Setmefree's Diary: MFi5 journey

SmlSave

What a good update for May :T sounds like things are going well.

The bad news is that MR SMF2 scraped a neighbour's car

Heard anything from the insurance comps?

setmefree2

SmlSave wrote: »

Heard anything from the insurance comps?

No nothing yet


Just checked how much we saved using our airmiles for the Eurostar. It was £36 (which is not to be sniffed at) but not a great saving given that we gave up Tescos vouchers to get the airmiles. It would have been better value using them as Tesco Points I think.

However, the room we got for £12 per night using our Hilton points is actually £574 per night what a bargain and how posh is it going to be:eek:

setmefree2

setmefree2 wrote: »

No nothing yet

Mr SMF2s insurance company just rang but Mr SMF2 is on our business line, so he'll have to ring them back..........:cool:

SmlSave

the room we got for £12 per night using our Hilton points is actually £574 per night

WOW and double WOW

setmefree2

Meter lady has just been (so I have updated page 1 off my energy thread on the green board.)

Quite shocked

Electricity is down 3 kw per day compared to same qtr last year - 16% reduction

But

GAS is down 50% compared to this qtr 2006 and 40% compared to this qtr last year.:jie reduced by 20kw per day. I was so surprised I checked it twice

It must have been much warmer this year or wearing those jumpers really has paid off! Dead pleased:D


PS we have managed to increase our savings by a further £1k this month

PPS I'm thinking about putting my part of my pension back into the market - just contemplating which funds

StuartGMC

Great data on consumption; I'm still waiting to complete the year on the new tariff we took in Sept 08 to see where we are in relative terms. We thought we'd kept thermostat low etc, but, changing our electricity meter meant the offpeak moved from about 0230-0930hrs back to what it "should" be of 0000-0700hrs. I think that this means OH's shower is no longer on cheap rate and probably a fair amount of washing etc too which we used to get done by 0930. May need to look at this.

setmefree2 wrote: »

PS we have managed to increase our savings by a further £1k this month

Superb!

PPS I'm thinking about putting my part of my pension back into the market - just contemplating which funds

Have you seen the latest from CBI; things are improving a lot so far. Run a check on Trustnet so you can see trend over last 3-6 months vs the sector, it may help you. Also corporate bonds etc may be continuing to drop....

Good luck on your choices, I'm still down overall but hope that by end of Q1 2010 to be well into positive territory with growth on investments since September 2008 and to some degree recovery on investments prior to that.....

setmefree2

StuartGMC wrote: »

Have you seen the latest from CBI; things are improving a lot so far. Run a check on Trustnet so you can see trend over last 3-6 months vs the sector, it may help you. Also corporate bonds etc may be continuing to drop....

Good luck on your choices, I'm still down overall but hope that by end of Q1 2010 to be well into positive territory with growth on investments since September 2008 and to some degree recovery on investments prior to that.....

Oh dear I'm getting cold feet again as the markets fell yesterday. I'm an ultra cautious person by nature... However, I'm off to to swot up on the Friends Provident Funds and maybe have a look at the BGI funds too... for the encouragement

SmlSave

Well done on reducing the gas and electric and an extra YAY :T for the savings

pammyj74

I am really really impressed at how much you can save and o/p! It is truly amazing!! Your family must have a very very good job!

Financial jargon and ISAs etc are all a blur to me

MoneyQueen

setmefree2 wrote: »

Electricity is down 3 kw per day compared to same qtr last year - 16% reduction

But

GAS is down 50% compared to this qtr 2006 and 40% compared to this qtr last year.:jie reduced by 20kw per day. I was so surprised I checked it twice

PS we have managed to increase our savings by a further £1k this month

SMF2 - Well done on the Energy Consumption Figures

and also on the increase in savings:money::money: