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6 months on and still a penny not a £ to my name

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  • asp746
    asp746 Posts: 419 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    you're so near to finishing some payments off - i was like this you feel as tho the end is never going to come but kev will be finished in 3 payments which wll give you £70 per month plus the rent so there's £80 cash. also by april you'll have finished another £70 odd worth of paymets so that means you'lll have £140 spare cash.

    the worst is over.....just hang on in there.
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    8/10/07 £0.00 spent on train fare(dont ya love it when they dont ask for fares). 3 mile round trip biking.

    Thanks asp746, I know, cant wait, the other thing is all holidays will also be over, so thats something too, cant wait for 1st Nov:rotfl:. Must remeber to get that 37p paid today and rent arrears are sorted:j:j:j.

    DD's 13th tomorrow:eek:, is it really so long ago!! So glad I got her card and that way back in April. She couldn't find the shoes I was on about so she got her dad to buy her some boots.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    9/10/07 Well DD has gone to school on her new adult sized bike, I'm dreading going college as its seriously slinging it down today. but glad DD has a bike with much bigger wheels now, so will get to train station quicker.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • lindens
    lindens Posts: 2,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Rent arrears - do you know what? I would stick 2 x 20p in an envelope if it was me and post it off 2nd class. ;)
    You're not your * could have not of * Debt not dept *
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    You are an inspiration! Well done :T Your diary makes really good reading and I hope that when I am settled in my new home that I can be as organised as you.

    Keep posting cos I love reading the messages:rotfl:
    Christians Against Poverty - www.capuk.org
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    DD loved her 2nd hand top that DS bought her from whitby back in April for her birthday, as she put it its more teenagey. thing is I now have ot do some sewing ad take it in as she is still in under 10's clothes.
    Best get my lunch packed, couldn't yesterday as forgot to defrost the bread, so just had the goodies and no proper stuff.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Happy Birthday DD:bdaycake:
    Christians Against Poverty - www.capuk.org
  • Sus1e
    Sus1e Posts: 235 Forumite
    I often make sandwiches with frozen bread - the slices defrost by Lunch!! (and it stops me snacking on them during the morning and having to buy lunch as I am still hungry.........)

    Good luck with the cycling
    Sealed Pot Challenge Member Number #1906
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    9/10/07 £0.50 spent on train fair (1 x single). 3 mile round trip biking. Drenched through.

    DD has come home from school with a butterfly brooch from my sister (she sees her at train station), a love heart silver necklace from her beloved, a bath with contents from a friend, box of maltersers, shoe laces and foam teeth and toothbrushes from another friend, top & skirt black glitter set from another friend, lots of cards and apperently two more presents to come tomorrow_party_, Dont think she has done too bad personally. Actually think she is secretly chuffed as when in primary she was lucky to get more than one card from school.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    10/10/07 £0.50 spent on train fair (1 x single). 3 mile round trip biking.

    Had to buy a portfolio type of case earlier. Actually got a 3 pocket document bag from Wilko's for 2.99 that will easily fit A3 and below in, whilst a proper portfolio case costs minimum of 9.99 for that size. Also got a 5 sketch pads, but its really a book a need, and the pages will come out when being turned, but only came to £1.78 for them, and they can be used for stocking fillers for kids, and emergency ones for me for college. Really need to find an affordable A4minimum sized sketch book/journal.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
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