6 months on and still a penny not a £ to my name

Penny2myName

:rotfl:its on its way back around the block!! Just remember to jump back on when it passes. You will know when it close as it sounds like a badly out of tune , icecream van....:rotfl:

Me_Myself_2

LOL - You made me chuckle Penny

beanielou

Penny~think you are doing so well.
Once you get through the next few months things will get so much easier.
Fab you have paid off your rent arrers as well.

Penny2myName

Was ever so happy yesterday when i made the call to find out what my outstanding balance was. The annoying bit is I have to spend £4 to get to the council office to pay the £0.37!! Trying to talk my mummy into going to pay it for me as she has a free bus pass:o

Penny2myName

Been a bad bad girl and bought myself an areo when I went for the milk and washing powder. Have to admit, I can not actually remember the last time I had chocolate so..., I know no excuse.
Also I need to buy lots of materials for my college course. Have already started, and for my stained glass project I am trying to stick to a bare minimum of 3 different glasses as they range from £3.60 a sheet to £15 ish (for half decent average ones). They go on about all this making it easier for mature students to return to study, but because i am on benefits, I am not entitled to the £30 a week study support scheme. Because i am over 24 I am not eligible for the free travel scheme. Looks like the only thing I was eligible for was to have my course fees paid and that is it.
So with my £40 weekly budget i need to do my shopping, pay fares and get all materials required. Also i am expected to go on a number of field trips, when I am suppose to get the cash from I have no idea.
I have applied for the Bradford & Bingley’s 6.4% savings account which I will try and stick £5 a week in, towards all eductional trips (mine and kids) but it will all depend on if I have £5 left in budget account at end of each week to be transfered. Heck at this rate, the kids savings accounts may be what ends up paying for their school trips next year.

Penny2myName

Ok so its a long way off yet, but I admit I have dipped into the overdraft to Finally sign up to the British doll makers guild, which means lots of advertising for my dolls. I have set up a new ebay account that will solely be for the sales of my dolls and fantasy figures. My two websites are due to expire which is ok by me, as I intend finding somewhere that hosts for free. I have the first doll/sculpt made for my new ebay account. Will actually advertise on the American site which generates more buyers and interest in them, and which is actually much cheaper to sell on. Just need to sort out a separate paypal account for it. Keep it all separate from my personal buying accounts.
This way I can learn to have totally different budgets for it.

Lucy1982_2

Sounds really exciting Penny.

What sort of dolls do you make?

beanielou

Can you not pay your 37p for council tax online?

Penny2myName

Its 37p rent arrears, and by jove, i think you have stumbled on something. Yes there is an online service, only its been a good 7 months since I used it after setting up the standing order for rent areas, I totally forgot. Thanks Beanie

Lucy I make 1:12 period doll house dolls and fantasy sculpts (fairies, mermaids, etc.). £10 for a year subs to the guild and all the advertising done on its behalf, is well worth it, hench only reason I could justify it.

Penny2myName

Just browsing quidco earlier when I found the microsoft advert for free domain name and web hosting, which also apperently if I did it right gives £5 cashback, so that would cover my admin charges on quidco (so far only have 90p with them). So I have signed up and spent the afternoon trying to set up the basic beginnings of the new site.
Have sorted the new paypal account out. All I need now it to start making a stock of dolls. Really need to get atleast one room completed in my dolls house, so as to show the dolls in scale.