
Happy Friday. 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.11 -
Sausage, beans and mash. Not sure it gets any better than that.
Congrats on ERNIE.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/07202511 -
Yesterday got off to a good start. First day in ages when I didn’t cough as I awoke. I then got advance purchase tickets to genesis and then went to the client. It went downhill from there but I escaped at 8 last night. So far today one staff member has called in. This is in addition to the one who phoned yesterday afternoon to say he wouldn’t be in this weekend. We had a visit from the police about matters unrelated to us but possibly covered by cctv and various other things including a nearly melt down by a staff member.We are interviewing for some staff next Monday and Tuesday but wonder for how long matters are sustainable. I have to go in for 7.30 tomorrow and work through to 2.30. Won’t that be fun! I am tired.
on the upside, the washing machine has been repaired and we now have contact details for a reliable repair man. DH enjoyed his steak sandwich and said it’d even be worth the full price.
right, need to get stuff done. The first thing will be an invoice.Today I am grateful for
finally receiving money owed to me since last April. I found the one person in a large organisation willing to take ownership and sort something out.
genesis tickets, it’s good to have something to look forward to
being able to pay my credit card bill in advance of my monthly payMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.11 -
Great news on the client.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.9 -
I'm glad the money finally arrived.
Also glad that your cold seems a bit better. I have a horrible cold too at the moment. I think we work too hard.
I love my porridge and have it with frozen mixed berries in (usually wonky berries as it's cheaper).Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS10
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